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Emma: Personal finance app reviews

4.88
Based on 3,559 reviews, last reviewed 17th Mar 2026
100% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
87%
See only 4 star reviews
11%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

A great app for saving without having to think about... A great app for saving without having to think about it! Reviewed on: 17th March 2026
Andy Drummond's avatar
Andy Drummond

Latest lowest rating:

1

Great app... But everything you need is behind a paywall, and you get hassled everytime to signup when using the app. Reviewed on: 9th April 2023
JD's avatar
JD

About this product

The Emma personal finance app helps you take control of your money.

Using the Emma app, you can build your credit, save more and spend less. It’s a financial membership which has different tiers. You can get started with the Basic plan which is free or opt for a paid membership which comes with more benefits.

Emma app reviews help you find out what it’s really like to be a customer. If you’ve used the Emma app before, you can also leave a review and share your experience.

Review Emma: Personal finance app now

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Emma Personal finance app reviews (3559)

Great app easy to use

4
It helps me alot to budget which has been very useful to me because I'm not good at doing it myself, there are other features I'm yet to use but they look good Reviewed on: 3rd April 2023

Helps me budget

4
Helps me budget and shown me me spending Reviewed on: 3rd April 2023

Well designed, intuitive app

5
Emma is great - it looks great and has intuitive functionality, everything you need from a budgeting app! It has no competition Reviewed on: 3rd April 2023

Emma helps!

5
Before Emma I was seriously out of control of my spending, had no idea where my money went or when it was able to be saved, with Emma its really easy to track your spending and saving, daily balance checks even help a lot too! Reviewed on: 3rd April 2023

Love it

5
Love this app so much. Helps me with my spending and controlling bills etc Reviewed on: 3rd April 2023

Very helpful

5
Really helps me budget for my bills and expenses Reviewed on: 3rd April 2023

Very useful

5
It helps me stay ahead with my finances. Highly recommend Reviewed on: 3rd April 2023

Makes everything easy

5
It makes it easy to save money, to set a budget, making the account is easy and simple, overall its a good app its brilliant free and the subscription is worth it. Reviewed on: 3rd April 2023

Amazing

5
Helps me to manage my bills and spending on a device I use daily. It links with all my banks and I am able to start taking control of my finances. Since becoming a single mother I was in control, however things went downhill and I just could not manage. With the help of emma I have control and can physically see what's going on Reviewed on: 3rd April 2023

Perfect

5
Perfect app for keep check, makes banking and in and out going a lot easier to track Reviewed on: 3rd April 2023

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