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Emma: Savings App reviews

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4.86
Based on 3,559 reviews, last reviewed 17th Mar 2026
800% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
88%
See only 4 star reviews
11%
See only 3 star reviews
1%
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0%
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0%

Latest highest rating:

5

A great app for saving without having to think about... A great app for saving without having to think about it! Reviewed on: 17th March 2026
Andy Drummond's avatar
Andy Drummond

Latest lowest rating:

1

Great app... But everything you need is behind a paywall, and you get hassled everytime to signup when using the app. Reviewed on: 9th April 2023
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JD
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About this product

Looking to read reviews of the Emma app, an innovative new mobile app which helps you save using AI. “She assists you in avoiding overdrafts, finding wasteful subscriptions and giving the control you need over your finances.” Sounds good? Now see what our community members have been saying about Emma by reading their reviews on Smart Money People. Or have you been using the Emma app to help save money and find unwanted subscriptions? Leave a review for others to read and you’ll be helping them to find the very best personal finance apps.

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Emma Savings App reviews (3559)

Amazing

5
Best app I’ve ever had helps me see how much money I’m spending daily gives me daily updates on how much money I have I love it best app ever Reviewed on: 3rd April 2023
Isabelle's avatar
Isabelle

The best bank app

5
I’ve been using this app for a while and honestly is the best app to manage your money. I’ll strongly recommend if you need help with your expenses Reviewed on: 3rd April 2023
Amanda Pita 's avatar
Amanda Pita

Amazing

5
I love it it helped me so much as I have autism and really struggle with money Reviewed on: 3rd April 2023
Jaime's avatar
Jaime

Really worth it!

5
I’ve not had the app for alone, but it’s absolutely amazing! It has completely revolutionise my relationship with money, now I feel good when I spend less rather than getting more things! I saved money within about five minutes of downloading the app, from being able to see re-occurring transactions and cancelling some direct debits I didn’t even know I had! Reviewed on: 3rd April 2023
Grace M's avatar
Grace M

Great app

5
I love that the app tells me each day how much I have in my bank and gives me a weekly update of how my spending has been. Makes keeping track of spending so easy! Reviewed on: 3rd April 2023
Sam's avatar
Sam

Really useful

5
Really glad I downloaded this app Reviewed on: 3rd April 2023
Leah's avatar
Leah

Lazy girl saviour

5
I am a lazy girl, thats my whole existence. Emma sums up everything I need to know about my finances without me having to work put how much of my silly little income I'm spending on silly little presents for myself when I do something like go outside or do my laundry. It solves problems I didn't know I had (looking at you, multiple subscriptions that I never use) - game changer. Reviewed on: 3rd April 2023
Caitlin Flynn's avatar
Caitlin Flynn

The best savings app!

5
Emma has helped me fix my spending habits and save a lot of money. Reviewed on: 3rd April 2023
Jae-Hyun Jo's avatar
Jae-Hyun Jo

Great app

5
Emma app has been great for me to keep track of what and when I spend and how my money is being used, it’s helped me to be more aware of spending Reviewed on: 3rd April 2023
Lynn's avatar
Lynn

Excellent at tracking

5
Love this I mostly use to track my spending and create sinking funds and also use it to send a receive money without using my online banking which is a hassle Reviewed on: 3rd April 2023
Jessica's avatar
Jessica

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