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Emma: Personal finance app reviews

Name: Personal finance app
Rating: 4.88 (3559 reviews)

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4.88

Based on 3,559 reviews, last reviewed 17th Mar 2026

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

87%

11%

Latest highest rating:

5

A great app for saving without having to think about... A great app for saving without having to think about it! Reviewed on: 17th March 2026

Latest lowest rating:

1

Great app... But everything you need is behind a paywall, and you get hassled everytime to signup when using the app. Reviewed on: 9th April 2023

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About this product

The Emma personal finance app helps you take control of your money.

Using the Emma app, you can build your credit, save more and spend less. It’s a financial membership which has different tiers. You can get started with the Basic plan which is free or opt for a paid membership which comes with more benefits.

Emma app reviews help you find out what it’s really like to be a customer. If you’ve used the Emma app before, you can also leave a review and share your experience.

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Emma Personal finance app reviews (3559)

Perfect budgeting tool for ADHD

I have ADHD and really struggle with money, but since downloading Emma I've finally been able to save money for once! Couldn't recommend to fellow neurodivergents more! Reviewed on: 3rd April 2023

Easy, insightful, fun

Great app, helps give me a valuable insight into my finances and makes it almost fun! Reviewed on: 3rd April 2023

Great

Reliable and easy to use, helps with keeping track of funds Reviewed on: 3rd April 2023

Insightful, empowering and needed.

I love that everyday I get updates on what is going in and out of my account. It’s encouraged me to be head on with my finances and not shy away from the subject on money. It’s also allowed me to see how much I’m really spending and where, which has lead me to make better decisions in regards to money management. Reviewed on: 3rd April 2023

Great app

Perfect for keeping on top of your budget Reviewed on: 3rd April 2023

I recommended Emma to my closest friend

I recommended emma to my closest friend and from what I know they use it very often. I also use it regularly to manage recent purchases and also manage saving. Reviewed on: 3rd April 2023

Good money managing app

This app has been really helpful for me keep to my budget as best I can. It allows me to monitor my money more closely in these times of the cost of living issues. Reviewed on: 3rd April 2023

Good app

Decent app, could do with having different layouts for showing how much money I have left though Reviewed on: 3rd April 2023

Amazing and convenient

Amazing and convenient; simple as that Reviewed on: 3rd April 2023

Fantastic app

Fantastic app, very clear. And great advice Reviewed on: 3rd April 2023

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