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Emma: Personal finance app reviews

Name: Personal finance app
Rating: 4.88 (3559 reviews)

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4.88

Based on 3,559 reviews, last reviewed 17th Mar 2026

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

87%

11%

Latest highest rating:

5

A great app for saving without having to think about... A great app for saving without having to think about it! Reviewed on: 17th March 2026

Latest lowest rating:

1

Great app... But everything you need is behind a paywall, and you get hassled everytime to signup when using the app. Reviewed on: 9th April 2023

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About this product

The Emma personal finance app helps you take control of your money.

Using the Emma app, you can build your credit, save more and spend less. It’s a financial membership which has different tiers. You can get started with the Basic plan which is free or opt for a paid membership which comes with more benefits.

Emma app reviews help you find out what it’s really like to be a customer. If you’ve used the Emma app before, you can also leave a review and share your experience.

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Emma Personal finance app reviews (3559)

Amazing app!

Absolutely love this app! So so good! Reviewed on: 3rd April 2023

Great for keeping on top of my money

I don’t use it for a great deal, but the fact that every morning I get a notification with how much money is in my account. Can be a bit of a shock at first but constantly being aware of how much money you have really helps stay on top of it and avoid the fear of opening your banking app! Reviewed on: 3rd April 2023

Super easy, super helpful!

Emma makes saving and tracking my income and spendings so easy it’s unreal! Would recommend to anyone on their saving journey. Reviewed on: 3rd April 2023

Very useful morning alerts

Morning alerts to let me know current amount of money in my different account is is very useful Reviewed on: 3rd April 2023

Easy explanation, great advice

I've been enjoying this app, as it is helping me keep track of my finances easily. I'm only a month in and it's really helped after just starting to rent Reviewed on: 3rd April 2023

very useful

this app is very useful and has helped me keep control of my money Reviewed on: 3rd April 2023

Awesome

Emma has been a fantastic help to help me get organised with my finances. It really helped me when I began the process of moving my house and was vital to that being a success Reviewed on: 3rd April 2023

Makes a big difference to my life

I love this app it helps me save, let’s me know how much I have everyday, and makes sure I’m on track with my payments. Love it ❤️‍ Reviewed on: 3rd April 2023

Great for budgeting

An amazing app I stumbled across, and it’s amazing! Keeps me in my jidgey and helps me see my daily balance which is helpful for me. Reviewed on: 3rd April 2023

Wow!

Makes budgeting easy, never have I been so organised with my finances! Reviewed on: 3rd April 2023

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