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Emma: Savings App reviews

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4.86
Based on 3,559 reviews, last reviewed 17th Mar 2026
800% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
88%
See only 4 star reviews
11%
See only 3 star reviews
1%
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0%
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0%

Latest highest rating:

5

A great app for saving without having to think about... A great app for saving without having to think about it! Reviewed on: 17th March 2026
Andy Drummond's avatar
Andy Drummond

Latest lowest rating:

1

Great app... But everything you need is behind a paywall, and you get hassled everytime to signup when using the app. Reviewed on: 9th April 2023
JD's avatar
JD
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About this product

Looking to read reviews of the Emma app, an innovative new mobile app which helps you save using AI. “She assists you in avoiding overdrafts, finding wasteful subscriptions and giving the control you need over your finances.” Sounds good? Now see what our community members have been saying about Emma by reading their reviews on Smart Money People. Or have you been using the Emma app to help save money and find unwanted subscriptions? Leave a review for others to read and you’ll be helping them to find the very best personal finance apps.

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Emma Savings App reviews (3559)

Brilliant savings app

5
Great app which helps me to track my savings and current account balances all in one place. It makes money feel much less daunting being able to see everything in one place. Reviewed on: 3rd April 2023
Jade Mac's avatar
Jade Mac

Helpful

4
Divides up the spending and shows what we have available along with daily updates Reviewed on: 3rd April 2023
jack harper's avatar
jack harper

A brilliant user friendly budgeting app

5
A brilliant all round app, which helps you budget from an easy user friendly interface Reviewed on: 3rd April 2023
Joe's avatar
Joe

Great to help budget

5
Since having the Emma App, both me and my partner have been able to keep track of our money better, keep track of savings and he has also opened a Savings account through Emma. This is helping us to save for a house and a wedding hopefully in the not too distant future. Reviewed on: 3rd April 2023
Olivia's avatar
Olivia

Has massively helped

5
It has changed the way I see my money which is extremely helpful and helps me save. Reviewed on: 3rd April 2023
SG's avatar
SG

My review

5
I’ve had a lot of challenges about saving money and how to save but since I’ve downloaded Emma this app has help my pay my debts on time and save better I appreciate this app so much Reviewed on: 3rd April 2023
Anna's avatar
Anna

Amazing app

5
This app has been amazing for helping me to save my pennies! And is so easy to use and set up!! 5 stars from me recommended to everyone trying to save! Reviewed on: 3rd April 2023
Isabellaheulwen's avatar
Isabellaheulwen

Savings

5
Emma is a good app to use if your looking to save money or want to watch your spending. Reviewed on: 3rd April 2023
Elizabeth manning 's avatar
Elizabeth manning

best app for saving

5
It lets me know when payments are due, when it gets taken out and helps me with saving money each month! the past few months i've saved over £100 and before i would struggle. Recommended it to one of my friends and they love it too Reviewed on: 3rd April 2023
emilycolver33's avatar
emilycolver33

Best app!

5
I love this app from its complex yet simple features, to the point that I use it more than my actual banking app. the daily mornings notifications are my favourite and it keeps me on top of my finances Reviewed on: 3rd April 2023
charley 's avatar
charley

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