Paid advertisement
Smart Money People Logo
Newsletter
Go to business site
Share this page
Link copied

Emma: Personal finance app reviews

View other Emma products
4.88
Based on 3,559 reviews, last reviewed 17th Mar 2026
100% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
87%
See only 4 star reviews
11%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

A great app for saving without having to think about... A great app for saving without having to think about it! Reviewed on: 17th March 2026
Andy Drummond's avatar
Andy Drummond

Latest lowest rating:

1

Great app... But everything you need is behind a paywall, and you get hassled everytime to signup when using the app. Reviewed on: 9th April 2023
JD's avatar
JD
Read all reviews Write a review

About this product

The Emma personal finance app helps you take control of your money.

Using the Emma app, you can build your credit, save more and spend less. It’s a financial membership which has different tiers. You can get started with the Basic plan which is free or opt for a paid membership which comes with more benefits.

Emma app reviews help you find out what it’s really like to be a customer. If you’ve used the Emma app before, you can also leave a review and share your experience.

Review Emma: Personal finance app now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Emma Personal finance app reviews (3559)

Great money saving app

5
Has helped me tackle my finances and budget effectively every month. My money goes so much further now :) Reviewed on: 3rd April 2023
Ellen 's avatar
Ellen

An app that used to do what I wanted for a decent price

2
I started using Emma as a budgeting app two years ago. Since then, it has ballooned in scope to include a whole host of features that are of no use to me. Reviewed on: 3rd April 2023
Ben Tilley's avatar
Ben Tilley

Perfect for bugdet

5
Ever since I got Emma I have been able to know what’s happening in my accounts and able to manage my expenditures thoroughly! It’s really helped me personally with my day-to-days. Reviewed on: 3rd April 2023
Aiah's avatar
Aiah

Keeps me on top

5
The app is a must have for me to keep a track of all my finances, current and savings accounts as well as my investments. Reviewed on: 3rd April 2023
Andy Troup's avatar
Andy Troup

Helps with budgeting

5
It automatically allocates transactions so it takes less effort, it also keeps improving Reviewed on: 3rd April 2023
Milan's avatar
Milan

Budgeting made easy

5
This app has allowed me budget effectively across multiple accounts (credit and debit) where nothing else has worked before. Great design and support - plus very customisable and reasonably priced. Reviewed on: 3rd April 2023
Jamie Brummell's avatar
Jamie Brummell

Great App

5
Love Emma. Makes my financials transparent. Reviewed on: 3rd April 2023
Ron Ganbar's avatar
Ron Ganbar

Amazing App

5
Most helpful app, can connect bank account from different countries, to track, budget, save and investing. First time I properly saving thanks to Emma. Reviewed on: 3rd April 2023
Roy Dorsinai's avatar
Roy Dorsinai

Great for managing your accounts and starting investing

5
Emma is great for managing the many accounts I have, and also giving me an intro into investing safely. Reviewed on: 3rd April 2023
Reegan Burnell's avatar
Reegan Burnell

Great app

5
I’ve been struggling to calculate my expenses and bills each month. I tried making an excel sheet to help me but didn’t work, I came across the ad on tik tok and I’m so glad I did. Amazing and helpful app Reviewed on: 3rd April 2023
Joe Pauli's avatar
Joe Pauli

Review Emma: Personal finance app now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill