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Emma: Personal finance app reviews

4.88
Based on 3,559 reviews, last reviewed 17th Mar 2026
100% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
87%
See only 4 star reviews
11%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

A great app for saving without having to think about... A great app for saving without having to think about it! Reviewed on: 17th March 2026
Andy Drummond's avatar
Andy Drummond

Latest lowest rating:

1

Great app... But everything you need is behind a paywall, and you get hassled everytime to signup when using the app. Reviewed on: 9th April 2023
JD's avatar
JD

About this product

The Emma personal finance app helps you take control of your money.

Using the Emma app, you can build your credit, save more and spend less. It’s a financial membership which has different tiers. You can get started with the Basic plan which is free or opt for a paid membership which comes with more benefits.

Emma app reviews help you find out what it’s really like to be a customer. If you’ve used the Emma app before, you can also leave a review and share your experience.

Review Emma: Personal finance app now

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Emma Personal finance app reviews (3559)

Best personal finance app ever

5
Emma has saved me loads of time and given me insights that have helped me grow my finances! Love it. Reviewed on: 4th April 2023

Great app

5
This app is great, it keep me up to date with all my accounts at once! it lets me know when money is due to come out and also when payments are paid in! Reviewed on: 4th April 2023

Amazing app

5
Brilliant app. Helps me manage all my finances Reviewed on: 4th April 2023

Great app

5
Very nice app that helps stay on top of my finances Reviewed on: 4th April 2023

Great app

5
Such an efficient tool, helped me save so much money and be in control of my expenses Reviewed on: 4th April 2023

A very useful app

4
A very useful app to help me and my husband organise our spending and try to invest money. Reviewed on: 4th April 2023

Great

5
I love Emma!! I’ve gotten so many people in my life to use it too! Reviewed on: 4th April 2023

Great App

5
Absolutely brilliant app. Great service. Cannot recommend enough. Reviewed on: 4th April 2023

Great app

5
This app has helped me to manage my finances effectively. I would strongly recommend it to everyone. Reviewed on: 4th April 2023

Changed my savings habits

5
Has made me much more efficient and prudent with my money Reviewed on: 4th April 2023

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