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Emma: Personal finance app reviews

Name: Personal finance app
Rating: 4.88 (3559 reviews)

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4.88

Based on 3,559 reviews, last reviewed 17th Mar 2026

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

87%

11%

Latest highest rating:

5

A great app for saving without having to think about... A great app for saving without having to think about it! Reviewed on: 17th March 2026

Latest lowest rating:

1

Great app... But everything you need is behind a paywall, and you get hassled everytime to signup when using the app. Reviewed on: 9th April 2023

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About this product

The Emma personal finance app helps you take control of your money.

Using the Emma app, you can build your credit, save more and spend less. It’s a financial membership which has different tiers. You can get started with the Basic plan which is free or opt for a paid membership which comes with more benefits.

Emma app reviews help you find out what it’s really like to be a customer. If you’ve used the Emma app before, you can also leave a review and share your experience.

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Emma Personal finance app reviews (3559)

The first step towards financial freedom

Emma gave me the insight I needed to finally start accounting for my incomings and outgoings, and to put me on the path to financial freedom. I can’t thank the team enough! Reviewed on: 3rd April 2023

Does everything I need!

I use Emma everyday to receive notifications about how much is left in my bank. It’s also a great place to see upcoming transactions. Reviewed on: 3rd April 2023

Absolutely amazing

Helps me loads with tracking my spending Reviewed on: 3rd April 2023

Great product

Emma has helped me organise my finances and save. Reviewed on: 3rd April 2023

Finally get a 360 view on my finances

The app is really user friendly and helps me keep track of my accounts and spending all in one place. It's helped me have a much more realistic approach to my finances to plan better. Reviewed on: 3rd April 2023

Very good

Very intuitive to use and helpful :) Reviewed on: 3rd April 2023

Very easy to use. Awesome interface

Emma is easy to use and gives expert advice on credit scores and saving money etc. which is very useful. Reviewed on: 3rd April 2023

Review on Emma ££

Easy to use and simple app. Regular updates with synced accounts, early alerts before payments go out also! Reviewed on: 3rd April 2023

Very Good App

i’ve been using emma for id say a month ish and it’s been really helpful Reviewed on: 3rd April 2023

Overall great app!

Emma has really helped me to keep track of finances. Breaking it down into sections (leisure, bills etc.) has made everything clearer. It's super easy to use and lots of information to help you out. Being able to have savings goals is also very useful! Reviewed on: 3rd April 2023

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