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Emma: Personal finance app reviews

View other Emma products
4.88
Based on 3,559 reviews, last reviewed 17th Mar 2026
100% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
87%
See only 4 star reviews
11%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

A great app for saving without having to think about... A great app for saving without having to think about it! Reviewed on: 17th March 2026
Andy Drummond's avatar
Andy Drummond

Latest lowest rating:

1

Great app... But everything you need is behind a paywall, and you get hassled everytime to signup when using the app. Reviewed on: 9th April 2023
JD's avatar
JD
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About this product

The Emma personal finance app helps you take control of your money.

Using the Emma app, you can build your credit, save more and spend less. It’s a financial membership which has different tiers. You can get started with the Basic plan which is free or opt for a paid membership which comes with more benefits.

Emma app reviews help you find out what it’s really like to be a customer. If you’ve used the Emma app before, you can also leave a review and share your experience.

Review Emma: Personal finance app now

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Emma Personal finance app reviews (3559)

Easy and reliable

5
A very good overview of finances, good for self budgeting and changing spending or saving habits Reviewed on: 3rd April 2023
Salamander's avatar
Salamander

Track everything effortlessly in one place

5
Never have I ever been in control of all my finances until now. Not only can I see my bank and credit cards in one handy place, I can also move money around meaning I don't need to use any other app Reviewed on: 3rd April 2023
Jamie Buckell's avatar
Jamie Buckell

Moving on from debt

5
This app has really helped me get my finances in order. I used it to arrange a debt consolidation loan and I now have much better oversight and control over my spending. I will be debt free in 23 months. Reviewed on: 3rd April 2023
Lucy's avatar
Lucy

Boon for the aged.

5
Can’t believe how less stressed I am with this great tool. Holistic picture every time I open app. Budgeting, savings planning, and available expenditure decision making simplified. Great tool. Reviewed on: 3rd April 2023
Angus Scullion 's avatar
Angus Scullion

Best app to manage budget for mixed up person

5
Easy to use up. lots of tips of how to manage your finances. Thank you Emma ❤️ Reviewed on: 3rd April 2023
Natallia's avatar
Natallia

Changed my life!

5
Thanks so much to this amazing app for helping me keep track of my budgets and finances! I have never found saving money easier and I haven’t had to dip into any other budgets for a while now, I can’t wait to see how things turn out for me in the future now I’m able to save ❤️ Reviewed on: 3rd April 2023
Mollie S's avatar
Mollie S

Amazing

5
This app is the best thing to have entered my life. It has helped me immensely with budgeting and saving (something I’ve always struggled with). I could not recommend an app more highly than Emma Reviewed on: 3rd April 2023
Hannah's avatar
Hannah

Pretty good

5
Pretty good for managing money etc. Reviewed on: 3rd April 2023
Jack Lambert's avatar
Jack Lambert

Fab app

4
Emma is extremely helpful in letting me keep track of how I'm spending my money. I can adjust my spending based on the weekly reports and they have an amazing saving option now Reviewed on: 3rd April 2023
Marlene Lisa's avatar
Marlene Lisa

Finally able to budget!

5
I really struggled to save money before having Emma, as I was spending money and avoiding looking at my balance as if it never happened. Now I get a balance notification every morning, which motivates me to not only save but also reminds me if I’ve spend too much. I’m finally on track for my first house deposit! Reviewed on: 3rd April 2023
Chloe Adkins's avatar
Chloe Adkins

Review Emma: Personal finance app now

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