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Emma: Personal finance app reviews

Name: Personal finance app
Rating: 4.88 (3559 reviews)

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4.88

Based on 3,559 reviews, last reviewed 17th Mar 2026

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

87%

11%

Latest highest rating:

5

A great app for saving without having to think about... A great app for saving without having to think about it! Reviewed on: 17th March 2026

Latest lowest rating:

1

Great app... But everything you need is behind a paywall, and you get hassled everytime to signup when using the app. Reviewed on: 9th April 2023

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About this product

The Emma personal finance app helps you take control of your money.

Using the Emma app, you can build your credit, save more and spend less. It’s a financial membership which has different tiers. You can get started with the Basic plan which is free or opt for a paid membership which comes with more benefits.

Emma app reviews help you find out what it’s really like to be a customer. If you’ve used the Emma app before, you can also leave a review and share your experience.

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Emma Personal finance app reviews (3559)

Great, but problems with the budget

It's been a great app to give visibility but I've problems with the budget feature Reviewed on: 3rd April 2023

Bringing your finances under control

Really helps get your finances under control. The subscriptions and allocating what payments are for really helps to budget Reviewed on: 3rd April 2023

Excellent Service Recommendation for your Time and Money

My Experience for Emma Is Simple as Sayes on the title and you can manage your money and categorise your spending. Reviewed on: 3rd April 2023

Reliable environment

It is trustworthy environment to make money and invest Reviewed on: 3rd April 2023

Source of truth

If I want to review my transactions, find a transactions from few months ago or make sure I have enough money on my account to repay my credit card, there is now one source of truth for me - Emma Reviewed on: 3rd April 2023

Emma is excellent

I have recently begun using Emma to save, and I've never made a better choice . Reviewed on: 3rd April 2023

Lifesaver

Emma has been perfect for me as it’s helped me save and given me financial advice especially during these difficult times. Easy to use app so anyone can use it without confusion is a big bonus aswell Reviewed on: 3rd April 2023

Life changing

With Emma I’m no longer afraid to check my bank balance, it’s so much more friendly and non-aggressive. I’m able to see what upcoming payments I have, I’ve managed my subscriptions and got rid of ones I don’t need in a bid to become more financially stable. I just love it, I also love how interactive it is with the quizzes etc! Super fun, friendly & a great tool. Reviewed on: 3rd April 2023

Fantastic

This app has everything I need to help me keep in control of my finances Reviewed on: 3rd April 2023

Good system

I have had a brilliant time using the application, it is always fun to use and it is very easy Reviewed on: 3rd April 2023

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