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Emma: Personal finance app reviews

Name: Personal finance app
Rating: 4.88 (3559 reviews)

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4.88

Based on 3,559 reviews, last reviewed 17th Mar 2026

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

87%

11%

Latest highest rating:

5

A great app for saving without having to think about... A great app for saving without having to think about it! Reviewed on: 17th March 2026

Latest lowest rating:

1

Great app... But everything you need is behind a paywall, and you get hassled everytime to signup when using the app. Reviewed on: 9th April 2023

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About this product

The Emma personal finance app helps you take control of your money.

Using the Emma app, you can build your credit, save more and spend less. It’s a financial membership which has different tiers. You can get started with the Basic plan which is free or opt for a paid membership which comes with more benefits.

Emma app reviews help you find out what it’s really like to be a customer. If you’ve used the Emma app before, you can also leave a review and share your experience.

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Emma Personal finance app reviews (3559)

Excellent. The best way to see your finances.

Having tried a few apps like this, I have to say this is the most comprehensive. Reviewed on: 3rd April 2023

The best budgeting app!

Emma has been doing me solids for the past couple of weeks that I’ve had it with its notifications it sends you every day of ur balance, the notifications it sends you when you get new payments and when there’s a concern about your account. The user interface is so user friendly too and the colours and graphics make you feel safe while banking. Reviewed on: 3rd April 2023

Easy way to keep track

Started tracking things manually using paper and a calculator and it took hours. This is so much more efficient and gives me time for other things whilst also being responsible with my money. Reviewed on: 3rd April 2023

Easy to use

The app is easy to use and the app is understandable for all ages to use. The app encourages saving and helps me save money. It gives me a notification everyday of how much is in my account and displays and organises my purchases under food/shopping ect. It also tells me how much I've saved and earned. Reviewed on: 3rd April 2023

Incredible

This application has allowed me to look after my money much more than any other apps or just in general. It has helped me by making it easier to focus and track how much i am making and have available and how much i am able to put in my savings. Reviewed on: 3rd April 2023

Everything you need in one place

Emma has made things alot easier to save by their reporting and seeing everything in one place Reviewed on: 3rd April 2023

Really helpful

The app is great as it makes friendly suggestions and immediate warnings to when you have gone over your budget. Really helped me get back on track Reviewed on: 3rd April 2023

Scratches my organisation itch perfectly

Keeping on top of my finances has never been easier. Seeing where I’m spending a bit too much and helping me save for my travels is just lush. Also introducing me to investing makes me feel so grown. I just love how it helps me continue to be independent Reviewed on: 3rd April 2023

very easy to use

helps with budgeting and seeing how much youre spending, extremely easy to use Reviewed on: 3rd April 2023

Easy view of your money.

Emma is the easy way to watch your money for both in coming and outgoing. Simple to work. Reviewed on: 3rd April 2023

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