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Emma: Savings App reviews

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4.86
Based on 3,559 reviews, last reviewed 17th Mar 2026
800% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
88%
See only 4 star reviews
11%
See only 3 star reviews
1%
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0%
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0%

Latest highest rating:

5

A great app for saving without having to think about... A great app for saving without having to think about it! Reviewed on: 17th March 2026
Andy Drummond's avatar
Andy Drummond

Latest lowest rating:

1

Great app... But everything you need is behind a paywall, and you get hassled everytime to signup when using the app. Reviewed on: 9th April 2023
JD's avatar
JD
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About this product

Looking to read reviews of the Emma app, an innovative new mobile app which helps you save using AI. “She assists you in avoiding overdrafts, finding wasteful subscriptions and giving the control you need over your finances.” Sounds good? Now see what our community members have been saying about Emma by reading their reviews on Smart Money People. Or have you been using the Emma app to help save money and find unwanted subscriptions? Leave a review for others to read and you’ll be helping them to find the very best personal finance apps.

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Emma Savings App reviews (3559)

Best in town

5
It's really great working. really happy about it like no other Reviewed on: 4th April 2023
Naim Omi's avatar
Naim Omi

Great app!

4
Really useful app to keep track of spending and especially upcoming payments. The analytics are good on a monthly / weekly basis too! Fully recommend. Reviewed on: 4th April 2023
scott sumner's avatar
scott sumner

Great platform for saving

5
One of the best platform to save money Reviewed on: 4th April 2023
Mahesh Sarangthem's avatar
Mahesh Sarangthem

Really has helped us manage budgets

5
I was sceptical, not going to lie. We've now been using Emma for about 3 months (the free version only) and we've been amazed how much better we are managing budgets and money overall. We are getting to the end of the month with money left over, yet not consciously scrimping or saving. Emma is just awesome! Reviewed on: 4th April 2023
Nhone's avatar
Nhone

Very highly recommend

5
Already recommended to a friend today when I had purchased something quite hefty as he was surprised I had been able to save so much up. I used to be a great spender with little savings but now with EMMA I can track my spending and know where easiest I can save my money without being so tight in everything I spend Reviewed on: 4th April 2023
Lewis Stone's avatar
Lewis Stone

What can't Emma do?

5
Everything I need in one place, money has been saved, happiness has been found Reviewed on: 4th April 2023
Conor Mullarky's avatar
Conor Mullarky

Easy to use and clear benefits

5
Emma notified me of the Savings App availability, explained clearly the benefits and conditions of the app, and I had signed up and had my Savings App within a day or two. Far clearer and easier journey than my main bank! Reviewed on: 4th April 2023
Steph's avatar
Steph

Great App, finally got an overall picture of my finances

5
At last I can see all my financial info in one place and make better decisions about where to spend. Brilliant. Reviewed on: 4th April 2023
gee's avatar
gee

Life Saver

5
Emma has helped me make the most of my finances while being aware of exactly where my money goes. It’s been a literal life saver. Reviewed on: 4th April 2023
Hussain Abdulbasit's avatar
Hussain Abdulbasit

Fantastic savings app

5
Very intelligent features and fantastic UI experience. Really helps you track your money well and where you can save. Would recommend to anyone looking to save some cash. Reviewed on: 4th April 2023
Jack Parsons's avatar
Jack Parsons

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