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Emma: Personal finance app reviews

Name: Personal finance app
Rating: 4.88 (3559 reviews)

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4.88

Based on 3,559 reviews, last reviewed 17th Mar 2026

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

87%

11%

Latest highest rating:

5

A great app for saving without having to think about... A great app for saving without having to think about it! Reviewed on: 17th March 2026

Latest lowest rating:

1

Great app... But everything you need is behind a paywall, and you get hassled everytime to signup when using the app. Reviewed on: 9th April 2023

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About this product

The Emma personal finance app helps you take control of your money.

Using the Emma app, you can build your credit, save more and spend less. It’s a financial membership which has different tiers. You can get started with the Basic plan which is free or opt for a paid membership which comes with more benefits.

Emma app reviews help you find out what it’s really like to be a customer. If you’ve used the Emma app before, you can also leave a review and share your experience.

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Emma Personal finance app reviews (3559)

Really good for tracking finances!

Emma has massively helped me track my finances! Reviewed on: 3rd April 2023

Great app easy to use

Easy to use, helping me save money Reviewed on: 3rd April 2023

Best app for keeping track of your money

Super easy to use and full of useful tips to save and manage money. Best app of its kind! Reviewed on: 3rd April 2023

Quick and easy way to manage money

Emma makes it very easy to pool all of your accounts together to see how much money you actually have, without having to switch between a load of different apps. They recently brought in a system which helps boost your credit score if you've been paying rent on time for 6 months or more. I've not had chance to use the feature yet because I've only been paying for 5 months, but if it does improve my credit score in a month I'll be increasing my rating! Reviewed on: 3rd April 2023

Fantastic

Fantastic app for my phone I love it Reviewed on: 3rd April 2023

Amazing service

Emma is an amazing app which allows me to save and budget my money Reviewed on: 3rd April 2023

Great app to keep me on track

This app keeps me updated on my balance and helps me organise my money. The weekly warnings are definitely a reality check but it’s nice to see everything in one place spending wise. Reviewed on: 3rd April 2023

I've saved £1500 with emma

In November I was £2000 into my student overdraft. I started using Emma to budget and keep track of my spending. I've now pretty much elminated my overdraft and am debt free. It's very easy and intuitive to use. Couldn't recommend it enough. Reviewed on: 3rd April 2023

Very good

Very good, yes very good, lovely, just lovely Reviewed on: 3rd April 2023

Revoluntionarg

Great for budgeting, notifications about incoming direct debits and income. My financial management feels stress free with the Emma app Reviewed on: 3rd April 2023

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