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Emma: Savings App reviews

4.86
Based on 3,559 reviews, last reviewed 17th Mar 2026
800% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
88%
See only 4 star reviews
11%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

A great app for saving without having to think about... A great app for saving without having to think about it! Reviewed on: 17th March 2026
Andy Drummond's avatar
Andy Drummond

Latest lowest rating:

1

Great app... But everything you need is behind a paywall, and you get hassled everytime to signup when using the app. Reviewed on: 9th April 2023
JD's avatar
JD

About this product

Looking to read reviews of the Emma app, an innovative new mobile app which helps you save using AI. “She assists you in avoiding overdrafts, finding wasteful subscriptions and giving the control you need over your finances.” Sounds good? Now see what our community members have been saying about Emma by reading their reviews on Smart Money People. Or have you been using the Emma app to help save money and find unwanted subscriptions? Leave a review for others to read and you’ll be helping them to find the very best personal finance apps.

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Emma Savings App reviews (3559)

Brilliant

5
Just helps you keep on top of your finances. The free option is perfect for me. Reviewed on: 3rd April 2023

Excellent App

5
Emma has help me with my spending and my saving of money so much. I would highly recommend Emma to anyone and everyone Reviewed on: 3rd April 2023

love it!!

5
so easy to use and has helped me with my budgeting a lot. would definitely recommend Reviewed on: 3rd April 2023

Simple and easy to use

5
Tells you everyday how much you have in your account, always gives great offers for memberships and is really easy to use. 10/10 Reviewed on: 3rd April 2023

Helped me clear my debt

5
I’m on top of my finances and they’ve never looked better thanks to Emma, finally faced up to bad habits Reviewed on: 3rd April 2023

Easy and understandable!

5
Helped me loads manage my spending and everything is so easy to manage Reviewed on: 3rd April 2023

Very good app love the daily updates.

5
The app is definitely making me take notice of my accounts and helping me manage money more. Love it. Reviewed on: 3rd April 2023

The most useful app I have

5
Emma is such a useful app to have, and has really helped me to keep track of my money Reviewed on: 3rd April 2023

Hassle free finances

5
Emma takes the hassle out of keeping track of my finances, by putting all my accounts in one place, allowing me to set budgets and create saving pots, and even providing a platform to invest. Such a simple idea, I can’t believe no one has done it sooner - but I’m glad Emma have! Reviewed on: 3rd April 2023

Fantastic

5
Brilliant service and keeps me on top of my spending and finances Reviewed on: 3rd April 2023

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