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Emma: Personal finance app reviews

Name: Personal finance app
Rating: 4.88 (3559 reviews)

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4.88

Based on 3,559 reviews, last reviewed 17th Mar 2026

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

87%

11%

Latest highest rating:

5

A great app for saving without having to think about... A great app for saving without having to think about it! Reviewed on: 17th March 2026

Latest lowest rating:

1

Great app... But everything you need is behind a paywall, and you get hassled everytime to signup when using the app. Reviewed on: 9th April 2023

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About this product

The Emma personal finance app helps you take control of your money.

Using the Emma app, you can build your credit, save more and spend less. It’s a financial membership which has different tiers. You can get started with the Basic plan which is free or opt for a paid membership which comes with more benefits.

Emma app reviews help you find out what it’s really like to be a customer. If you’ve used the Emma app before, you can also leave a review and share your experience.

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Emma Personal finance app reviews (3559)

Best in town

It's really great working. really happy about it like no other Reviewed on: 4th April 2023

Great app!

Really useful app to keep track of spending and especially upcoming payments. The analytics are good on a monthly / weekly basis too! Fully recommend. Reviewed on: 4th April 2023

Great platform for saving

One of the best platform to save money Reviewed on: 4th April 2023

Really has helped us manage budgets

I was sceptical, not going to lie. We've now been using Emma for about 3 months (the free version only) and we've been amazed how much better we are managing budgets and money overall. We are getting to the end of the month with money left over, yet not consciously scrimping or saving. Emma is just awesome! Reviewed on: 4th April 2023

Very highly recommend

Already recommended to a friend today when I had purchased something quite hefty as he was surprised I had been able to save so much up. I used to be a great spender with little savings but now with EMMA I can track my spending and know where easiest I can save my money without being so tight in everything I spend Reviewed on: 4th April 2023

What can't Emma do?

Everything I need in one place, money has been saved, happiness has been found Reviewed on: 4th April 2023

Easy to use and clear benefits

Emma notified me of the Savings App availability, explained clearly the benefits and conditions of the app, and I had signed up and had my Savings App within a day or two. Far clearer and easier journey than my main bank! Reviewed on: 4th April 2023

Great App, finally got an overall picture of my finances

At last I can see all my financial info in one place and make better decisions about where to spend. Brilliant. Reviewed on: 4th April 2023

Life Saver

Emma has helped me make the most of my finances while being aware of exactly where my money goes. It’s been a literal life saver. Reviewed on: 4th April 2023

Fantastic savings app

Very intelligent features and fantastic UI experience. Really helps you track your money well and where you can save. Would recommend to anyone looking to save some cash. Reviewed on: 4th April 2023

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