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Emma: Savings App reviews

4.86
Based on 3,559 reviews, last reviewed 17th Mar 2026
800% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
88%
See only 4 star reviews
11%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

A great app for saving without having to think about... A great app for saving without having to think about it! Reviewed on: 17th March 2026
Andy Drummond's avatar
Andy Drummond

Latest lowest rating:

1

Great app... But everything you need is behind a paywall, and you get hassled everytime to signup when using the app. Reviewed on: 9th April 2023
JD's avatar
JD

About this product

Looking to read reviews of the Emma app, an innovative new mobile app which helps you save using AI. “She assists you in avoiding overdrafts, finding wasteful subscriptions and giving the control you need over your finances.” Sounds good? Now see what our community members have been saying about Emma by reading their reviews on Smart Money People. Or have you been using the Emma app to help save money and find unwanted subscriptions? Leave a review for others to read and you’ll be helping them to find the very best personal finance apps.

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Emma Savings App reviews (3559)

Great, insightful and informative!

5
Emma has truly helped me to better manage my finances and save for a mortgage. Budgeting and gaining insight into my financial health was simplified using Emma as I work towards my financial goals. Reviewed on: 4th April 2023

Great

5
Emma is fantastic it really helps me control my spending Reviewed on: 4th April 2023

Emma revuew

5
Great app, helped me budget my costs effectively and have an oppurtunity to invest Reviewed on: 4th April 2023

Amazing

5
The app is a great app to navigate you’re spending your incoming or outgoing any direct debit to have pending or upcoming. Emma is the app that you need. Reviewed on: 4th April 2023

Very happy

5
I used this app a lot and it does a perfect job Reviewed on: 4th April 2023

Great place to see everything in one place

5
Emma helps me to understand how I spend my money and feel more confident about my finance s! Really easy to use Reviewed on: 4th April 2023

Excellent

5
Amazing app to help me manage my finances Reviewed on: 4th April 2023

Highly recommend!

5
Fantastic in so many ways highly recommend!! Reviewed on: 4th April 2023

Emma has got your back!

5
Ever since using Emma, which must be roughly over half a year ago now, this app has really helped look after me financially. From incoming transactions, to alerting me when payments will be drawn out of my account. I have also invested in some shares via Emma too and would think of trying elsewhere. I great app, and a safe and reliable place to look after your bank account. Reviewed on: 4th April 2023

Amazing

5
I love this app. Easy to use and track your spending Reviewed on: 4th April 2023

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