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Emma: Savings App reviews

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4.86
Based on 3,559 reviews, last reviewed 17th Mar 2026
800% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
88%
See only 4 star reviews
11%
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1%
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0%
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Latest highest rating:

5

A great app for saving without having to think about... A great app for saving without having to think about it! Reviewed on: 17th March 2026
Andy Drummond's avatar
Andy Drummond

Latest lowest rating:

1

Great app... But everything you need is behind a paywall, and you get hassled everytime to signup when using the app. Reviewed on: 9th April 2023
JD's avatar
JD
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About this product

Looking to read reviews of the Emma app, an innovative new mobile app which helps you save using AI. “She assists you in avoiding overdrafts, finding wasteful subscriptions and giving the control you need over your finances.” Sounds good? Now see what our community members have been saying about Emma by reading their reviews on Smart Money People. Or have you been using the Emma app to help save money and find unwanted subscriptions? Leave a review for others to read and you’ll be helping them to find the very best personal finance apps.

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Emma Savings App reviews (3559)

Great reminders

4
A great way of keeping me checked in and up to date with my finances - helps me make decisions well! Reviewed on: 3rd April 2023
Emma 's avatar
Emma

Most Fun app to use

5
Very easy app to use and a very convenient way of tracking all your monthly expenses and staying with budget. Best part is the report at the end of each month. Reviewed on: 3rd April 2023
Abdullah 's avatar
Abdullah

One app to rule them all

4
I've been an Emma user since they first launched and it's been great seeing them improving. I mostly use it to keep an eye on all my accounts, including current, savings, credit, and investments, and to stay within budget. Reviewed on: 3rd April 2023
Fede Vaz's avatar
Fede Vaz

Good app for tracking your finances

4
Overall handy app for tracking your spendings and income, however would be handy if you could add your own categories of spending without having to pay extra on the app Reviewed on: 3rd April 2023
Daisy's avatar
Daisy

Nice updates

4
Good app with useful.updates.. Would recommend. Reviewed on: 3rd April 2023
David Watling's avatar
David Watling

Awesome app

5
Emma’s been a great app to follow my finances, invest, and enjoy their routine quizzes Reviewed on: 3rd April 2023
Michael K's avatar
Michael K

Brilliant

5
Helps me budget alot I love this app and helps alot knowing how much I have left financially Reviewed on: 3rd April 2023
Sabrina Robinson's avatar
Sabrina Robinson

Finally, a simple app that actually helps!

5
I’ve tried so many banking and budgeting apps over the years and so far they either over complicate the whole process or don’t quite give me the help and advice I need. With Emma however the whole process from signing up to setting budgets and keeping track of my monthly spending is so easy, I’ll definitely be sticking with Emma! Reviewed on: 3rd April 2023
Kieran's avatar
Kieran

Easy budgeting

5
Really easy to you, good tools and perfect to have a good understanding of your finances. Reviewed on: 3rd April 2023
Patricia 's avatar
Patricia

Amazing

5
Emma is the best to help you with money management! Reviewed on: 3rd April 2023
Nicole's avatar
Nicole

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