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Emma: Savings App reviews

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4.86
Based on 3,559 reviews, last reviewed 17th Mar 2026
800% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
88%
See only 4 star reviews
11%
See only 3 star reviews
1%
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0%
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0%

Latest highest rating:

5

A great app for saving without having to think about... A great app for saving without having to think about it! Reviewed on: 17th March 2026
Andy Drummond's avatar
Andy Drummond

Latest lowest rating:

1

Great app... But everything you need is behind a paywall, and you get hassled everytime to signup when using the app. Reviewed on: 9th April 2023
JD's avatar
JD
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About this product

Looking to read reviews of the Emma app, an innovative new mobile app which helps you save using AI. “She assists you in avoiding overdrafts, finding wasteful subscriptions and giving the control you need over your finances.” Sounds good? Now see what our community members have been saying about Emma by reading their reviews on Smart Money People. Or have you been using the Emma app to help save money and find unwanted subscriptions? Leave a review for others to read and you’ll be helping them to find the very best personal finance apps.

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Emma Savings App reviews (3559)

Great money saving app

5
Has helped me tackle my finances and budget effectively every month. My money goes so much further now :) Reviewed on: 3rd April 2023
Ellen 's avatar
Ellen

An app that used to do what I wanted for a decent price

2
I started using Emma as a budgeting app two years ago. Since then, it has ballooned in scope to include a whole host of features that are of no use to me. Reviewed on: 3rd April 2023
Ben Tilley's avatar
Ben Tilley

Perfect for bugdet

5
Ever since I got Emma I have been able to know what’s happening in my accounts and able to manage my expenditures thoroughly! It’s really helped me personally with my day-to-days. Reviewed on: 3rd April 2023
Aiah's avatar
Aiah

Keeps me on top

5
The app is a must have for me to keep a track of all my finances, current and savings accounts as well as my investments. Reviewed on: 3rd April 2023
Andy Troup's avatar
Andy Troup

Helps with budgeting

5
It automatically allocates transactions so it takes less effort, it also keeps improving Reviewed on: 3rd April 2023
Milan's avatar
Milan

Budgeting made easy

5
This app has allowed me budget effectively across multiple accounts (credit and debit) where nothing else has worked before. Great design and support - plus very customisable and reasonably priced. Reviewed on: 3rd April 2023
Jamie Brummell's avatar
Jamie Brummell

Great App

5
Love Emma. Makes my financials transparent. Reviewed on: 3rd April 2023
Ron Ganbar's avatar
Ron Ganbar

Amazing App

5
Most helpful app, can connect bank account from different countries, to track, budget, save and investing. First time I properly saving thanks to Emma. Reviewed on: 3rd April 2023
Roy Dorsinai's avatar
Roy Dorsinai

Great for managing your accounts and starting investing

5
Emma is great for managing the many accounts I have, and also giving me an intro into investing safely. Reviewed on: 3rd April 2023
Reegan Burnell's avatar
Reegan Burnell

Great app

5
I’ve been struggling to calculate my expenses and bills each month. I tried making an excel sheet to help me but didn’t work, I came across the ad on tik tok and I’m so glad I did. Amazing and helpful app Reviewed on: 3rd April 2023
Joe Pauli's avatar
Joe Pauli

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