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Emma: Savings App reviews

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4.86
Based on 3,559 reviews, last reviewed 17th Mar 2026
800% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
88%
See only 4 star reviews
11%
See only 3 star reviews
1%
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0%
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0%

Latest highest rating:

5

A great app for saving without having to think about... A great app for saving without having to think about it! Reviewed on: 17th March 2026
Andy Drummond's avatar
Andy Drummond

Latest lowest rating:

1

Great app... But everything you need is behind a paywall, and you get hassled everytime to signup when using the app. Reviewed on: 9th April 2023
JD's avatar
JD
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About this product

Looking to read reviews of the Emma app, an innovative new mobile app which helps you save using AI. “She assists you in avoiding overdrafts, finding wasteful subscriptions and giving the control you need over your finances.” Sounds good? Now see what our community members have been saying about Emma by reading their reviews on Smart Money People. Or have you been using the Emma app to help save money and find unwanted subscriptions? Leave a review for others to read and you’ll be helping them to find the very best personal finance apps.

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Emma Savings App reviews (3559)

Really good for tracking finances!

5
Emma has massively helped me track my finances! Reviewed on: 3rd April 2023
Jacob Bricknell's avatar
Jacob Bricknell

Great app easy to use

5
Easy to use, helping me save money Reviewed on: 3rd April 2023
Rich Finn's avatar
Rich Finn

Best app for keeping track of your money

5
Super easy to use and full of useful tips to save and manage money. Best app of its kind! Reviewed on: 3rd April 2023
Rob's avatar
Rob

Quick and easy way to manage money

4
Emma makes it very easy to pool all of your accounts together to see how much money you actually have, without having to switch between a load of different apps. They recently brought in a system which helps boost your credit score if you've been paying rent on time for 6 months or more. I've not had chance to use the feature yet because I've only been paying for 5 months, but if it does improve my credit score in a month I'll be increasing my rating! Reviewed on: 3rd April 2023
Ben Biddulph's avatar
Ben Biddulph

Fantastic

5
Fantastic app for my phone I love it Reviewed on: 3rd April 2023
Ricky Hall's avatar
Ricky Hall

Amazing service

5
Emma is an amazing app which allows me to save and budget my money Reviewed on: 3rd April 2023
Ella's avatar
Ella

Great app to keep me on track

4
This app keeps me updated on my balance and helps me organise my money. The weekly warnings are definitely a reality check but it’s nice to see everything in one place spending wise. Reviewed on: 3rd April 2023
Christina 's avatar
Christina

I've saved £1500 with emma

5
In November I was £2000 into my student overdraft. I started using Emma to budget and keep track of my spending. I've now pretty much elminated my overdraft and am debt free. It's very easy and intuitive to use. Couldn't recommend it enough. Reviewed on: 3rd April 2023
Callum Isles's avatar
Callum Isles

Very good

4
Very good, yes very good, lovely, just lovely Reviewed on: 3rd April 2023
Ryan Karacochi's avatar
Ryan Karacochi

Revoluntionarg

5
Great for budgeting, notifications about incoming direct debits and income. My financial management feels stress free with the Emma app Reviewed on: 3rd April 2023
Beth's avatar
Beth

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