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Emma: Personal finance app reviews

4.88
Based on 3,559 reviews, last reviewed 17th Mar 2026
100% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
87%
See only 4 star reviews
11%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

A great app for saving without having to think about... A great app for saving without having to think about it! Reviewed on: 17th March 2026
Andy Drummond's avatar
Andy Drummond

Latest lowest rating:

1

Great app... But everything you need is behind a paywall, and you get hassled everytime to signup when using the app. Reviewed on: 9th April 2023
JD's avatar
JD

About this product

The Emma personal finance app helps you take control of your money.

Using the Emma app, you can build your credit, save more and spend less. It’s a financial membership which has different tiers. You can get started with the Basic plan which is free or opt for a paid membership which comes with more benefits.

Emma app reviews help you find out what it’s really like to be a customer. If you’ve used the Emma app before, you can also leave a review and share your experience.

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Emma Personal finance app reviews (3559)

Best budgeting app!a qr

5
So useful and helps me to save money Reviewed on: 3rd April 2023

Easy interface and usable

5
Im a stranger and i use more than 1 accounts, its very usable for who know less english. And they can manage all accounts on emma. Other benefits are extra. Very good very niceeee. Reviewed on: 3rd April 2023

Love it

5
Honestly the best app ever!!!! Would highly recommend it Reviewed on: 3rd April 2023

Brilliant budgeting app helps me every day

5
Wonderful to keep track of recurring payments and alerts me to payments and incoming money which makes me much more aware of my money and budgets Reviewed on: 3rd April 2023

All banks should offer this analysis!

5
Why has it taken so long for analysis like this to be possible, how can the banks not manage it themselves? And on top of that I can do it across all my cards and accounts! Perfect. Reviewed on: 3rd April 2023

Best one

5
I have used Emma for couple of month and I love it Reviewed on: 3rd April 2023

Amazing

5
Amazing app very helpful and I highly recommend Reviewed on: 3rd April 2023

Very good

5
Emma is very good, I like that it send frequent notifications to update me on how much I have in the bank Reviewed on: 3rd April 2023

...a brilliant app to have, as it concisely logs all that matter

5
...a brilliant app to have, as it literally logs all your transactions in a concise manner with ease of review. Reviewed on: 3rd April 2023

The best

5
Now i can save more and is easy and cheap Reviewed on: 3rd April 2023

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