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Emma: Personal finance app reviews

Name: Personal finance app
Rating: 4.88 (3559 reviews)

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4.88

Based on 3,559 reviews, last reviewed 17th Mar 2026

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

87%

11%

Latest highest rating:

5

A great app for saving without having to think about... A great app for saving without having to think about it! Reviewed on: 17th March 2026

Latest lowest rating:

1

Great app... But everything you need is behind a paywall, and you get hassled everytime to signup when using the app. Reviewed on: 9th April 2023

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About this product

The Emma personal finance app helps you take control of your money.

Using the Emma app, you can build your credit, save more and spend less. It’s a financial membership which has different tiers. You can get started with the Basic plan which is free or opt for a paid membership which comes with more benefits.

Emma app reviews help you find out what it’s really like to be a customer. If you’ve used the Emma app before, you can also leave a review and share your experience.

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Emma Personal finance app reviews (3559)

Great

So helpful to keep track of spending Reviewed on: 3rd April 2023

Really useful app!

I have always struggled with setting a budget and sticking to it. The Emma app really helps with this, and gives you a nudge when you are nearing your limits. Reviewed on: 3rd April 2023

Easy, supportive and productive financial management

Emma has changed the way I view budgeting - everything there for me to view in one place with great guidance on how to use my money most effectively. Reviewed on: 3rd April 2023

Great way to track spending

The app is easy to use, the notifications are super helpful and I like how everything is laid out for me. I’ve found it really easy to see what I’m spending where and the year end report is great. Reviewed on: 3rd April 2023

Fab budgeting app

Emma is a fab budgeting app, its so sweet and savvy and soo easy to navigate! 100% would recommend to anyone wanting to keep a track of their spending Reviewed on: 3rd April 2023

Very accurate financial information for planning purposes

Emma is a great resource which helps manage individuals cash flows. In particular it allows me to see upcoming recurring payments which helps me manage my money on a weekly and monthly basis. I can see the amount and the date of future payments which helps me plan my spend from one pay day to the next. It has also developed investment options which helps individuals invest their money and plan to make the most from their savings. Reviewed on: 3rd April 2023

Definitely recommend!

Emma allows me to manage my finances easily and takes the stress away of having to spend hours analysing my spending! Reviewed on: 3rd April 2023

Keeps up on track!

Love Emma! It helps us stay on track with all our outgoings, helping us look after our money better. Reviewed on: 3rd April 2023

Impressed with categorisation

Impressed with how well transactions are categorised in the app Reviewed on: 3rd April 2023

Best app for financial

It is a great app to organise your financial life Reviewed on: 3rd April 2023

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