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Emma: Savings App reviews

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4.86
Based on 3,559 reviews, last reviewed 17th Mar 2026
800% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
88%
See only 4 star reviews
11%
See only 3 star reviews
1%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

A great app for saving without having to think about... A great app for saving without having to think about it! Reviewed on: 17th March 2026
Andy Drummond's avatar
Andy Drummond

Latest lowest rating:

1

Great app... But everything you need is behind a paywall, and you get hassled everytime to signup when using the app. Reviewed on: 9th April 2023
JD's avatar
JD
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About this product

Looking to read reviews of the Emma app, an innovative new mobile app which helps you save using AI. “She assists you in avoiding overdrafts, finding wasteful subscriptions and giving the control you need over your finances.” Sounds good? Now see what our community members have been saying about Emma by reading their reviews on Smart Money People. Or have you been using the Emma app to help save money and find unwanted subscriptions? Leave a review for others to read and you’ll be helping them to find the very best personal finance apps.

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Emma Savings App reviews (3559)

Seamless

5
Since getting Emma, I have felt much more in control of my finances. It is unbelievably easy to use and keep track of spending, making my money management much more efficient. I’ve never looked back! Reviewed on: 3rd April 2023
Akanksha Gupta's avatar
Akanksha Gupta

Very helpful!

5
I've been saving up for my uni tuition and it's been very helpful to see all of my transactions in a useful way Reviewed on: 3rd April 2023
Kathryn Swift's avatar
Kathryn Swift

Really good tracking tool

4
I find this app really helpful in identifying where my spending goes. I especially like the charts and summaries. I’m about to begin using the budgeting function. My one nitpick so far is that you have to pay even more to share a space with your partner despite it already being a paid app. Reviewed on: 3rd April 2023
Ray84's avatar
Ray84

Helps me manage my money.

5
This app I only downloaded recently and I've already saved a lot of money with the ease of its use and great use of my data. Reviewed on: 3rd April 2023
LemonJinxXy's avatar
LemonJinxXy

Smart Saving!

5
Actually seeing where i’m spending my money from different accounts all in one place makes my crazy brain work a bit easier Reviewed on: 3rd April 2023
Nicci's avatar
Nicci

Amazing app to use

5
I fully love this App it shows all your financial status and money too. Fully recommend it to everyone. Reviewed on: 3rd April 2023
San Aman's avatar
San Aman

Dependable and easy to use app

5
I have been using this app for 2 years now, at the beginning I struggled with my spending. As I spend money impulsively not realising where, what and when I was spending my money. With Emma, I was able to monitor my spending carefully, then added a budget, which I can customize them. After a few months I was able to save money. Emma creates a user friendly app that teaches us how to create mindful spending habits while giving us tips on money management and savings. Reviewed on: 3rd April 2023
Samira Mohamed 's avatar
Samira Mohamed

Best app to utilise and organise your budgets

5
The Emma App has really helped improve on my financial goals. In the past, I’ve always been impulsive with my spending and never disciplined with my money. Since I downloaded the app a few months ago, it has completely changed the way I spend and allows me to be one step closer to my financial goals. Daily notifications also helps monitor how much I’m spending as well as notifying me my budget status i.e. overspending. It’s such a useful app and would highly recommend it to anyone struggling bad money habits. Reviewed on: 3rd April 2023
Hannah's avatar
Hannah

Helped me save money

5
Emma has helped me with my finances by giving me daily updates on my accounts, notifications for upcoming billls, and being an easy to navigate app Reviewed on: 3rd April 2023
Jennifer 's avatar
Jennifer

Amazing

5
Been a great help for someone who is bad at organising Reviewed on: 3rd April 2023
Emily p's avatar
Emily p

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