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Emma: Personal finance app reviews

Name: Personal finance app
Rating: 4.88 (3559 reviews)

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4.88

Based on 3,559 reviews, last reviewed 17th Mar 2026

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

87%

11%

Latest highest rating:

5

A great app for saving without having to think about... A great app for saving without having to think about it! Reviewed on: 17th March 2026

Latest lowest rating:

1

Great app... But everything you need is behind a paywall, and you get hassled everytime to signup when using the app. Reviewed on: 9th April 2023

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About this product

The Emma personal finance app helps you take control of your money.

Using the Emma app, you can build your credit, save more and spend less. It’s a financial membership which has different tiers. You can get started with the Basic plan which is free or opt for a paid membership which comes with more benefits.

Emma app reviews help you find out what it’s really like to be a customer. If you’ve used the Emma app before, you can also leave a review and share your experience.

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Emma Personal finance app reviews (3559)

Use Emma!

I used to struggle with my finances and saving, however after using Emma I have been able to keep track of my spending habits and where I can be saving money. It has honestyl been a life saver. Thanks Emma! Reviewed on: 4th April 2023

Needs chase

Needs to add chase as an available banking partner Reviewed on: 4th April 2023

Best App!

Emma has helped me save money so much over the past few months. so grateful to my sister in law for recommending! Reviewed on: 4th April 2023

Helped alot

Helped alot to manage my savings and get my own place/car Reviewed on: 4th April 2023

Amazing

Helps a lot. Organised and slick, keeps track of your expenditure and helps achieve short and long term goals! Reviewed on: 4th April 2023

Fantastic like my own private mentor.

Emma enabled me to save without thinking about it. My money builds up and I’m always surprised how much is there. Basically shop and save all in one. Win win in my books Reviewed on: 4th April 2023

Life changing!!

Emma literally helped me managing my money. As a university student, I used to struggle a lot when it comes ti badgeting but thanks to the app I am able to see even visually how much I spend for each category and see spending differences in each months. Definitely highly reccimmended!! Reviewed on: 4th April 2023

Best app I have found

Emma is so helpful especially as a student who struggles to budget, now I find myself managing my money so much better, and I couldn’t have done it without Emma! So grateful! Reviewed on: 4th April 2023

Emma

Very good app very easy to navigate Reviewed on: 4th April 2023

Wonderful

Easy to use and makes keeping track of my finances so much easier. Reviewed on: 4th April 2023

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