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Emma: Savings App reviews

4.86
Based on 3,559 reviews, last reviewed 17th Mar 2026
800% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
88%
See only 4 star reviews
11%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

A great app for saving without having to think about... A great app for saving without having to think about it! Reviewed on: 17th March 2026
Andy Drummond's avatar
Andy Drummond

Latest lowest rating:

1

Great app... But everything you need is behind a paywall, and you get hassled everytime to signup when using the app. Reviewed on: 9th April 2023
JD's avatar
JD

About this product

Looking to read reviews of the Emma app, an innovative new mobile app which helps you save using AI. “She assists you in avoiding overdrafts, finding wasteful subscriptions and giving the control you need over your finances.” Sounds good? Now see what our community members have been saying about Emma by reading their reviews on Smart Money People. Or have you been using the Emma app to help save money and find unwanted subscriptions? Leave a review for others to read and you’ll be helping them to find the very best personal finance apps.

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Emma Savings App reviews (3559)

Very useful

5
Easy to use, sorted out my budgets and planning which was a mess before Reviewed on: 3rd April 2023

Super Simple Saving App!

5
So easy to track every purchase and to save! Reviewed on: 3rd April 2023

Keeps me organsied

5
Emma allows me to be more independent and organised with my money. I can see how much and spending and what on and how I can budget myself. I’ve really enjoyed using Emma and would recommend highly Reviewed on: 3rd April 2023

Account

5
Amazing app and would highly recommend to friends ☺️ Reviewed on: 3rd April 2023

Veryy good

5
I like ir very much very cool and easy to work Reviewed on: 3rd April 2023

amazing

5
they help very well and are very trustworthy Reviewed on: 3rd April 2023

An app for all the apps .

5
Prefect way to manage your finances with one app and also have the ability to move funds across multiple banking providers easily . Emma has the ability to invest , save , spending and also fraud montiroring . Reviewed on: 3rd April 2023

Great to budget

4
A very user friendly and easy app to use to effectively manage money and set spending budgets. Lots of great features as well to help you save money. Reviewed on: 3rd April 2023

Great app

5
Lovely app, clear set out, good budgeting features Reviewed on: 3rd April 2023

A life changing service

5
I am a single father of a little girl, and have always had issues with savings. As a 21 year old single father, I often find myself spending all of my money on my little one, and then spending it in a spree with the rare opportunities I see my pals. As such, saving for my daughters future was nearing impossible. When I discovered Emma, not only did I have a complete oversight of my funds, but I was able to budget into individual pots to help me live a more sustainable lifestyle. Not only that, but I have been able to get a taste of a long standing ambition of mine - investment. With Emma, investing has never been easier, and I’m beginning to realise the ease and comfort of saving little by little every month. I highly recommend this app, not just for yourself, but for those you care about. Reviewed on: 3rd April 2023

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