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Emma: Savings App reviews

4.86
Based on 3,559 reviews, last reviewed 17th Mar 2026
800% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
88%
See only 4 star reviews
11%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

A great app for saving without having to think about... A great app for saving without having to think about it! Reviewed on: 17th March 2026
Andy Drummond's avatar
Andy Drummond

Latest lowest rating:

1

Great app... But everything you need is behind a paywall, and you get hassled everytime to signup when using the app. Reviewed on: 9th April 2023
JD's avatar
JD

About this product

Looking to read reviews of the Emma app, an innovative new mobile app which helps you save using AI. “She assists you in avoiding overdrafts, finding wasteful subscriptions and giving the control you need over your finances.” Sounds good? Now see what our community members have been saying about Emma by reading their reviews on Smart Money People. Or have you been using the Emma app to help save money and find unwanted subscriptions? Leave a review for others to read and you’ll be helping them to find the very best personal finance apps.

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Emma Savings App reviews (3559)

Very straightforward

5
this app is very straightforward and easy to use i would highly recommend. Reviewed on: 4th April 2023

Great for budgeting

5
This app is great for setting and reviewing budgets, and has really helped me to stop over spending and start saving more! Reviewed on: 4th April 2023

Great for keeping in control

4
Emma is the only app I have found that lets me link all of my accounts, and give me an up to date overview of my finances. Reviewed on: 4th April 2023

How did I manage my budget before Emma

5
Emma helps me to set budgets & track my spending against these budgets. I couldn't live with it now! Reviewed on: 4th April 2023

Best saving account

4
The best saving account I have used currently Reviewed on: 4th April 2023

Fantastic

5
They keep you up to date on a regular basis Constantly supportive and willing to help when needed Notification are always positive Reviewed on: 4th April 2023

Very helpful

5
So easy to use, very quick and convenient. Reviewed on: 4th April 2023

V good

5
V nice v useful v clear very very good Reviewed on: 4th April 2023

Great budgeting app

4
Great app to help manage budgeting in a day to day basis. Free version has enough features to be useful. Paid version is interesting but hard to justify the cost Reviewed on: 4th April 2023

Best money management app out there

5
Emma has given me a clear view on my finances and an ability to manage my spending and saving. Reviewed on: 4th April 2023

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