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Emma: Personal finance app reviews

Name: Personal finance app
Rating: 4.88 (3559 reviews)

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4.88

Based on 3,559 reviews, last reviewed 17th Mar 2026

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

87%

11%

Latest highest rating:

5

A great app for saving without having to think about... A great app for saving without having to think about it! Reviewed on: 17th March 2026

Latest lowest rating:

1

Great app... But everything you need is behind a paywall, and you get hassled everytime to signup when using the app. Reviewed on: 9th April 2023

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About this product

The Emma personal finance app helps you take control of your money.

Using the Emma app, you can build your credit, save more and spend less. It’s a financial membership which has different tiers. You can get started with the Basic plan which is free or opt for a paid membership which comes with more benefits.

Emma app reviews help you find out what it’s really like to be a customer. If you’ve used the Emma app before, you can also leave a review and share your experience.

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Emma Personal finance app reviews (3559)

Emma service

Great service, efficient. Easy to use Reviewed on: 3rd April 2023

The best money saving app I have ever used

Well, ever since I met Emma it’s been it started off difficult because of my financial situation. Months on, Emma has helped me get back to financial stability by guiding and managing my money through helpful advice and regular reports. I owe it to Emma! Thanks everyone on the team at Emma HQ Harry Reviewed on: 3rd April 2023

Budget beast

Im struggling financially as a student and seeing the ins and outs of both my accounts everyday keeps me conscience and top of my spending Reviewed on: 3rd April 2023

Amazing

Honestly had bank-account fear for years. I would avoid looking at my account. Forced myself to download Emma. £250 of recurring payments i didnt even know about immediately found and cancelled. I love it. I have a healthier relationship with money. Reviewed on: 3rd April 2023

Very good app to have

Keeps you reminded of all your bills and gives you update notifications of your accounts Reviewed on: 3rd April 2023

Perfect to me

With Emma I can see exactly what I’m spending most on, which helps me realise that I’m not too bad with money, just gotta keep going!! Reviewed on: 3rd April 2023

Unreal

Great app and balance reminder use it everyday can't imagine life without it Reviewed on: 3rd April 2023

Really easy to use

Can set up a completely personalised budget and so easy to stick to. Tells you when getting close to reaching budget, when you’re on track etc. it’s brilliant Reviewed on: 3rd April 2023

Overall thoughts on Emma

I love Emma as it helps me track my spending it helps me save, budget and plan what to spend my money on wisely it is a great way to track your expenses. Reviewed on: 3rd April 2023

Great money management

Very clear, and quicker than bank app Reviewed on: 3rd April 2023

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