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Emma: Savings App reviews

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4.86
Based on 3,559 reviews, last reviewed 17th Mar 2026
800% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
88%
See only 4 star reviews
11%
See only 3 star reviews
1%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

A great app for saving without having to think about... A great app for saving without having to think about it! Reviewed on: 17th March 2026
Andy Drummond's avatar
Andy Drummond

Latest lowest rating:

1

Great app... But everything you need is behind a paywall, and you get hassled everytime to signup when using the app. Reviewed on: 9th April 2023
JD's avatar
JD
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About this product

Looking to read reviews of the Emma app, an innovative new mobile app which helps you save using AI. “She assists you in avoiding overdrafts, finding wasteful subscriptions and giving the control you need over your finances.” Sounds good? Now see what our community members have been saying about Emma by reading their reviews on Smart Money People. Or have you been using the Emma app to help save money and find unwanted subscriptions? Leave a review for others to read and you’ll be helping them to find the very best personal finance apps.

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Emma Savings App reviews (3559)

Use Emma!

5
I used to struggle with my finances and saving, however after using Emma I have been able to keep track of my spending habits and where I can be saving money. It has honestyl been a life saver. Thanks Emma! Reviewed on: 4th April 2023
Georgie Keggin's avatar
Georgie Keggin

Needs chase

3
Needs to add chase as an available banking partner Reviewed on: 4th April 2023
Jamie Greenway's avatar
Jamie Greenway

Best App!

5
Emma has helped me save money so much over the past few months. so grateful to my sister in law for recommending! Reviewed on: 4th April 2023
Zainab's avatar
Zainab

Helped alot

5
Helped alot to manage my savings and get my own place/car Reviewed on: 4th April 2023
Andypandy's avatar
Andypandy

Amazing

5
Helps a lot. Organised and slick, keeps track of your expenditure and helps achieve short and long term goals! Reviewed on: 4th April 2023
Alfred Dempsey's avatar
Alfred Dempsey

Fantastic like my own private mentor.

5
Emma enabled me to save without thinking about it. My money builds up and I’m always surprised how much is there. Basically shop and save all in one. Win win in my books Reviewed on: 4th April 2023
Michelle Wyke's avatar
Michelle Wyke

Life changing!!

5
Emma literally helped me managing my money. As a university student, I used to struggle a lot when it comes ti badgeting but thanks to the app I am able to see even visually how much I spend for each category and see spending differences in each months. Definitely highly reccimmended!! Reviewed on: 4th April 2023
Chiara Withanage's avatar
Chiara Withanage

Best app I have found

5
Emma is so helpful especially as a student who struggles to budget, now I find myself managing my money so much better, and I couldn’t have done it without Emma! So grateful! Reviewed on: 4th April 2023
Sophie Robinson's avatar
Sophie Robinson

Emma

5
Very good app very easy to navigate Reviewed on: 4th April 2023
Sav FN's avatar
Sav FN

Wonderful

5
Easy to use and makes keeping track of my finances so much easier. Reviewed on: 4th April 2023
Kristiina's avatar
Kristiina

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