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Emma: Personal finance app reviews

View other Emma products
4.88
Based on 3,559 reviews, last reviewed 17th Mar 2026
100% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
87%
See only 4 star reviews
11%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

A great app for saving without having to think about... A great app for saving without having to think about it! Reviewed on: 17th March 2026
Andy Drummond's avatar
Andy Drummond

Latest lowest rating:

1

Great app... But everything you need is behind a paywall, and you get hassled everytime to signup when using the app. Reviewed on: 9th April 2023
JD's avatar
JD
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About this product

The Emma personal finance app helps you take control of your money.

Using the Emma app, you can build your credit, save more and spend less. It’s a financial membership which has different tiers. You can get started with the Basic plan which is free or opt for a paid membership which comes with more benefits.

Emma app reviews help you find out what it’s really like to be a customer. If you’ve used the Emma app before, you can also leave a review and share your experience.

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Emma Personal finance app reviews (3559)

Best mobile app for savings

5
Emma has allowed my husband and I to plan for our future, it show us exactly where our money is spent and also saved, also has a lot of information on how to make your money grow. Would recommend 100%. Reviewed on: 3rd April 2023
Emeni's avatar
Emeni

Very efficient!

5
I love the layout and the helpful recommendations. Only bad thing is that it does not show all accounts! Reviewed on: 3rd April 2023
Sophie's avatar
Sophie

Young-adult exploring the world of money,

5
When turning 18 years old, things do change, what you can and can’t do in society and then money. As people we all have dreams and one of mine is to have my family round for Sunday lunch when I buy my first home ! I love looking at places I can imagine myself and the dog I’d get (Maverick), the furniture I’d pick out. For everyone’s dreams, especially mine! You need MONEY ! I work super hard, and wondered where all my money was going. I felt as though I couldn’t start saving for my dream, Emma really helped me see where my money was going and whether my purchases were a need or a want. Since having Emma I can track my finances and spend sensibly ! YOU NEED EMMA Reviewed on: 3rd April 2023
Annabel Fincham 's avatar
Annabel Fincham

Insane App

5
I thought it would be just another of those banking apps that have no special or unique features that makes it better than any other. But boy was I wrong. The best banking app available on the app store. Thank you Emma. Reviewed on: 3rd April 2023
Zakari Campbell's avatar
Zakari Campbell

Amazing

5
The best service ever! Would recommend to anybody Reviewed on: 3rd April 2023
Jamie Moulton's avatar
Jamie Moulton

Amazing

5
It helps me track my spending and how to budget my money better by giving me weekly reports so I know where to cut down on spending. If you are looking to budget this is the way to go Reviewed on: 3rd April 2023
Lou 's avatar
Lou

So convenient

5
Saves me from having to calculate everything myself and is very intuitive. Really like the notifications and the option to create budgets. Reviewed on: 3rd April 2023
Shterna Sarah Moses's avatar
Shterna Sarah Moses

Great app to monitor spends

5
I like the app as you can see where you may need to look at unnecessary spending and save money. Reviewed on: 3rd April 2023
Lee's avatar
Lee

Easy to keep track

5
Emma makes the tricky business of banking super simple for me. I love that it lets me know my balance every morning - loads more clarity and much harder to go over my limit or splurge on stuff I don't need. Love it. Reviewed on: 3rd April 2023
Tytyty's avatar
Tytyty

Best financial review app

5
Unmatched Level of insight across my accounts and providers with ease and proactive messages Makes so ease to track and understand how I am doing financially Reviewed on: 3rd April 2023
Ullas kishore's avatar
Ullas kishore

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