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Emma: Personal finance app reviews

Name: Personal finance app
Rating: 4.88 (3559 reviews)

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4.88

Based on 3,559 reviews, last reviewed 17th Mar 2026

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

87%

11%

Latest highest rating:

5

A great app for saving without having to think about... A great app for saving without having to think about it! Reviewed on: 17th March 2026

Latest lowest rating:

1

Great app... But everything you need is behind a paywall, and you get hassled everytime to signup when using the app. Reviewed on: 9th April 2023

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About this product

The Emma personal finance app helps you take control of your money.

Using the Emma app, you can build your credit, save more and spend less. It’s a financial membership which has different tiers. You can get started with the Basic plan which is free or opt for a paid membership which comes with more benefits.

Emma app reviews help you find out what it’s really like to be a customer. If you’ve used the Emma app before, you can also leave a review and share your experience.

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Emma Personal finance app reviews (3559)

Love it

Keep track of multiple accounts effortlessly. Reviewed on: 3rd April 2023

Easy and convenient

the app is overall user friendly, easy to sey up a secured account and sync your accounts acroos the main retsiler banks. Interesting stats and notifications to monitor and plan your spendings Reviewed on: 3rd April 2023

Great daily notifications

Really helps me focus on my outgoings! Reviewed on: 3rd April 2023

Completely chaned my relationship with money

I had a horrible relationship with money rooted in fear and anxiety, and Emma has helped me look at my finances in a new way and now it’s fun and freeing! Reviewed on: 3rd April 2023

Daily updates

Good to get daily updates on my accounts to ensure that I don't go overdrawn. Reviewed on: 3rd April 2023

All in one place

Great example of open banking showing you everything in one place Reviewed on: 3rd April 2023

100% Recommend!

Absolutely would recommend! It’s helped me keep on top of my finances for the first time ever Reviewed on: 3rd April 2023

Useful service

Such a brilliant little app helps me to keep track of my finances and save money also! Reviewed on: 3rd April 2023

Great for managing money

I've struggled in the past with managing my finances but the emma app makes it easy to save and keep track of spending Reviewed on: 3rd April 2023

Emma makes finances easy

Being able to categorise spending allows me to see where my money is going. I was able to see the areas in which I needed to budget better and this helps me towards my savings goals! Reviewed on: 3rd April 2023

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