Smart Money People Logo
Share this page
Link copied

Emma: Savings App reviews

View other Emma products
4.86
Based on 3,552 reviews, last reviewed 3rd Apr 2025
100% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
87%
See only 4 star reviews
12%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great financial app with high functionality Never had any issues with the app and love the fact that it's smooth and has lots of features to take advantage of. Especially useful the subscription... Read more Reviewed on: 3rd April 2025
Karina's avatar
Karina

Latest lowest rating:

1

Great app... But everything you need is behind a paywall, and you get hassled everytime to signup when using the app. Reviewed on: 9th April 2023
JD's avatar
JD
Read all reviews Write a review

About this product

Looking to read reviews of the Emma app, an innovative new mobile app which helps you save using AI. “She assists you in avoiding overdrafts, finding wasteful subscriptions and giving the control you need over your finances.” Sounds good? Now see what our community members have been saying about Emma by reading their reviews on Smart Money People. Or have you been using the Emma app to help save money and find unwanted subscriptions? Leave a review for others to read and you’ll be helping them to find the very best personal finance apps.

Review Emma: Savings App now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Emma Savings App reviews (3552)

V good

5
V nice v useful v clear very very good Reviewed on: 4th April 2023
Elliot Lamba's avatar
Elliot Lamba

Great budgeting app

4
Great app to help manage budgeting in a day to day basis. Free version has enough features to be useful. Paid version is interesting but hard to justify the cost Reviewed on: 4th April 2023
Seamus O Cathail's avatar
Seamus O Cathail

Best money management app out there

5
Emma has given me a clear view on my finances and an ability to manage my spending and saving. Reviewed on: 4th April 2023
Apostolos Gioulis's avatar
Apostolos Gioulis

Spectacular!

5
It is a great little app. Easy to use and understand, quickly gives you a holistic view of our you're managing your finances. Reviewed on: 4th April 2023
Vasco Homem de Figueiredo's avatar
Vasco Homem de Figueiredo

Amazing

5
Really good app which is easy to use Reviewed on: 4th April 2023
Lana Street's avatar
Lana Street

Great app!

5
Emma is a great finance tracking app that connects to all your bank accounts and credit cards, categorizes your spending automatically, and provides personalized advice to help you make better financial decisions. It's user-friendly, efficient, and has a sleek design. Highly recommended for anyone looking to manage their finances easily and stress-free Reviewed on: 4th April 2023
Toby Ginger's avatar
Toby Ginger

Great for tracking where your money goes

5
Emma helps me keep ontop of where my money goes, and has helped me cancel many unwanted subscriptions. Reviewed on: 4th April 2023
Star's avatar
Star

Excellent way to keep track

4
Really quick and easy to keep up to date with my finances. Reviewed on: 4th April 2023
Jenny Gurney's avatar
Jenny Gurney

Emma-culate Savings Account (pardon the pun)

5
Opening the account directly through my Emma financial management app is so easy and I was pleased that a savings and investment options are now available through the app. So in addition to monitoring my finances and accounts under one very easy to manage dashboard, I now have access to a high interest rate savings account that is protected by the FSCS. I guess now is clear why I call the account an Eema-culate savings account (pun fully intended) Reviewed on: 4th April 2023
Ken Ok's avatar
Ken Ok

Started using and okay so far

3
I’ve just started using Emma for bank management and it’s okay. I’m just a bit wary due to the initial requirement for payment (which I seem to have avoided) but I think it’s a bit annoying when useful apps ask for subscriptions when they’re offering free services Reviewed on: 4th April 2023
Harriet 's avatar
Harriet

Review Emma: Savings App now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill