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Emma: Personal finance app reviews

Name: Personal finance app
Rating: 4.88 (3559 reviews)

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4.88

Based on 3,559 reviews, last reviewed 17th Mar 2026

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

87%

11%

Latest highest rating:

5

A great app for saving without having to think about... A great app for saving without having to think about it! Reviewed on: 17th March 2026

Latest lowest rating:

1

Great app... But everything you need is behind a paywall, and you get hassled everytime to signup when using the app. Reviewed on: 9th April 2023

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About this product

The Emma personal finance app helps you take control of your money.

Using the Emma app, you can build your credit, save more and spend less. It’s a financial membership which has different tiers. You can get started with the Basic plan which is free or opt for a paid membership which comes with more benefits.

Emma app reviews help you find out what it’s really like to be a customer. If you’ve used the Emma app before, you can also leave a review and share your experience.

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Emma Personal finance app reviews (3559)

Amazing way to control your wallet

Emma is an amazing way to control your wallet easily!! Every month you recieve a report to kind of let you understand how much and where you spent. Good to start the next month!! Reviewed on: 3rd April 2023

Great way to save money

Great way to track your savings and expenses I’ve saved over %20 more money since having Emma 100% would recommend Reviewed on: 3rd April 2023

Absaloutley amazing

It helps me save my money and keep on track with it I’ve saved a lot of money using this app really works!!! Reviewed on: 3rd April 2023

Excellent way to track spending

I've used it for a few weeks and I've really noticed a difference in how I understand and amend my spending Reviewed on: 3rd April 2023

so so helpful and great for saving and transferring money.

i haven’t been able to save correctly before or transfer money but emma helps me too!!! Reviewed on: 3rd April 2023

Great

New user... I'm intrigued. I have bank balances and also investment opportunities in one app. Great Reviewed on: 3rd April 2023

Very helpful

Very good and helps me understand and realise what I’m spending my money on and helpful ways to save Reviewed on: 3rd April 2023

Incredible!

I’ve always struggled with money management. I came cross Emma on an advert and I haven’t looked back since! An incredible tool which helps me budget accordingly and save money at the same time! Would highly recommend to others! Reviewed on: 3rd April 2023

Very good concept

A fantastic way of watching how your money comes and goes very easy to use and an all round well put together app. Where the users safety is put first for anyone who is weary of connecting the bank with this app. Reviewed on: 3rd April 2023

This app is amazing

I’m very happy with this app and helpful with my account and control all the time Thank you Reviewed on: 3rd April 2023

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