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Emma: Savings App reviews

4.86
Based on 3,559 reviews, last reviewed 17th Mar 2026
800% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
88%
See only 4 star reviews
11%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

A great app for saving without having to think about... A great app for saving without having to think about it! Reviewed on: 17th March 2026
Andy Drummond's avatar
Andy Drummond

Latest lowest rating:

1

Great app... But everything you need is behind a paywall, and you get hassled everytime to signup when using the app. Reviewed on: 9th April 2023
JD's avatar
JD

About this product

Looking to read reviews of the Emma app, an innovative new mobile app which helps you save using AI. “She assists you in avoiding overdrafts, finding wasteful subscriptions and giving the control you need over your finances.” Sounds good? Now see what our community members have been saying about Emma by reading their reviews on Smart Money People. Or have you been using the Emma app to help save money and find unwanted subscriptions? Leave a review for others to read and you’ll be helping them to find the very best personal finance apps.

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Emma Savings App reviews (3559)

Great, but problems with the budget

3
It's been a great app to give visibility but I've problems with the budget feature Reviewed on: 3rd April 2023

Bringing your finances under control

5
Really helps get your finances under control. The subscriptions and allocating what payments are for really helps to budget Reviewed on: 3rd April 2023

Excellent Service Recommendation for your Time and Money

5
My Experience for Emma Is Simple as Sayes on the title and you can manage your money and categorise your spending. Reviewed on: 3rd April 2023

Reliable environment

5
It is trustworthy environment to make money and invest Reviewed on: 3rd April 2023

Source of truth

5
If I want to review my transactions, find a transactions from few months ago or make sure I have enough money on my account to repay my credit card, there is now one source of truth for me - Emma Reviewed on: 3rd April 2023

Emma is excellent

5
I have recently begun using Emma to save, and I've never made a better choice . Reviewed on: 3rd April 2023

Lifesaver

5
Emma has been perfect for me as it’s helped me save and given me financial advice especially during these difficult times. Easy to use app so anyone can use it without confusion is a big bonus aswell Reviewed on: 3rd April 2023

Life changing

5
With Emma I’m no longer afraid to check my bank balance, it’s so much more friendly and non-aggressive. I’m able to see what upcoming payments I have, I’ve managed my subscriptions and got rid of ones I don’t need in a bid to become more financially stable. I just love it, I also love how interactive it is with the quizzes etc! Super fun, friendly & a great tool. Reviewed on: 3rd April 2023

Fantastic

5
This app has everything I need to help me keep in control of my finances Reviewed on: 3rd April 2023

Good system

5
I have had a brilliant time using the application, it is always fun to use and it is very easy Reviewed on: 3rd April 2023

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