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Emma: Savings App reviews

4.86
Based on 3,559 reviews, last reviewed 17th Mar 2026
800% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
88%
See only 4 star reviews
11%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

A great app for saving without having to think about... A great app for saving without having to think about it! Reviewed on: 17th March 2026
Andy Drummond's avatar
Andy Drummond

Latest lowest rating:

1

Great app... But everything you need is behind a paywall, and you get hassled everytime to signup when using the app. Reviewed on: 9th April 2023
JD's avatar
JD

About this product

Looking to read reviews of the Emma app, an innovative new mobile app which helps you save using AI. “She assists you in avoiding overdrafts, finding wasteful subscriptions and giving the control you need over your finances.” Sounds good? Now see what our community members have been saying about Emma by reading their reviews on Smart Money People. Or have you been using the Emma app to help save money and find unwanted subscriptions? Leave a review for others to read and you’ll be helping them to find the very best personal finance apps.

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Emma Savings App reviews (3559)

Great app

5
Great app which allows me to keep track of my money, comings and goings as well as standing orders and recurrent payment Reviewed on: 3rd April 2023

The best finance app on my phone

4
Really simple and easy to set up. They add loads of features regularly. The quiz is also fun as well Reviewed on: 3rd April 2023

Quick, easy, and simple

5
Such an effective way to view all your finances in one place. It's really helped me understand my spending habits Reviewed on: 3rd April 2023

Can't do without it.

5
I used Emma as Cahoot doesn't have a dedicated app. It's been a life saver. I'm on top of my account everyday with alerts. I love Emma. Reviewed on: 3rd April 2023

Awesome

5
Nothing but such a good app I can see everything that I need to see in one app Reviewed on: 3rd April 2023

Takes the guess work out of your finances

4
This is great for keeping all of your transactions, bills and incoming funds in one place so you can control your finances Reviewed on: 3rd April 2023

Emma is the dream girl

5
The Emma app is easy to use, is real time synced to accounts so you can see your money, alerts you when something happens to your account (money in/out) really quickly and has so many options available if you choose to invest or save. 10/10 Reviewed on: 3rd April 2023

Great service for keeping track of your banking!

5
Clean and easy to use app which gives you advice and warnings if you're spending too much! The quizzes are fun too. Great app! Reviewed on: 3rd April 2023

Very helpfull at showing spending trends

5
Easy to use and very helpfull should be used by more Reviewed on: 3rd April 2023

Best friend of mine

5
I find it easy to use, user friendly. Maybe if it allow customers to create their own titles and collect their spendings under these titles it may increase customer satisfaction Reviewed on: 3rd April 2023

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