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Emma: Savings App reviews

4.86
Based on 3,559 reviews, last reviewed 17th Mar 2026
800% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
88%
See only 4 star reviews
11%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

A great app for saving without having to think about... A great app for saving without having to think about it! Reviewed on: 17th March 2026
Andy Drummond's avatar
Andy Drummond

Latest lowest rating:

1

Great app... But everything you need is behind a paywall, and you get hassled everytime to signup when using the app. Reviewed on: 9th April 2023
JD's avatar
JD

About this product

Looking to read reviews of the Emma app, an innovative new mobile app which helps you save using AI. “She assists you in avoiding overdrafts, finding wasteful subscriptions and giving the control you need over your finances.” Sounds good? Now see what our community members have been saying about Emma by reading their reviews on Smart Money People. Or have you been using the Emma app to help save money and find unwanted subscriptions? Leave a review for others to read and you’ll be helping them to find the very best personal finance apps.

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Emma Savings App reviews (3559)

Amazing way to control your wallet

5
Emma is an amazing way to control your wallet easily!! Every month you recieve a report to kind of let you understand how much and where you spent. Good to start the next month!! Reviewed on: 3rd April 2023

Great way to save money

5
Great way to track your savings and expenses I’ve saved over %20 more money since having Emma 100% would recommend Reviewed on: 3rd April 2023

Absaloutley amazing

5
It helps me save my money and keep on track with it I’ve saved a lot of money using this app really works!!! Reviewed on: 3rd April 2023

Excellent way to track spending

5
I've used it for a few weeks and I've really noticed a difference in how I understand and amend my spending Reviewed on: 3rd April 2023

so so helpful and great for saving and transferring money.

5
i haven’t been able to save correctly before or transfer money but emma helps me too!!! Reviewed on: 3rd April 2023

Great

5
New user... I'm intrigued. I have bank balances and also investment opportunities in one app. Great Reviewed on: 3rd April 2023

Very helpful

4
Very good and helps me understand and realise what I’m spending my money on and helpful ways to save Reviewed on: 3rd April 2023

Incredible!

5
I’ve always struggled with money management. I came cross Emma on an advert and I haven’t looked back since! An incredible tool which helps me budget accordingly and save money at the same time! Would highly recommend to others! Reviewed on: 3rd April 2023

Very good concept

5
A fantastic way of watching how your money comes and goes very easy to use and an all round well put together app. Where the users safety is put first for anyone who is weary of connecting the bank with this app. Reviewed on: 3rd April 2023

This app is amazing

5
I’m very happy with this app and helpful with my account and control all the time Thank you Reviewed on: 3rd April 2023

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