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Emma: Savings App reviews

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4.86
Based on 3,559 reviews, last reviewed 17th Mar 2026
800% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
88%
See only 4 star reviews
11%
See only 3 star reviews
1%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

A great app for saving without having to think about... A great app for saving without having to think about it! Reviewed on: 17th March 2026
Andy Drummond's avatar
Andy Drummond

Latest lowest rating:

1

Great app... But everything you need is behind a paywall, and you get hassled everytime to signup when using the app. Reviewed on: 9th April 2023
JD's avatar
JD
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About this product

Looking to read reviews of the Emma app, an innovative new mobile app which helps you save using AI. “She assists you in avoiding overdrafts, finding wasteful subscriptions and giving the control you need over your finances.” Sounds good? Now see what our community members have been saying about Emma by reading their reviews on Smart Money People. Or have you been using the Emma app to help save money and find unwanted subscriptions? Leave a review for others to read and you’ll be helping them to find the very best personal finance apps.

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Emma Savings App reviews (3559)

Awesome platform!

5
Emma has made keeping on top of my finances an absolute doddle - a thousand thumbs up! Reviewed on: 3rd April 2023
Van Connor's avatar
Van Connor

Love everything about Emma!

5
I have used Emma for a number of years now and it is a real game changer! I have never had so much of a handle on my finances. Emma are constantly evolving and adding features making it even more helpful! Reviewed on: 3rd April 2023
Christopher Bishop's avatar
Christopher Bishop

Brilliant app

4
Can't fault the app. Helped me so much with budgeting. Reviewed on: 3rd April 2023
Simon Choat's avatar
Simon Choat

Finally a budgeting and money management app that does it all

5
Bottom line: I am really happy with Emma App. It pulls the information from my bank accounts and automatically categorises the transactions for me. It is easy to see how I am doing against my budgets through the month. I can also move money out of my bank account into Saving Pots so I cannot accidentally spend the money I have set aside. Lots more features and reporting and I can even export to a spreadsheet if I want to do my own advanced analysis and charting. Well worth the money in my opinion. Reviewed on: 3rd April 2023
Paul Dessoy's avatar
Paul Dessoy

Really motivated from this app

5
I feel like I am much more in control of my finances and look forward to saving a lot of money with this app. Have told friends about it Reviewed on: 3rd April 2023
Helen's avatar
Helen

so good

5
really helpful and good for saving Reviewed on: 3rd April 2023
connie-ann's avatar
connie-ann

Great way to manage money

5
Everything you need to budget in one place Reviewed on: 3rd April 2023
Holly's avatar
Holly

Life Changing

5
I don’t have an amazing wage and want to build my savings and learn how to properly stick to a budget. Emma makes this 10 times easier by allowing me to spread my money across different categories, see how much I have in all my accounts so I don’t have to switch between apps and is beautifully designed and very easy to use. It has helped me become more responsible with my money and more aware of where it is going and what I should cut down on aka shopping and takeaways!! Thanks Emma :) Reviewed on: 3rd April 2023
Ellie Rochford's avatar
Ellie Rochford

helpful app

5
helpful app - the reminders are good for helping me keep on top of my spending! Reviewed on: 3rd April 2023
gen's avatar
gen

Such an easy way to manage your money

4
Regular reminders to keep you up to date on your expenses! Really great app Reviewed on: 3rd April 2023
Melanie Mason's avatar
Melanie Mason

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