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Emma: Savings App reviews

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4.86
Based on 3,559 reviews, last reviewed 17th Mar 2026
800% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
88%
See only 4 star reviews
11%
See only 3 star reviews
1%
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0%
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0%

Latest highest rating:

5

A great app for saving without having to think about... A great app for saving without having to think about it! Reviewed on: 17th March 2026
Andy Drummond's avatar
Andy Drummond

Latest lowest rating:

1

Great app... But everything you need is behind a paywall, and you get hassled everytime to signup when using the app. Reviewed on: 9th April 2023
JD's avatar
JD
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About this product

Looking to read reviews of the Emma app, an innovative new mobile app which helps you save using AI. “She assists you in avoiding overdrafts, finding wasteful subscriptions and giving the control you need over your finances.” Sounds good? Now see what our community members have been saying about Emma by reading their reviews on Smart Money People. Or have you been using the Emma app to help save money and find unwanted subscriptions? Leave a review for others to read and you’ll be helping them to find the very best personal finance apps.

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Emma Savings App reviews (3559)

Great

5
So helpful to keep track of spending Reviewed on: 3rd April 2023
Katie Aldridge 's avatar
Katie Aldridge

Really useful app!

5
I have always struggled with setting a budget and sticking to it. The Emma app really helps with this, and gives you a nudge when you are nearing your limits. Reviewed on: 3rd April 2023
Fan's avatar
Fan

Easy, supportive and productive financial management

5
Emma has changed the way I view budgeting - everything there for me to view in one place with great guidance on how to use my money most effectively. Reviewed on: 3rd April 2023
Annie Car's avatar
Annie Car

Great way to track spending

5
The app is easy to use, the notifications are super helpful and I like how everything is laid out for me. I’ve found it really easy to see what I’m spending where and the year end report is great. Reviewed on: 3rd April 2023
Lucy Dell's avatar
Lucy Dell

Fab budgeting app

5
Emma is a fab budgeting app, its so sweet and savvy and soo easy to navigate! 100% would recommend to anyone wanting to keep a track of their spending Reviewed on: 3rd April 2023
Saba Maqbool's avatar
Saba Maqbool

Very accurate financial information for planning purposes

5
Emma is a great resource which helps manage individuals cash flows. In particular it allows me to see upcoming recurring payments which helps me manage my money on a weekly and monthly basis. I can see the amount and the date of future payments which helps me plan my spend from one pay day to the next. It has also developed investment options which helps individuals invest their money and plan to make the most from their savings. Reviewed on: 3rd April 2023
David Cummings 's avatar
David Cummings

Definitely recommend!

5
Emma allows me to manage my finances easily and takes the stress away of having to spend hours analysing my spending! Reviewed on: 3rd April 2023
Nina 's avatar
Nina

Keeps up on track!

5
Love Emma! It helps us stay on track with all our outgoings, helping us look after our money better. Reviewed on: 3rd April 2023
Rebekah Taylor's avatar
Rebekah Taylor

Impressed with categorisation

5
Impressed with how well transactions are categorised in the app Reviewed on: 3rd April 2023
JBM's avatar
JBM

Best app for financial

5
It is a great app to organise your financial life Reviewed on: 3rd April 2023
Maziar Majd's avatar
Maziar Majd

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