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Emma: Personal finance app reviews

Name: Personal finance app
Rating: 4.88 (3559 reviews)

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4.88

Based on 3,559 reviews, last reviewed 17th Mar 2026

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

87%

11%

Latest highest rating:

5

A great app for saving without having to think about... A great app for saving without having to think about it! Reviewed on: 17th March 2026

Latest lowest rating:

1

Great app... But everything you need is behind a paywall, and you get hassled everytime to signup when using the app. Reviewed on: 9th April 2023

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About this product

The Emma personal finance app helps you take control of your money.

Using the Emma app, you can build your credit, save more and spend less. It’s a financial membership which has different tiers. You can get started with the Basic plan which is free or opt for a paid membership which comes with more benefits.

Emma app reviews help you find out what it’s really like to be a customer. If you’ve used the Emma app before, you can also leave a review and share your experience.

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Emma Personal finance app reviews (3559)

Brilliant

Just helps you keep on top of your finances. The free option is perfect for me. Reviewed on: 3rd April 2023

Excellent App

Emma has help me with my spending and my saving of money so much. I would highly recommend Emma to anyone and everyone Reviewed on: 3rd April 2023

love it!!

so easy to use and has helped me with my budgeting a lot. would definitely recommend Reviewed on: 3rd April 2023

Simple and easy to use

Tells you everyday how much you have in your account, always gives great offers for memberships and is really easy to use. 10/10 Reviewed on: 3rd April 2023

Helped me clear my debt

I’m on top of my finances and they’ve never looked better thanks to Emma, finally faced up to bad habits Reviewed on: 3rd April 2023

Easy and understandable!

Helped me loads manage my spending and everything is so easy to manage Reviewed on: 3rd April 2023

Very good app love the daily updates.

The app is definitely making me take notice of my accounts and helping me manage money more. Love it. Reviewed on: 3rd April 2023

The most useful app I have

Emma is such a useful app to have, and has really helped me to keep track of my money Reviewed on: 3rd April 2023

Hassle free finances

Emma takes the hassle out of keeping track of my finances, by putting all my accounts in one place, allowing me to set budgets and create saving pots, and even providing a platform to invest. Such a simple idea, I can’t believe no one has done it sooner - but I’m glad Emma have! Reviewed on: 3rd April 2023

Fantastic

Brilliant service and keeps me on top of my spending and finances Reviewed on: 3rd April 2023

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