Write a review

Newsletter

Go to business site

Emma: Personal finance app reviews

Name: Personal finance app
Rating: 4.88 (3559 reviews)

View other Emma products

4.88

Based on 3,559 reviews, last reviewed 17th Mar 2026

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

87%

11%

Latest highest rating:

5

A great app for saving without having to think about... A great app for saving without having to think about it! Reviewed on: 17th March 2026

Latest lowest rating:

1

Great app... But everything you need is behind a paywall, and you get hassled everytime to signup when using the app. Reviewed on: 9th April 2023

Read all reviews Write a review

About this product

The Emma personal finance app helps you take control of your money.

Using the Emma app, you can build your credit, save more and spend less. It’s a financial membership which has different tiers. You can get started with the Basic plan which is free or opt for a paid membership which comes with more benefits.

Emma app reviews help you find out what it’s really like to be a customer. If you’ve used the Emma app before, you can also leave a review and share your experience.

Review Emma: Personal finance app now

Help others make smarter decisions by sharing your own experience.

Write a review

Emma Personal finance app reviews (3559)

Emma is great

Emma is a great way to see all your income and expenses all in one place. It has a great pods scheme to help you save money and put it all into different categories to make saving easier! I love the tool of an over view as you can really track where your money is going each month! Overall a really good and helpful app! Reviewed on: 3rd April 2023

Excellent service

Best app ive ever used to keep on top of my finances would recommend to anyone who wishes to keep on top of their payments Reviewed on: 3rd April 2023

Great - could be simpler

Overall good, some features I do not make the most of as I do not understand how to use them Reviewed on: 3rd April 2023

Emmazing

Great app and organises your finances in a way that is easy to read but also very informative. Reviewed on: 3rd April 2023

Emma is very helpful

Emma is helpful to understand the way you spend better Reviewed on: 3rd April 2023

Get your finances in control

After struggling to understand where my money was going, this app came out to be quite helpful. It really helps to understand my monthly ins and outs and tracks regular expenses. Reviewed on: 3rd April 2023

helpful

i was able to keep track of my spendings and how i am able to better save my money and keep and in on income and outcome of moeny, already got friends and family to download the app Reviewed on: 3rd April 2023

Money made simple

Very useful app which allows me to plan , budget and manage my money. Reviewed on: 3rd April 2023

The app of my spending awakening

Emma helps me manage money in the best way possible - by making me realise where my money is going without realising. Absolutely amazing app! Reviewed on: 3rd April 2023

The only regret is not getting this app sooner!

I have never been good at saving and when a friend recommended this to me I thought I'd give it a go, not thinking I'd actually take it seriously. Well what it did was shock me into how much I waste my money!! I've been able to save to afford all the expenses to move out and finally get a handle on my finances. Thank you Emma Reviewed on: 3rd April 2023

Do you have a different Emma product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Credit building
from Loqbox 4.59 from 1798 reviews
Payments
from Payzone 3.88 from 2 reviews
Comparison site
from Mintify 0.00 from 0 reviews

Want to see more from Emma?

General investment account
from Emma 0.00 from 0 reviews
Stocks and shares ISA
from Emma 0.00 from 0 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub