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Emma: Personal finance app reviews

Name: Personal finance app
Rating: 4.88 (3559 reviews)

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4.88

Based on 3,559 reviews, last reviewed 17th Mar 2026

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

87%

11%

Latest highest rating:

5

A great app for saving without having to think about... A great app for saving without having to think about it! Reviewed on: 17th March 2026

Latest lowest rating:

1

Great app... But everything you need is behind a paywall, and you get hassled everytime to signup when using the app. Reviewed on: 9th April 2023

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About this product

The Emma personal finance app helps you take control of your money.

Using the Emma app, you can build your credit, save more and spend less. It’s a financial membership which has different tiers. You can get started with the Basic plan which is free or opt for a paid membership which comes with more benefits.

Emma app reviews help you find out what it’s really like to be a customer. If you’ve used the Emma app before, you can also leave a review and share your experience.

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Emma Personal finance app reviews (3559)

Great reminders

A great way of keeping me checked in and up to date with my finances - helps me make decisions well! Reviewed on: 3rd April 2023

Most Fun app to use

Very easy app to use and a very convenient way of tracking all your monthly expenses and staying with budget. Best part is the report at the end of each month. Reviewed on: 3rd April 2023

One app to rule them all

I've been an Emma user since they first launched and it's been great seeing them improving. I mostly use it to keep an eye on all my accounts, including current, savings, credit, and investments, and to stay within budget. Reviewed on: 3rd April 2023

Good app for tracking your finances

Overall handy app for tracking your spendings and income, however would be handy if you could add your own categories of spending without having to pay extra on the app Reviewed on: 3rd April 2023

Nice updates

Good app with useful.updates.. Would recommend. Reviewed on: 3rd April 2023

Awesome app

Emma’s been a great app to follow my finances, invest, and enjoy their routine quizzes Reviewed on: 3rd April 2023

Brilliant

Helps me budget alot I love this app and helps alot knowing how much I have left financially Reviewed on: 3rd April 2023

Finally, a simple app that actually helps!

I’ve tried so many banking and budgeting apps over the years and so far they either over complicate the whole process or don’t quite give me the help and advice I need. With Emma however the whole process from signing up to setting budgets and keeping track of my monthly spending is so easy, I’ll definitely be sticking with Emma! Reviewed on: 3rd April 2023

Easy budgeting

Really easy to you, good tools and perfect to have a good understanding of your finances. Reviewed on: 3rd April 2023

Amazing

Emma is the best to help you with money management! Reviewed on: 3rd April 2023

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