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Emma: Personal finance app reviews

View other Emma products
4.88
Based on 3,559 reviews, last reviewed 17th Mar 2026
100% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
87%
See only 4 star reviews
11%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

A great app for saving without having to think about... A great app for saving without having to think about it! Reviewed on: 17th March 2026
Andy Drummond's avatar
Andy Drummond

Latest lowest rating:

1

Great app... But everything you need is behind a paywall, and you get hassled everytime to signup when using the app. Reviewed on: 9th April 2023
JD's avatar
JD
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About this product

The Emma personal finance app helps you take control of your money.

Using the Emma app, you can build your credit, save more and spend less. It’s a financial membership which has different tiers. You can get started with the Basic plan which is free or opt for a paid membership which comes with more benefits.

Emma app reviews help you find out what it’s really like to be a customer. If you’ve used the Emma app before, you can also leave a review and share your experience.

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Emma Personal finance app reviews (3559)

Amazing

5
Best app I’ve ever had helps me see how much money I’m spending daily gives me daily updates on how much money I have I love it best app ever Reviewed on: 3rd April 2023
Isabelle's avatar
Isabelle

The best bank app

5
I’ve been using this app for a while and honestly is the best app to manage your money. I’ll strongly recommend if you need help with your expenses Reviewed on: 3rd April 2023
Amanda Pita 's avatar
Amanda Pita

Amazing

5
I love it it helped me so much as I have autism and really struggle with money Reviewed on: 3rd April 2023
Jaime's avatar
Jaime

Really worth it!

5
I’ve not had the app for alone, but it’s absolutely amazing! It has completely revolutionise my relationship with money, now I feel good when I spend less rather than getting more things! I saved money within about five minutes of downloading the app, from being able to see re-occurring transactions and cancelling some direct debits I didn’t even know I had! Reviewed on: 3rd April 2023
Grace M's avatar
Grace M

Great app

5
I love that the app tells me each day how much I have in my bank and gives me a weekly update of how my spending has been. Makes keeping track of spending so easy! Reviewed on: 3rd April 2023
Sam's avatar
Sam

Really useful

5
Really glad I downloaded this app Reviewed on: 3rd April 2023
Leah's avatar
Leah

Lazy girl saviour

5
I am a lazy girl, thats my whole existence. Emma sums up everything I need to know about my finances without me having to work put how much of my silly little income I'm spending on silly little presents for myself when I do something like go outside or do my laundry. It solves problems I didn't know I had (looking at you, multiple subscriptions that I never use) - game changer. Reviewed on: 3rd April 2023
Caitlin Flynn's avatar
Caitlin Flynn

The best savings app!

5
Emma has helped me fix my spending habits and save a lot of money. Reviewed on: 3rd April 2023
Jae-Hyun Jo's avatar
Jae-Hyun Jo

Great app

5
Emma app has been great for me to keep track of what and when I spend and how my money is being used, it’s helped me to be more aware of spending Reviewed on: 3rd April 2023
Lynn's avatar
Lynn

Excellent at tracking

5
Love this I mostly use to track my spending and create sinking funds and also use it to send a receive money without using my online banking which is a hassle Reviewed on: 3rd April 2023
Jessica's avatar
Jessica

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