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Emma: Savings App reviews

View other Emma products
4.86
Based on 3,559 reviews, last reviewed 17th Mar 2026
800% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
88%
See only 4 star reviews
11%
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1%
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0%
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Latest highest rating:

5

A great app for saving without having to think about... A great app for saving without having to think about it! Reviewed on: 17th March 2026
Andy Drummond's avatar
Andy Drummond

Latest lowest rating:

1

Great app... But everything you need is behind a paywall, and you get hassled everytime to signup when using the app. Reviewed on: 9th April 2023
JD's avatar
JD
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About this product

Looking to read reviews of the Emma app, an innovative new mobile app which helps you save using AI. “She assists you in avoiding overdrafts, finding wasteful subscriptions and giving the control you need over your finances.” Sounds good? Now see what our community members have been saying about Emma by reading their reviews on Smart Money People. Or have you been using the Emma app to help save money and find unwanted subscriptions? Leave a review for others to read and you’ll be helping them to find the very best personal finance apps.

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Emma Savings App reviews (3559)

Very good

4
Very good service used it for years now Reviewed on: 3rd April 2023
Ryan's avatar
Ryan

Great, but find the weekly analytics a bit irrelevant

5
Very good for an overview of all accounts. Have found this app so helpful. However, the weekly analytics seem to compare your spending with irrelevant data. I don't need to know if I spend more on Deliveroo than x% of the population. Would definitely recommend for an overall view of finances. Reviewed on: 3rd April 2023
Emily Wood's avatar
Emily Wood

Great app!

5
Really good app to help me visualise my budgeting and finances!! Reviewed on: 3rd April 2023
TJ Harrison's avatar
TJ Harrison

Can't do without!

5
There is a clear difference in me before and after Emma. I was horrendous with financial planning, especially saving. I never knew how much I have in mu 100 different accounts, or how much I am spending. Since getting Emma almost two years ago, I am like a pro at finances. I feel super confident and would never have been able to save as much as I managed to do without Emma. I recommend the app wholeheartedly to anyone looking to improve their financial life. Thank you to the developers. Reviewed on: 3rd April 2023
Sonya's avatar
Sonya

Incredible app

5
This app is amazing and has been incredibly useful in helping me budget Reviewed on: 3rd April 2023
Beth's avatar
Beth

Extremely useful app

5
It's been really useful for budgeting and compiling amounts from different accounts Reviewed on: 3rd April 2023
William Marriott's avatar
William Marriott

Essential for anyone who loves to budget

5
Emma makes tracking your money so easy; taking the worry away and avoiding any slip ups. Genuine 5* app. The only upgrade would be more banks in the selection. Reviewed on: 3rd April 2023
matt troughton's avatar
matt troughton

Life Saving

5
Emma has allowed me to feel more financially independent, giving me an instant and detailed snapshot of my financial stability. It’s features and easy use app has truly saved my life, and makes me feel me again. Reviewed on: 3rd April 2023
Mustafa's avatar
Mustafa

Love Emma!

5
Emma always keeps me on track, she often tells me I have too many takeaways too! I think she’s broken actually it can’t be true… Reviewed on: 3rd April 2023
JaykeIngram's avatar
JaykeIngram

Great tool

5
A really great tool for helping monitor and manage your finances Reviewed on: 3rd April 2023
Simon Wakefield's avatar
Simon Wakefield

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