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Emma: Savings App reviews

4.86
Based on 3,559 reviews, last reviewed 17th Mar 2026
800% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
88%
See only 4 star reviews
11%
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1%
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0%
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0%

Latest highest rating:

5

A great app for saving without having to think about... A great app for saving without having to think about it! Reviewed on: 17th March 2026
Andy Drummond's avatar
Andy Drummond

Latest lowest rating:

1

Great app... But everything you need is behind a paywall, and you get hassled everytime to signup when using the app. Reviewed on: 9th April 2023
JD's avatar
JD

About this product

Looking to read reviews of the Emma app, an innovative new mobile app which helps you save using AI. “She assists you in avoiding overdrafts, finding wasteful subscriptions and giving the control you need over your finances.” Sounds good? Now see what our community members have been saying about Emma by reading their reviews on Smart Money People. Or have you been using the Emma app to help save money and find unwanted subscriptions? Leave a review for others to read and you’ll be helping them to find the very best personal finance apps.

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Emma Savings App reviews (3559)

Excellent. The best way to see your finances.

5
Having tried a few apps like this, I have to say this is the most comprehensive. Reviewed on: 3rd April 2023

The best budgeting app!

5
Emma has been doing me solids for the past couple of weeks that I’ve had it with its notifications it sends you every day of ur balance, the notifications it sends you when you get new payments and when there’s a concern about your account. The user interface is so user friendly too and the colours and graphics make you feel safe while banking. Reviewed on: 3rd April 2023

Easy way to keep track

5
Started tracking things manually using paper and a calculator and it took hours. This is so much more efficient and gives me time for other things whilst also being responsible with my money. Reviewed on: 3rd April 2023

Easy to use

5
The app is easy to use and the app is understandable for all ages to use. The app encourages saving and helps me save money. It gives me a notification everyday of how much is in my account and displays and organises my purchases under food/shopping ect. It also tells me how much I've saved and earned. Reviewed on: 3rd April 2023

Incredible

4
This application has allowed me to look after my money much more than any other apps or just in general. It has helped me by making it easier to focus and track how much i am making and have available and how much i am able to put in my savings. Reviewed on: 3rd April 2023

Everything you need in one place

5
Emma has made things alot easier to save by their reporting and seeing everything in one place Reviewed on: 3rd April 2023

Really helpful

5
The app is great as it makes friendly suggestions and immediate warnings to when you have gone over your budget. Really helped me get back on track Reviewed on: 3rd April 2023

Scratches my organisation itch perfectly

5
Keeping on top of my finances has never been easier. Seeing where I’m spending a bit too much and helping me save for my travels is just lush. Also introducing me to investing makes me feel so grown. I just love how it helps me continue to be independent Reviewed on: 3rd April 2023

very easy to use

5
helps with budgeting and seeing how much youre spending, extremely easy to use Reviewed on: 3rd April 2023

Easy view of your money.

5
Emma is the easy way to watch your money for both in coming and outgoing. Simple to work. Reviewed on: 3rd April 2023

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