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Emma: Personal finance app reviews

Name: Personal finance app
Rating: 4.88 (3559 reviews)

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4.88

Based on 3,559 reviews, last reviewed 17th Mar 2026

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

87%

11%

Latest highest rating:

5

A great app for saving without having to think about... A great app for saving without having to think about it! Reviewed on: 17th March 2026

Latest lowest rating:

1

Great app... But everything you need is behind a paywall, and you get hassled everytime to signup when using the app. Reviewed on: 9th April 2023

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About this product

The Emma personal finance app helps you take control of your money.

Using the Emma app, you can build your credit, save more and spend less. It’s a financial membership which has different tiers. You can get started with the Basic plan which is free or opt for a paid membership which comes with more benefits.

Emma app reviews help you find out what it’s really like to be a customer. If you’ve used the Emma app before, you can also leave a review and share your experience.

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Emma Personal finance app reviews (3559)

Very good

Very good service used it for years now Reviewed on: 3rd April 2023

Great, but find the weekly analytics a bit irrelevant

Very good for an overview of all accounts. Have found this app so helpful. However, the weekly analytics seem to compare your spending with irrelevant data. I don't need to know if I spend more on Deliveroo than x% of the population. Would definitely recommend for an overall view of finances. Reviewed on: 3rd April 2023

Great app!

Really good app to help me visualise my budgeting and finances!! Reviewed on: 3rd April 2023

Can't do without!

There is a clear difference in me before and after Emma. I was horrendous with financial planning, especially saving. I never knew how much I have in mu 100 different accounts, or how much I am spending. Since getting Emma almost two years ago, I am like a pro at finances. I feel super confident and would never have been able to save as much as I managed to do without Emma. I recommend the app wholeheartedly to anyone looking to improve their financial life. Thank you to the developers. Reviewed on: 3rd April 2023

Incredible app

This app is amazing and has been incredibly useful in helping me budget Reviewed on: 3rd April 2023

Extremely useful app

It's been really useful for budgeting and compiling amounts from different accounts Reviewed on: 3rd April 2023

Essential for anyone who loves to budget

Emma makes tracking your money so easy; taking the worry away and avoiding any slip ups. Genuine 5* app. The only upgrade would be more banks in the selection. Reviewed on: 3rd April 2023

Life Saving

Emma has allowed me to feel more financially independent, giving me an instant and detailed snapshot of my financial stability. It’s features and easy use app has truly saved my life, and makes me feel me again. Reviewed on: 3rd April 2023

Love Emma!

Emma always keeps me on track, she often tells me I have too many takeaways too! I think she’s broken actually it can’t be true… Reviewed on: 3rd April 2023

Great tool

A really great tool for helping monitor and manage your finances Reviewed on: 3rd April 2023

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