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Emma: Savings App reviews

4.86
Based on 3,552 reviews, last reviewed 3rd Apr 2025
100% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
87%
See only 4 star reviews
12%
See only 3 star reviews
1%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

Great financial app with high functionality Never had any issues with the app and love the fact that it's smooth and has lots of features to take advantage of. Especially useful the subscription... Read more Reviewed on: 3rd April 2025
Karina's avatar
Karina

Latest lowest rating:

1

Great app... But everything you need is behind a paywall, and you get hassled everytime to signup when using the app. Reviewed on: 9th April 2023
JD's avatar
JD

About this product

Looking to read reviews of the Emma app, an innovative new mobile app which helps you save using AI. “She assists you in avoiding overdrafts, finding wasteful subscriptions and giving the control you need over your finances.” Sounds good? Now see what our community members have been saying about Emma by reading their reviews on Smart Money People. Or have you been using the Emma app to help save money and find unwanted subscriptions? Leave a review for others to read and you’ll be helping them to find the very best personal finance apps.

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Emma Savings App reviews (3552)

Amazing savings app

5
Best savings app out there. Brings all your finances in one place. Allows you to see your overall debt and what’s coming in and going out. I love the dashboard. Everything is super easy to navigate. Reviewed on: 3rd April 2023

Super saver

5
Emma is such a great app that helps budget, save and watch what you’re spending. Also tells you when you have upcoming payments which is super helpful. The way emma is so easy to use makes me feel at ease when looking at my bank account. The daily notifications letting my know how much money is in my accounts makes me feel like i don’t need to be nervous when checking my account. i love emma! Reviewed on: 3rd April 2023

Emma Banking app

5
Emma is the best app I’ve downloaded, helps keep track of my in-going and outgoing transactions and makes it so easy to know and see when my reoccurring payments are going out, and just so convenient. Reviewed on: 3rd April 2023

Really good for tracking finances!

5
Emma has massively helped me track my finances! Reviewed on: 3rd April 2023

Great app easy to use

5
Easy to use, helping me save money Reviewed on: 3rd April 2023

Best app for keeping track of your money

5
Super easy to use and full of useful tips to save and manage money. Best app of its kind! Reviewed on: 3rd April 2023

Quick and easy way to manage money

4
Emma makes it very easy to pool all of your accounts together to see how much money you actually have, without having to switch between a load of different apps. They recently brought in a system which helps boost your credit score if you've been paying rent on time for 6 months or more. I've not had chance to use the feature yet because I've only been paying for 5 months, but if it does improve my credit score in a month I'll be increasing my rating! Reviewed on: 3rd April 2023

Fantastic

5
Fantastic app for my phone I love it Reviewed on: 3rd April 2023

Amazing service

5
Emma is an amazing app which allows me to save and budget my money Reviewed on: 3rd April 2023

Great app to keep me on track

4
This app keeps me updated on my balance and helps me organise my money. The weekly warnings are definitely a reality check but it’s nice to see everything in one place spending wise. Reviewed on: 3rd April 2023

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