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Emma: Personal finance app reviews

Name: Personal finance app
Rating: 4.88 (3559 reviews)

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4.88

Based on 3,559 reviews, last reviewed 17th Mar 2026

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

87%

11%

Latest highest rating:

5

A great app for saving without having to think about... A great app for saving without having to think about it! Reviewed on: 17th March 2026

Latest lowest rating:

1

Great app... But everything you need is behind a paywall, and you get hassled everytime to signup when using the app. Reviewed on: 9th April 2023

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About this product

The Emma personal finance app helps you take control of your money.

Using the Emma app, you can build your credit, save more and spend less. It’s a financial membership which has different tiers. You can get started with the Basic plan which is free or opt for a paid membership which comes with more benefits.

Emma app reviews help you find out what it’s really like to be a customer. If you’ve used the Emma app before, you can also leave a review and share your experience.

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Emma Personal finance app reviews (3559)

Absolutely Perfect

Saves me so much time and allows me to budget myself when needed, Makes my life easier and is a great Money handling app Reviewed on: 3rd April 2023

Emma gr8

It's gr8 like srsly gr8 go get it, it's gr8 Reviewed on: 3rd April 2023

Smart app that will keep track of your money

Excellent app with intuitive interface to manage all you money spread across accounts and keep a tab on it. Highly recommended. Reviewed on: 3rd April 2023

Great way to manage money

Emma has helped me keep track of my expenses and see everything in the one place Reviewed on: 3rd April 2023

Perfect

Great way to control multiple banks Reviewed on: 3rd April 2023

Helped me understand finance

This app has been insightful and helpful with understanding finance by providing a data screen with all my information. I just want £1000 mate! Reviewed on: 3rd April 2023

Open Banking for the win

Great app to view cross account balances and keep up-to-date with money matters Reviewed on: 3rd April 2023

Good

Good service. Helps with savings and prioritising funds Reviewed on: 3rd April 2023

Easy and effective money management

I've chosen Emma to help support me manage my finances more effectively whilst setting achievable savings targets and goals. Reviewed on: 3rd April 2023

Helpful for tracking spending

Emma has been useful for tracking spending and sticking to a budget. Customer service is always helpful and quick to respond. Reviewed on: 3rd April 2023

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