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Emma: Personal finance app reviews

4.88
Based on 3,559 reviews, last reviewed 17th Mar 2026
100% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
87%
See only 4 star reviews
11%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

A great app for saving without having to think about... A great app for saving without having to think about it! Reviewed on: 17th March 2026
Andy Drummond's avatar
Andy Drummond

Latest lowest rating:

1

Great app... But everything you need is behind a paywall, and you get hassled everytime to signup when using the app. Reviewed on: 9th April 2023
JD's avatar
JD

About this product

The Emma personal finance app helps you take control of your money.

Using the Emma app, you can build your credit, save more and spend less. It’s a financial membership which has different tiers. You can get started with the Basic plan which is free or opt for a paid membership which comes with more benefits.

Emma app reviews help you find out what it’s really like to be a customer. If you’ve used the Emma app before, you can also leave a review and share your experience.

Review Emma: Personal finance app now

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Emma Personal finance app reviews (3559)

Cant recommend it enough

5
Love it, have been using it for over 2 years Reviewed on: 4th April 2023

Great

5
Great app. Lots of good features to help you save Reviewed on: 4th April 2023

Helpful

5
Emma is so useful for budgeting and cutting down on pointless expenses to all 10/10 Reviewed on: 4th April 2023

Great app that's easy to use

5
Does everything I need. Have tried a few apps to meet the same goal and this was the only one that really reached the standards I was expecting Reviewed on: 4th April 2023

Great App

5
Probably the best app I’ve tried for features etc has a lot of automated links and thorough analysis. Really recommend Reviewed on: 4th April 2023

Great App with very helpful features

5
Emma is a perfect app for handling your finances. The different services are great and all work well. The layout is ideal and easy to use. Reviewed on: 4th April 2023

Great, easy to use, insightful app

5
Very easy to track spending and budgets and very useful exclusion of weird transfers I have soemtimes. Also love how easy it is to connect a card Reviewed on: 4th April 2023

Excellent

5
Overall a really good app and easy to use. Reviewed on: 4th April 2023

Amazing

5
I love emma, it’s helped so much with my finances Reviewed on: 4th April 2023

The best!

5
Lovely app that’s helped me so much! Reviewed on: 4th April 2023

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