Paid advertisement
Smart Money People Logo
Newsletter

Emma: Personal finance app reviews

4.88
Based on 3,559 reviews, last reviewed 17th Mar 2026
100% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
87%
See only 4 star reviews
11%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

A great app for saving without having to think about... A great app for saving without having to think about it! Reviewed on: 17th March 2026
Andy Drummond's avatar
Andy Drummond

Latest lowest rating:

1

Great app... But everything you need is behind a paywall, and you get hassled everytime to signup when using the app. Reviewed on: 9th April 2023
JD's avatar
JD

About this product

The Emma personal finance app helps you take control of your money.

Using the Emma app, you can build your credit, save more and spend less. It’s a financial membership which has different tiers. You can get started with the Basic plan which is free or opt for a paid membership which comes with more benefits.

Emma app reviews help you find out what it’s really like to be a customer. If you’ve used the Emma app before, you can also leave a review and share your experience.

Review Emma: Personal finance app now

Help others make smarter decisions by sharing your own experience. Write a review

Emma Personal finance app reviews (3559)

Amazing

5
Never had an issue with the app and it’s really helped me organise my finances and get out of debt thank you Reviewed on: 4th April 2023

The best

5
One of the best savings I have I love it Reviewed on: 4th April 2023

Very user friendly

5
The app overall is extremely user friendly, theres not a single thing that you wouldnt know what it meant. Easy to navigate and gives you notifications every morning to let you know your balance. Very helpful for me and other people who dont often check their balance every day. Reviewed on: 4th April 2023

Helps me to be on track with my budget

5
Started to use Emma not long ago but it already improved not only visibility if my spendings and savings but also helped to finally have the last Reviewed on: 4th April 2023

Fab company

5
Love this company, there customer service is fantastic. Reviewed on: 4th April 2023

Well Done

5
A clear and consistent site. I’m a relatively newcomer to this app but so far very impressed, well done Reviewed on: 4th April 2023

Good

4
Good, easy to use and very intuitive Reviewed on: 4th April 2023

Great app

5
Great app for keeping track of your spending. I like the daily balance updates best. Reviewed on: 4th April 2023

Great app, download it now if you want to budget!

5
Really great for spending insights and budgeting. Intuitive to use and I find the daily balance notifications really useful! Reviewed on: 4th April 2023

Simple and useful

5
No need for pen and paper. No need to set reminders for yourself etc. Just get an app and it will do everything for you. Just perfect Reviewed on: 4th April 2023

Do you have a different Emma product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Emma?

  • General investment account

    from Emma 0.00 from 0 reviews
    Emma
  • Stocks and shares ISA

    from Emma 0.00 from 0 reviews
    Emma
    View all products