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Emma: Savings App reviews

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4.86
Based on 3,559 reviews, last reviewed 17th Mar 2026
800% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
88%
See only 4 star reviews
11%
See only 3 star reviews
1%
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0%
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0%

Latest highest rating:

5

A great app for saving without having to think about... A great app for saving without having to think about it! Reviewed on: 17th March 2026
Andy Drummond's avatar
Andy Drummond

Latest lowest rating:

1

Great app... But everything you need is behind a paywall, and you get hassled everytime to signup when using the app. Reviewed on: 9th April 2023
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JD
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About this product

Looking to read reviews of the Emma app, an innovative new mobile app which helps you save using AI. “She assists you in avoiding overdrafts, finding wasteful subscriptions and giving the control you need over your finances.” Sounds good? Now see what our community members have been saying about Emma by reading their reviews on Smart Money People. Or have you been using the Emma app to help save money and find unwanted subscriptions? Leave a review for others to read and you’ll be helping them to find the very best personal finance apps.

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Emma Savings App reviews (3559)

Emma is great

5
Emma is a great way to see all your income and expenses all in one place. It has a great pods scheme to help you save money and put it all into different categories to make saving easier! I love the tool of an over view as you can really track where your money is going each month! Overall a really good and helpful app! Reviewed on: 3rd April 2023
Courtney's avatar
Courtney

Excellent service

5
Best app ive ever used to keep on top of my finances would recommend to anyone who wishes to keep on top of their payments Reviewed on: 3rd April 2023
francis thorpe's avatar
francis thorpe

Great - could be simpler

5
Overall good, some features I do not make the most of as I do not understand how to use them Reviewed on: 3rd April 2023
Chloe Speechley's avatar
Chloe Speechley

Emmazing

4
Great app and organises your finances in a way that is easy to read but also very informative. Reviewed on: 3rd April 2023
Sami Abraha's avatar
Sami Abraha

Emma is very helpful

3
Emma is helpful to understand the way you spend better Reviewed on: 3rd April 2023
Emad's avatar
Emad

Get your finances in control

5
After struggling to understand where my money was going, this app came out to be quite helpful. It really helps to understand my monthly ins and outs and tracks regular expenses. Reviewed on: 3rd April 2023
Shubham Sharma's avatar
Shubham Sharma

helpful

5
i was able to keep track of my spendings and how i am able to better save my money and keep and in on income and outcome of moeny, already got friends and family to download the app Reviewed on: 3rd April 2023
hope B's avatar
hope B

Money made simple

4
Very useful app which allows me to plan , budget and manage my money. Reviewed on: 3rd April 2023
Ally Coupar's avatar
Ally Coupar

The app of my spending awakening

5
Emma helps me manage money in the best way possible - by making me realise where my money is going without realising. Absolutely amazing app! Reviewed on: 3rd April 2023
Karolina Gliwa's avatar
Karolina Gliwa

The only regret is not getting this app sooner!

5
I have never been good at saving and when a friend recommended this to me I thought I'd give it a go, not thinking I'd actually take it seriously. Well what it did was shock me into how much I waste my money!! I've been able to save to afford all the expenses to move out and finally get a handle on my finances. Thank you Emma Reviewed on: 3rd April 2023
Marianna Kirton's avatar
Marianna Kirton

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