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Emma: Savings App reviews

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4.86
Based on 3,559 reviews, last reviewed 17th Mar 2026
800% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
88%
See only 4 star reviews
11%
See only 3 star reviews
1%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

A great app for saving without having to think about... A great app for saving without having to think about it! Reviewed on: 17th March 2026
Andy Drummond's avatar
Andy Drummond

Latest lowest rating:

1

Great app... But everything you need is behind a paywall, and you get hassled everytime to signup when using the app. Reviewed on: 9th April 2023
JD's avatar
JD
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About this product

Looking to read reviews of the Emma app, an innovative new mobile app which helps you save using AI. “She assists you in avoiding overdrafts, finding wasteful subscriptions and giving the control you need over your finances.” Sounds good? Now see what our community members have been saying about Emma by reading their reviews on Smart Money People. Or have you been using the Emma app to help save money and find unwanted subscriptions? Leave a review for others to read and you’ll be helping them to find the very best personal finance apps.

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Emma Savings App reviews (3559)

Easy to use

5
I downloaded the emma app as it was advertised on TikTok. Highly recommend, can see exactly where my money is going Reviewed on: 3rd April 2023
Hannah 's avatar
Hannah

Financially wise App

5
This app has kept me informed about my finances than my bank apps, I know when a payment is coming and I don’t even get notified when I receive money from my bank app but this app does that for me and helps me keep track of my bills and spendings. Highly rated by me and I’ll definitely recommend to friends and family Reviewed on: 3rd April 2023
Victor 's avatar
Victor

Amazing

5
So easy to use and keep track of bills. Would definitely recommend! Reviewed on: 3rd April 2023
Katie's avatar
Katie

The Emma app is amazing!

5
This app is really useful especially as a student to help keep track what you spend and helps encourage you to save. I have recommended to friends and family who also love the app. Defiantly worth downloading. Reviewed on: 3rd April 2023
Sophie's avatar
Sophie

Great app to hold yourself accountable

5
Great app to track subscriptions and keep track of small spendings! Reviewed on: 3rd April 2023
Merci's avatar
Merci

Extremely helpful

5
Emma is such an easy way for me to keep up with my spending habits Reviewed on: 3rd April 2023
Dan's avatar
Dan

Really clear and helpful

5
I needed to get a grip on my monthly outgoings and this app really helped instantly. Very visual and easy to follow. Reviewed on: 3rd April 2023
Jonny's avatar
Jonny

Great app

5
This app has helped me get on top of all of my expenses. The best feature is being able to see a real time balance including credit card expenditure. Would recommend! Reviewed on: 3rd April 2023
Sophia's avatar
Sophia

best savings app ever

5
the app has been so helpful for budgeting money and has shown me where i can cut back on spending. im hoping to begin using the investment tool soon!! using emma has saved me so much money Reviewed on: 3rd April 2023
Grace Haigh's avatar
Grace Haigh

So far so good

4
Still early days but have found it very useful so far to track our spending and recurring payment Reviewed on: 3rd April 2023
Stacey 's avatar
Stacey

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