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Emma: Savings App reviews

4.86
Based on 3,559 reviews, last reviewed 17th Mar 2026
800% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
88%
See only 4 star reviews
11%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

A great app for saving without having to think about... A great app for saving without having to think about it! Reviewed on: 17th March 2026
Andy Drummond's avatar
Andy Drummond

Latest lowest rating:

1

Great app... But everything you need is behind a paywall, and you get hassled everytime to signup when using the app. Reviewed on: 9th April 2023
JD's avatar
JD

About this product

Looking to read reviews of the Emma app, an innovative new mobile app which helps you save using AI. “She assists you in avoiding overdrafts, finding wasteful subscriptions and giving the control you need over your finances.” Sounds good? Now see what our community members have been saying about Emma by reading their reviews on Smart Money People. Or have you been using the Emma app to help save money and find unwanted subscriptions? Leave a review for others to read and you’ll be helping them to find the very best personal finance apps.

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Emma Savings App reviews (3559)

The first step towards financial freedom

5
Emma gave me the insight I needed to finally start accounting for my incomings and outgoings, and to put me on the path to financial freedom. I can’t thank the team enough! Reviewed on: 3rd April 2023

Does everything I need!

5
I use Emma everyday to receive notifications about how much is left in my bank. It’s also a great place to see upcoming transactions. Reviewed on: 3rd April 2023

Absolutely amazing

5
Helps me loads with tracking my spending Reviewed on: 3rd April 2023

Great product

5
Emma has helped me organise my finances and save. Reviewed on: 3rd April 2023

Finally get a 360 view on my finances

5
The app is really user friendly and helps me keep track of my accounts and spending all in one place. It's helped me have a much more realistic approach to my finances to plan better. Reviewed on: 3rd April 2023

Very good

5
Very intuitive to use and helpful :) Reviewed on: 3rd April 2023

Very easy to use. Awesome interface

5
Emma is easy to use and gives expert advice on credit scores and saving money etc. which is very useful. Reviewed on: 3rd April 2023

Review on Emma ££

5
Easy to use and simple app. Regular updates with synced accounts, early alerts before payments go out also! Reviewed on: 3rd April 2023

Very Good App

5
i’ve been using emma for id say a month ish and it’s been really helpful Reviewed on: 3rd April 2023

Overall great app!

5
Emma has really helped me to keep track of finances. Breaking it down into sections (leisure, bills etc.) has made everything clearer. It's super easy to use and lots of information to help you out. Being able to have savings goals is also very useful! Reviewed on: 3rd April 2023

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