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Emma: Personal finance app reviews

View other Emma products
4.88
Based on 3,559 reviews, last reviewed 17th Mar 2026
100% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
87%
See only 4 star reviews
11%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

A great app for saving without having to think about... A great app for saving without having to think about it! Reviewed on: 17th March 2026
Andy Drummond's avatar
Andy Drummond

Latest lowest rating:

1

Great app... But everything you need is behind a paywall, and you get hassled everytime to signup when using the app. Reviewed on: 9th April 2023
JD's avatar
JD
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About this product

The Emma personal finance app helps you take control of your money.

Using the Emma app, you can build your credit, save more and spend less. It’s a financial membership which has different tiers. You can get started with the Basic plan which is free or opt for a paid membership which comes with more benefits.

Emma app reviews help you find out what it’s really like to be a customer. If you’ve used the Emma app before, you can also leave a review and share your experience.

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Emma Personal finance app reviews (3559)

Rent rent rent4

4
Including rent payments toward credit scores is long overdue. Great work Reviewed on: 4th April 2023
aaron cox's avatar
aaron cox

Emma as the best financial app

5
Emma has helped me tracked my spending everyday and every month, helping me control my spending. I’ve always thought that I don’t spend that much but after downloading Emma, I realised I spent so much on little cheap things, making everything totalled up to become high amount. I thank Emma a lot for helping me control my greediness in spending in my daily life. Many thanks! Reviewed on: 4th April 2023
Nureen's avatar
Nureen

Absolutely fantastic financial help!

5
Amazing help, really helps me keep track of my spending and which bills I have coming out! Will not go anywhere else now! Reviewed on: 4th April 2023
beth williams's avatar
beth williams

Great app

5
Great app - highly recommend to everyone Reviewed on: 4th April 2023
Josh's avatar
Josh

Brilliant!

5
It does everything I ask it to do and more l! Reviewed on: 4th April 2023
Miggins's avatar
Miggins

Its great

5
It's am great app. Tells me actually what I spent in a week at certain shops. Shows how much I can save Reviewed on: 4th April 2023
Kyla Harris's avatar
Kyla Harris

Great app

5
Great app which lets you keep track of your finances and has interesting features like showing how much you spend on each category – it’s fun and useful to know Reviewed on: 4th April 2023
Alexandra's avatar
Alexandra

Change how I look at spending money

5
Since using emma I've seen how I've been spending, it's a work in progress but with Emma I've been able to see progress, with more to be done and looking forward to doing it by using emma app Reviewed on: 4th April 2023
Brooksy's avatar
Brooksy

Satisfied

5
Well recommended, their service is the best for me. Reviewed on: 4th April 2023
Austin kafi's avatar
Austin kafi

Amazing I would recommend everyone to try who struggles with saving.

5
I been using Emma to save and manage my budget it’s been very helpful I have recommended this app to friends and family. Reviewed on: 4th April 2023
Dagnis's avatar
Dagnis

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