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Emma: Savings App reviews

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4.86
Based on 3,559 reviews, last reviewed 17th Mar 2026
800% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
88%
See only 4 star reviews
11%
See only 3 star reviews
1%
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0%
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0%

Latest highest rating:

5

A great app for saving without having to think about... A great app for saving without having to think about it! Reviewed on: 17th March 2026
Andy Drummond's avatar
Andy Drummond

Latest lowest rating:

1

Great app... But everything you need is behind a paywall, and you get hassled everytime to signup when using the app. Reviewed on: 9th April 2023
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JD
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About this product

Looking to read reviews of the Emma app, an innovative new mobile app which helps you save using AI. “She assists you in avoiding overdrafts, finding wasteful subscriptions and giving the control you need over your finances.” Sounds good? Now see what our community members have been saying about Emma by reading their reviews on Smart Money People. Or have you been using the Emma app to help save money and find unwanted subscriptions? Leave a review for others to read and you’ll be helping them to find the very best personal finance apps.

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Emma Savings App reviews (3559)

Really Helpful!!

5
I struggle to manage my money and track my spending due to my ADHD but using Emma has really helped me keep on top of things! Thank you! Reviewed on: 3rd April 2023
OhBiGod's avatar
OhBiGod

Makes life easy

5
The way everything is layed out for you, makes organising your finances a breeze Reviewed on: 3rd April 2023
James 's avatar
James

Emma, a great personal finance app.

4
Emma has trusty helped me achieve both my financial and personal goals all in one app, I would certainly recommend them! Reviewed on: 3rd April 2023
Chase's avatar
Chase

Is a very well done app

5
I love EMMA app it helped me to fix a budget and keep it on check all my speeds, and I managed to save up to 40% of my total income Thank you for the great jub you did with this app Reviewed on: 3rd April 2023
eugen mativici's avatar
eugen mativici

Such a handy and well designed app!

5
Such a well done app! Highly recommend if you want to try and keep on top of your finances. Reviewed on: 3rd April 2023
Marc Mccolgan's avatar
Marc Mccolgan

First Class

5
Using Emma has helped to prioritise my money and also save monthly. I would highly recommend Emma to everyone! Reviewed on: 3rd April 2023
Aaron 's avatar
Aaron

Works well, just wish some premium features weren't premium

5
Does what it needs - would be ideal if I could add my offline accounts without paying Reviewed on: 3rd April 2023
Andrew Morris's avatar
Andrew Morris

You need this app!!!

5
This app is brilliant!! It is what you need - it is perfect for budgeting keeping track of your finances it is so easy and a game changer. You can see what you spend the most on and you can create a personalised budget! You can save so much money with this app and it gives you free tips and gives you a report each month on your spending. Reviewed on: 3rd April 2023
Sophie 's avatar
Sophie

Really eye opening

5
When I first downloaded Emma I thought , "here we go another app that's going to tell me what i already know about my spending" Then I downloaded it and I was soon shocked at all the different places I was spending money in . Emma made me put on spending caps to certain shops , I would usually spend in without thinking . These caps allowed me to set limits to weekly spending in that branch. I soon realised when my limit was up to avoid over spending and been constantly overdrawn. I love the control Emma has given me with not only spending but my monthly reviews of how I've done . Not only has Emma helped in that way , but the app notifies me when a payment is due , or when I'm going to go into my overdraft. Its a really reliable app. I'm so glad I downloaded Emma and I will continue to use it for the forceable future. Reviewed on: 3rd April 2023
Jasmine 's avatar
Jasmine

The best budget tracker

5
Emma helps me save money by tracking my budget across different cards and accounts - ensuring I can always use the accounts offering the best deals, without compromising on a banks user interface or ability to track spending Reviewed on: 3rd April 2023
Tom's avatar
Tom

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