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Emma: Savings App reviews

4.86
Based on 3,559 reviews, last reviewed 17th Mar 2026
800% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
88%
See only 4 star reviews
11%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

A great app for saving without having to think about... A great app for saving without having to think about it! Reviewed on: 17th March 2026
Andy Drummond's avatar
Andy Drummond

Latest lowest rating:

1

Great app... But everything you need is behind a paywall, and you get hassled everytime to signup when using the app. Reviewed on: 9th April 2023
JD's avatar
JD

About this product

Looking to read reviews of the Emma app, an innovative new mobile app which helps you save using AI. “She assists you in avoiding overdrafts, finding wasteful subscriptions and giving the control you need over your finances.” Sounds good? Now see what our community members have been saying about Emma by reading their reviews on Smart Money People. Or have you been using the Emma app to help save money and find unwanted subscriptions? Leave a review for others to read and you’ll be helping them to find the very best personal finance apps.

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Emma Savings App reviews (3559)

Love it

5
Keep track of multiple accounts effortlessly. Reviewed on: 3rd April 2023

Easy and convenient

4
the app is overall user friendly, easy to sey up a secured account and sync your accounts acroos the main retsiler banks. Interesting stats and notifications to monitor and plan your spendings Reviewed on: 3rd April 2023

Great daily notifications

5
Really helps me focus on my outgoings! Reviewed on: 3rd April 2023

Completely chaned my relationship with money

5
I had a horrible relationship with money rooted in fear and anxiety, and Emma has helped me look at my finances in a new way and now it’s fun and freeing! Reviewed on: 3rd April 2023

Daily updates

4
Good to get daily updates on my accounts to ensure that I don't go overdrawn. Reviewed on: 3rd April 2023

All in one place

5
Great example of open banking showing you everything in one place Reviewed on: 3rd April 2023

100% Recommend!

5
Absolutely would recommend! It’s helped me keep on top of my finances for the first time ever Reviewed on: 3rd April 2023

Useful service

5
Such a brilliant little app helps me to keep track of my finances and save money also! Reviewed on: 3rd April 2023

Great for managing money

5
I've struggled in the past with managing my finances but the emma app makes it easy to save and keep track of spending Reviewed on: 3rd April 2023

Emma makes finances easy

5
Being able to categorise spending allows me to see where my money is going. I was able to see the areas in which I needed to budget better and this helps me towards my savings goals! Reviewed on: 3rd April 2023

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