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Emma: Personal finance app reviews

View other Emma products
4.88
Based on 3,559 reviews, last reviewed 17th Mar 2026
100% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
87%
See only 4 star reviews
11%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

A great app for saving without having to think about... A great app for saving without having to think about it! Reviewed on: 17th March 2026
Andy Drummond's avatar
Andy Drummond

Latest lowest rating:

1

Great app... But everything you need is behind a paywall, and you get hassled everytime to signup when using the app. Reviewed on: 9th April 2023
JD's avatar
JD
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About this product

The Emma personal finance app helps you take control of your money.

Using the Emma app, you can build your credit, save more and spend less. It’s a financial membership which has different tiers. You can get started with the Basic plan which is free or opt for a paid membership which comes with more benefits.

Emma app reviews help you find out what it’s really like to be a customer. If you’ve used the Emma app before, you can also leave a review and share your experience.

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Emma Personal finance app reviews (3559)

Very useful

5
Easy to use, sorted out my budgets and planning which was a mess before Reviewed on: 3rd April 2023
Adrian Kastelic's avatar
Adrian Kastelic

Super Simple Saving App!

5
So easy to track every purchase and to save! Reviewed on: 3rd April 2023
Nathancraigg123@gmail.com's avatar
[email protected]

Keeps me organsied

5
Emma allows me to be more independent and organised with my money. I can see how much and spending and what on and how I can budget myself. I’ve really enjoyed using Emma and would recommend highly Reviewed on: 3rd April 2023
Ava 's avatar
Ava

Account

5
Amazing app and would highly recommend to friends ☺️ Reviewed on: 3rd April 2023
Emma's avatar
Emma

Veryy good

5
I like ir very much very cool and easy to work Reviewed on: 3rd April 2023
evitanoreika@inbox.lv's avatar
[email protected]

amazing

5
they help very well and are very trustworthy Reviewed on: 3rd April 2023
liam maxwel's avatar
liam maxwel

An app for all the apps .

5
Prefect way to manage your finances with one app and also have the ability to move funds across multiple banking providers easily . Emma has the ability to invest , save , spending and also fraud montiroring . Reviewed on: 3rd April 2023
Gabriella David's avatar
Gabriella David

Great to budget

4
A very user friendly and easy app to use to effectively manage money and set spending budgets. Lots of great features as well to help you save money. Reviewed on: 3rd April 2023
Laura Burgess's avatar
Laura Burgess

Great app

5
Lovely app, clear set out, good budgeting features Reviewed on: 3rd April 2023
Amelia Sophie's avatar
Amelia Sophie

A life changing service

5
I am a single father of a little girl, and have always had issues with savings. As a 21 year old single father, I often find myself spending all of my money on my little one, and then spending it in a spree with the rare opportunities I see my pals. As such, saving for my daughters future was nearing impossible. When I discovered Emma, not only did I have a complete oversight of my funds, but I was able to budget into individual pots to help me live a more sustainable lifestyle. Not only that, but I have been able to get a taste of a long standing ambition of mine - investment. With Emma, investing has never been easier, and I’m beginning to realise the ease and comfort of saving little by little every month. I highly recommend this app, not just for yourself, but for those you care about. Reviewed on: 3rd April 2023
Alfie Waugh's avatar
Alfie Waugh

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