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Emma: Personal finance app reviews

Name: Personal finance app
Rating: 4.88 (3559 reviews)

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4.88

Based on 3,559 reviews, last reviewed 17th Mar 2026

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

87%

11%

Latest highest rating:

5

A great app for saving without having to think about... A great app for saving without having to think about it! Reviewed on: 17th March 2026

Latest lowest rating:

1

Great app... But everything you need is behind a paywall, and you get hassled everytime to signup when using the app. Reviewed on: 9th April 2023

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About this product

The Emma personal finance app helps you take control of your money.

Using the Emma app, you can build your credit, save more and spend less. It’s a financial membership which has different tiers. You can get started with the Basic plan which is free or opt for a paid membership which comes with more benefits.

Emma app reviews help you find out what it’s really like to be a customer. If you’ve used the Emma app before, you can also leave a review and share your experience.

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Emma Personal finance app reviews (3559)

Excellent

Great app, just what I needed for better visibility on my finances Reviewed on: 3rd April 2023

Easy to use, helpful insights

I found that checking my finances wasn’t as hard or painstaking - and since someone recommended Emma to me I’ve been saving and staying on top of my personal finances and not spending recklessly. It’s made me more aware of how to cut back when i need to and I’m so grateful for it. Reviewed on: 3rd April 2023

Family savings

My Daughter nearly at birth and from then on I needed to invest a lot of money into my wife's and daughters health and this app allows me to save for that, I'm truly grateful ❤️ Reviewed on: 3rd April 2023

Best finance tracking app

I’ve used many apps similar to Emma before, but honestly this has been the most simple one to use Reviewed on: 3rd April 2023

Lovely

I am happy every morning I can see my balance Reviewed on: 3rd April 2023

Budgeting made easy

Easy to stay on top of my money now that I use Emma! Simple to use and so useful :) Reviewed on: 3rd April 2023

Amazing!!

I never knew how many useless subscriptions I was still paying for until I used emma and saved £100 a month!! Reviewed on: 3rd April 2023

I love Emma

Emma helps me set up plans to help me save money, helps me see where I’m spending to much and makes invoicing so much easier! Reviewed on: 3rd April 2023

Great budgeting app

Emma has helped so much with budgeting. Moving from Australia recently, London is quite a bit more expensive! So to have someone to help that is constantly in my pocket, I couldn’t ask for more Reviewed on: 3rd April 2023

AMAZING AND EASY GOING

So I downloaded this app from tiktok and it has helped me save money and it’s easy understandable and easy going Reviewed on: 3rd April 2023

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