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Emma: Savings App reviews

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4.86
Based on 3,559 reviews, last reviewed 17th Mar 2026
800% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
88%
See only 4 star reviews
11%
See only 3 star reviews
1%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

A great app for saving without having to think about... A great app for saving without having to think about it! Reviewed on: 17th March 2026
Andy Drummond's avatar
Andy Drummond

Latest lowest rating:

1

Great app... But everything you need is behind a paywall, and you get hassled everytime to signup when using the app. Reviewed on: 9th April 2023
JD's avatar
JD
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About this product

Looking to read reviews of the Emma app, an innovative new mobile app which helps you save using AI. “She assists you in avoiding overdrafts, finding wasteful subscriptions and giving the control you need over your finances.” Sounds good? Now see what our community members have been saying about Emma by reading their reviews on Smart Money People. Or have you been using the Emma app to help save money and find unwanted subscriptions? Leave a review for others to read and you’ll be helping them to find the very best personal finance apps.

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Emma Savings App reviews (3559)

Spectacular!

5
It is a great little app. Easy to use and understand, quickly gives you a holistic view of our you're managing your finances. Reviewed on: 4th April 2023
Vasco Homem de Figueiredo's avatar
Vasco Homem de Figueiredo

Amazing

5
Really good app which is easy to use Reviewed on: 4th April 2023
Lana Street's avatar
Lana Street

Great app!

5
Emma is a great finance tracking app that connects to all your bank accounts and credit cards, categorizes your spending automatically, and provides personalized advice to help you make better financial decisions. It's user-friendly, efficient, and has a sleek design. Highly recommended for anyone looking to manage their finances easily and stress-free Reviewed on: 4th April 2023
Toby Ginger's avatar
Toby Ginger

Great for tracking where your money goes

5
Emma helps me keep ontop of where my money goes, and has helped me cancel many unwanted subscriptions. Reviewed on: 4th April 2023
Star's avatar
Star

Excellent way to keep track

4
Really quick and easy to keep up to date with my finances. Reviewed on: 4th April 2023
Jenny Gurney's avatar
Jenny Gurney

Emma-culate Savings Account (pardon the pun)

5
Opening the account directly through my Emma financial management app is so easy and I was pleased that a savings and investment options are now available through the app. So in addition to monitoring my finances and accounts under one very easy to manage dashboard, I now have access to a high interest rate savings account that is protected by the FSCS. I guess now is clear why I call the account an Eema-culate savings account (pun fully intended) Reviewed on: 4th April 2023
Ken Ok's avatar
Ken Ok

Started using and okay so far

3
I’ve just started using Emma for bank management and it’s okay. I’m just a bit wary due to the initial requirement for payment (which I seem to have avoided) but I think it’s a bit annoying when useful apps ask for subscriptions when they’re offering free services Reviewed on: 4th April 2023
Harriet 's avatar
Harriet

Highly recommend!

5
The app Emma has worked exceptionally well in helping me save money monthly and to overall boost my way of having a positive outlook on my spending habits. Reviewed on: 4th April 2023
charlotte 's avatar
charlotte

SD REVIEW OF EMMA

5
EMMA IS A GREAT APP FOR TRACKING YOUR SPENDING NEEDS Reviewed on: 4th April 2023
Sammy Desai's avatar
Sammy Desai

The best financial app!

5
I honestly love Emma because I’ve been able to get back on track with my finances after a rough few years. From the interest rates in the saving pots to the emoji-filled reminders to keep on track with my budget, it’s the best app on my phone right now! Reviewed on: 4th April 2023
Annabel 's avatar
Annabel

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