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Emma: Savings App reviews

View other Emma products
4.86
Based on 3,559 reviews, last reviewed 17th Mar 2026
800% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
88%
See only 4 star reviews
11%
See only 3 star reviews
1%
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0%
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Latest highest rating:

5

A great app for saving without having to think about... A great app for saving without having to think about it! Reviewed on: 17th March 2026
Andy Drummond's avatar
Andy Drummond

Latest lowest rating:

1

Great app... But everything you need is behind a paywall, and you get hassled everytime to signup when using the app. Reviewed on: 9th April 2023
JD's avatar
JD
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About this product

Looking to read reviews of the Emma app, an innovative new mobile app which helps you save using AI. “She assists you in avoiding overdrafts, finding wasteful subscriptions and giving the control you need over your finances.” Sounds good? Now see what our community members have been saying about Emma by reading their reviews on Smart Money People. Or have you been using the Emma app to help save money and find unwanted subscriptions? Leave a review for others to read and you’ll be helping them to find the very best personal finance apps.

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Emma Savings App reviews (3559)

Emma service

5
Great service, efficient. Easy to use Reviewed on: 3rd April 2023
Helen Dickinson's avatar
Helen Dickinson

The best money saving app I have ever used

5
Well, ever since I met Emma it’s been it started off difficult because of my financial situation. Months on, Emma has helped me get back to financial stability by guiding and managing my money through helpful advice and regular reports. I owe it to Emma! Thanks everyone on the team at Emma HQ Harry Reviewed on: 3rd April 2023
Harry's avatar
Harry

Budget beast

5
Im struggling financially as a student and seeing the ins and outs of both my accounts everyday keeps me conscience and top of my spending Reviewed on: 3rd April 2023
Xavier Zavi's avatar
Xavier Zavi

Amazing

5
Honestly had bank-account fear for years. I would avoid looking at my account. Forced myself to download Emma. £250 of recurring payments i didnt even know about immediately found and cancelled. I love it. I have a healthier relationship with money. Reviewed on: 3rd April 2023
OllieJ's avatar
OllieJ

Very good app to have

4
Keeps you reminded of all your bills and gives you update notifications of your accounts Reviewed on: 3rd April 2023
Oliver sowden 's avatar
Oliver sowden

Perfect to me

5
With Emma I can see exactly what I’m spending most on, which helps me realise that I’m not too bad with money, just gotta keep going!! Reviewed on: 3rd April 2023
Marie's avatar
Marie

Unreal

5
Great app and balance reminder use it everyday can't imagine life without it Reviewed on: 3rd April 2023
Harry L's avatar
Harry L

Really easy to use

5
Can set up a completely personalised budget and so easy to stick to. Tells you when getting close to reaching budget, when you’re on track etc. it’s brilliant Reviewed on: 3rd April 2023
Cait's avatar
Cait

Overall thoughts on Emma

5
I love Emma as it helps me track my spending it helps me save, budget and plan what to spend my money on wisely it is a great way to track your expenses. Reviewed on: 3rd April 2023
Michele Agor's avatar
Michele Agor

Great money management

5
Very clear, and quicker than bank app Reviewed on: 3rd April 2023
Saad Abbas's avatar
Saad Abbas

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