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Emma: Savings App reviews

4.86
Based on 3,552 reviews, last reviewed 3rd Apr 2025
100% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
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See only 5 star reviews
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12%
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1%
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Latest highest rating:

5

Great financial app with high functionality Never had any issues with the app and love the fact that it's smooth and has lots of features to take advantage of. Especially useful the subscription... Read more Reviewed on: 3rd April 2025
Karina's avatar
Karina

Latest lowest rating:

1

Great app... But everything you need is behind a paywall, and you get hassled everytime to signup when using the app. Reviewed on: 9th April 2023
JD's avatar
JD

About this product

Looking to read reviews of the Emma app, an innovative new mobile app which helps you save using AI. “She assists you in avoiding overdrafts, finding wasteful subscriptions and giving the control you need over your finances.” Sounds good? Now see what our community members have been saying about Emma by reading their reviews on Smart Money People. Or have you been using the Emma app to help save money and find unwanted subscriptions? Leave a review for others to read and you’ll be helping them to find the very best personal finance apps.

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Emma Savings App reviews (3552)

You need this app!!!

5
This app is brilliant!! It is what you need - it is perfect for budgeting keeping track of your finances it is so easy and a game changer. You can see what you spend the most on and you can create a personalised budget! You can save so much money with this app and it gives you free tips and gives you a report each month on your spending. Reviewed on: 3rd April 2023

Really eye opening

5
When I first downloaded Emma I thought , "here we go another app that's going to tell me what i already know about my spending" Then I downloaded it and I was soon shocked at all the different places I was spending money in . Emma made me put on spending caps to certain shops , I would usually spend in without thinking . These caps allowed me to set limits to weekly spending in that branch. I soon realised when my limit was up to avoid over spending and been constantly overdrawn. I love the control Emma has given me with not only spending but my monthly reviews of how I've done . Not only has Emma helped in that way , but the app notifies me when a payment is due , or when I'm going to go into my overdraft. Its a really reliable app. I'm so glad I downloaded Emma and I will continue to use it for the forceable future. Reviewed on: 3rd April 2023

The best budget tracker

5
Emma helps me save money by tracking my budget across different cards and accounts - ensuring I can always use the accounts offering the best deals, without compromising on a banks user interface or ability to track spending Reviewed on: 3rd April 2023

The Perfect Budgeting App

4
Emma is the one app our household will religiously revisit every single day to track our spending and budgets. It is clear and easy to use, while being highly adaptable to individual tastes and lifestyles. We've never been so on track with budgets and saving - thank you! Reviewed on: 3rd April 2023

My finances made easy peasy

5
I used to be terrible at handling my money and it would make me very anxious. Since using the Emma app I get daily updates about my balance, upcoming payments, and warnings when I get close to my overdraft. Its truly changed how I handle my money for the better! Reviewed on: 3rd April 2023

Subjective, but decent.

5
It’s subjective as to whether apps like this work for people, but it’s certainly great at making me aware of where my money’s going and how much I’ve spent each month. I’m still working on my own budgeting skills, but it’s helped me improve for sure. Reviewed on: 3rd April 2023

Excellent, all in one service

5
It’s great to have an app to manage my finances, and to have a place where I can see all of my cards and money all in one place Reviewed on: 3rd April 2023

Life Changer

5
I was awful at saving! Then downloaded Emma to see if it could help and it’s changed my whole perception seeing my insights on what I spend on and how to change it can’t recommend this app enough! Reviewed on: 3rd April 2023

Life is better

5
Fast reliable and easy to use and a life saving feature like sending money to other Emma users without a hassle of a card reader makes it 10/10 Reviewed on: 3rd April 2023

Excellent

5
The app is really useful and can’t go without it now Reviewed on: 3rd April 2023

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