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Emma: Personal finance app reviews

View other Emma products
4.88
Based on 3,559 reviews, last reviewed 17th Mar 2026
100% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
87%
See only 4 star reviews
11%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

A great app for saving without having to think about... A great app for saving without having to think about it! Reviewed on: 17th March 2026
Andy Drummond's avatar
Andy Drummond

Latest lowest rating:

1

Great app... But everything you need is behind a paywall, and you get hassled everytime to signup when using the app. Reviewed on: 9th April 2023
JD's avatar
JD
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About this product

The Emma personal finance app helps you take control of your money.

Using the Emma app, you can build your credit, save more and spend less. It’s a financial membership which has different tiers. You can get started with the Basic plan which is free or opt for a paid membership which comes with more benefits.

Emma app reviews help you find out what it’s really like to be a customer. If you’ve used the Emma app before, you can also leave a review and share your experience.

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Emma Personal finance app reviews (3559)

Great, insightful and informative!

5
Emma has truly helped me to better manage my finances and save for a mortgage. Budgeting and gaining insight into my financial health was simplified using Emma as I work towards my financial goals. Reviewed on: 4th April 2023
Rebekah Sawyers's avatar
Rebekah Sawyers

Great

5
Emma is fantastic it really helps me control my spending Reviewed on: 4th April 2023
EXO SAIYAN's avatar
EXO SAIYAN

Emma revuew

5
Great app, helped me budget my costs effectively and have an oppurtunity to invest Reviewed on: 4th April 2023
parwaaz upadhyay's avatar
parwaaz upadhyay

Amazing

5
The app is a great app to navigate you’re spending your incoming or outgoing any direct debit to have pending or upcoming. Emma is the app that you need. Reviewed on: 4th April 2023
Savahanna Nsa's avatar
Savahanna Nsa

Very happy

5
I used this app a lot and it does a perfect job Reviewed on: 4th April 2023
Khalid 's avatar
Khalid

Great place to see everything in one place

5
Emma helps me to understand how I spend my money and feel more confident about my finance s! Really easy to use Reviewed on: 4th April 2023
Sanjna K's avatar
Sanjna K

Excellent

5
Amazing app to help me manage my finances Reviewed on: 4th April 2023
Max Freedman's avatar
Max Freedman

Highly recommend!

5
Fantastic in so many ways highly recommend!! Reviewed on: 4th April 2023
Katie Bolton's avatar
Katie Bolton

Emma has got your back!

5
Ever since using Emma, which must be roughly over half a year ago now, this app has really helped look after me financially. From incoming transactions, to alerting me when payments will be drawn out of my account. I have also invested in some shares via Emma too and would think of trying elsewhere. I great app, and a safe and reliable place to look after your bank account. Reviewed on: 4th April 2023
Jordan Connelly's avatar
Jordan Connelly

Amazing

5
I love this app. Easy to use and track your spending Reviewed on: 4th April 2023
Phoebe Daly's avatar
Phoebe Daly

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