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Emma: Savings App reviews

4.86
Based on 3,559 reviews, last reviewed 17th Mar 2026
800% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
88%
See only 4 star reviews
11%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

A great app for saving without having to think about... A great app for saving without having to think about it! Reviewed on: 17th March 2026
Andy Drummond's avatar
Andy Drummond

Latest lowest rating:

1

Great app... But everything you need is behind a paywall, and you get hassled everytime to signup when using the app. Reviewed on: 9th April 2023
JD's avatar
JD

About this product

Looking to read reviews of the Emma app, an innovative new mobile app which helps you save using AI. “She assists you in avoiding overdrafts, finding wasteful subscriptions and giving the control you need over your finances.” Sounds good? Now see what our community members have been saying about Emma by reading their reviews on Smart Money People. Or have you been using the Emma app to help save money and find unwanted subscriptions? Leave a review for others to read and you’ll be helping them to find the very best personal finance apps.

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Emma Savings App reviews (3559)

Excellent

5
Great app, just what I needed for better visibility on my finances Reviewed on: 3rd April 2023

Easy to use, helpful insights

4
I found that checking my finances wasn’t as hard or painstaking - and since someone recommended Emma to me I’ve been saving and staying on top of my personal finances and not spending recklessly. It’s made me more aware of how to cut back when i need to and I’m so grateful for it. Reviewed on: 3rd April 2023

Family savings

5
My Daughter nearly at birth and from then on I needed to invest a lot of money into my wife's and daughters health and this app allows me to save for that, I'm truly grateful ❤️ Reviewed on: 3rd April 2023

Best finance tracking app

5
I’ve used many apps similar to Emma before, but honestly this has been the most simple one to use Reviewed on: 3rd April 2023

Lovely

5
I am happy every morning I can see my balance Reviewed on: 3rd April 2023

Budgeting made easy

5
Easy to stay on top of my money now that I use Emma! Simple to use and so useful :) Reviewed on: 3rd April 2023

Amazing!!

5
I never knew how many useless subscriptions I was still paying for until I used emma and saved £100 a month!! Reviewed on: 3rd April 2023

I love Emma

5
Emma helps me set up plans to help me save money, helps me see where I’m spending to much and makes invoicing so much easier! Reviewed on: 3rd April 2023

Great budgeting app

5
Emma has helped so much with budgeting. Moving from Australia recently, London is quite a bit more expensive! So to have someone to help that is constantly in my pocket, I couldn’t ask for more Reviewed on: 3rd April 2023

AMAZING AND EASY GOING

4
So I downloaded this app from tiktok and it has helped me save money and it’s easy understandable and easy going Reviewed on: 3rd April 2023

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