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Emma: Personal finance app reviews

Name: Personal finance app
Rating: 4.88 (3559 reviews)

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4.88

Based on 3,559 reviews, last reviewed 17th Mar 2026

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

87%

11%

Latest highest rating:

5

A great app for saving without having to think about... A great app for saving without having to think about it! Reviewed on: 17th March 2026

Latest lowest rating:

1

Great app... But everything you need is behind a paywall, and you get hassled everytime to signup when using the app. Reviewed on: 9th April 2023

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About this product

The Emma personal finance app helps you take control of your money.

Using the Emma app, you can build your credit, save more and spend less. It’s a financial membership which has different tiers. You can get started with the Basic plan which is free or opt for a paid membership which comes with more benefits.

Emma app reviews help you find out what it’s really like to be a customer. If you’ve used the Emma app before, you can also leave a review and share your experience.

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Emma Personal finance app reviews (3559)

Great app

Really enjoy the notifications so I don’t have to check my balance, and sorting my spends into categories is amazing ! Reviewed on: 3rd April 2023

Budgeting made easy

Emma has really helped with looking at my finances and budgeting better Reviewed on: 3rd April 2023

Amazing at keeping up with a budget

I like the daily notifications, being able to categorise my spending. It’s much better to avoid overspending. Reviewed on: 3rd April 2023

efficient way of keeping track of your money

i was recommended by a friend to use Emma to budget more effectively and it has been so easy to do so . You can see all of the transactions you have made as it is connected to your bank account and automatically updates you every morning which is very useful 10/10 would recommend Reviewed on: 3rd April 2023

Great way to manage your finances!

Before Emma, I had very little visibility of where my income was going, now I’m on a great path to add to my savings! Reviewed on: 3rd April 2023

Emma review

Great for me keeping track of all my accounts in one place and really helps me with the budget part of the app Reviewed on: 3rd April 2023

Easy and useful

The app is super easy to navigate whilst still doing an effective job. It’s helped me save a lot of money and budget a lot better. Reviewed on: 3rd April 2023

Best saving app EVER!

I downloaded Emma and didn’t expect it to change my life for the better! It helps me budget everyday and I know save money without thinking about it Reviewed on: 3rd April 2023

Great for keeping track

Emma has been great for taking control of my finances and budgeting my money. Reviewed on: 3rd April 2023

A fairly comfortable app to keep track of expenses and finances

I haven’t had much luck with being positive on my finances. I’ve lately wanted to consider being more realistic and supportive towards investments, let alone track my expenditure on bills and taxes. This app has made my life that much simpler and I owe it to them for making that the case. Really would recommend it. Reviewed on: 3rd April 2023

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