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Emma: Savings App reviews

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4.86
Based on 3,559 reviews, last reviewed 17th Mar 2026
800% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
88%
See only 4 star reviews
11%
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1%
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0%
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0%

Latest highest rating:

5

A great app for saving without having to think about... A great app for saving without having to think about it! Reviewed on: 17th March 2026
Andy Drummond's avatar
Andy Drummond

Latest lowest rating:

1

Great app... But everything you need is behind a paywall, and you get hassled everytime to signup when using the app. Reviewed on: 9th April 2023
JD's avatar
JD
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About this product

Looking to read reviews of the Emma app, an innovative new mobile app which helps you save using AI. “She assists you in avoiding overdrafts, finding wasteful subscriptions and giving the control you need over your finances.” Sounds good? Now see what our community members have been saying about Emma by reading their reviews on Smart Money People. Or have you been using the Emma app to help save money and find unwanted subscriptions? Leave a review for others to read and you’ll be helping them to find the very best personal finance apps.

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Emma Savings App reviews (3559)

Amazing app!

5
Absolutely love this app! So so good! Reviewed on: 3rd April 2023
Nomio26's avatar
Nomio26

Great for keeping on top of my money

4
I don’t use it for a great deal, but the fact that every morning I get a notification with how much money is in my account. Can be a bit of a shock at first but constantly being aware of how much money you have really helps stay on top of it and avoid the fear of opening your banking app! Reviewed on: 3rd April 2023
Josh O.'s avatar
Josh O.

Super easy, super helpful!

5
Emma makes saving and tracking my income and spendings so easy it’s unreal! Would recommend to anyone on their saving journey. Reviewed on: 3rd April 2023
Finlay's avatar
Finlay

Very useful morning alerts

4
Morning alerts to let me know current amount of money in my different account is is very useful Reviewed on: 3rd April 2023
Dylan Wright's avatar
Dylan Wright

Easy explanation, great advice

4
I've been enjoying this app, as it is helping me keep track of my finances easily. I'm only a month in and it's really helped after just starting to rent Reviewed on: 3rd April 2023
Emma Aughton's avatar
Emma Aughton

very useful

5
this app is very useful and has helped me keep control of my money Reviewed on: 3rd April 2023
Frasier's avatar
Frasier

Awesome

5
Emma has been a fantastic help to help me get organised with my finances. It really helped me when I began the process of moving my house and was vital to that being a success Reviewed on: 3rd April 2023
Darren Guttridge's avatar
Darren Guttridge

Makes a big difference to my life

5
I love this app it helps me save, let’s me know how much I have everyday, and makes sure I’m on track with my payments. Love it ❤️‍ Reviewed on: 3rd April 2023
Keke's avatar
Keke

Great for budgeting

5
An amazing app I stumbled across, and it’s amazing! Keeps me in my jidgey and helps me see my daily balance which is helpful for me. Reviewed on: 3rd April 2023
Lori Nisbet's avatar
Lori Nisbet

Wow!

5
Makes budgeting easy, never have I been so organised with my finances! Reviewed on: 3rd April 2023
Craig wade's avatar
Craig wade

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