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Emma: Savings App reviews

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4.86
Based on 3,559 reviews, last reviewed 17th Mar 2026
800% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
88%
See only 4 star reviews
11%
See only 3 star reviews
1%
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0%
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0%

Latest highest rating:

5

A great app for saving without having to think about... A great app for saving without having to think about it! Reviewed on: 17th March 2026
Andy Drummond's avatar
Andy Drummond

Latest lowest rating:

1

Great app... But everything you need is behind a paywall, and you get hassled everytime to signup when using the app. Reviewed on: 9th April 2023
JD's avatar
JD
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About this product

Looking to read reviews of the Emma app, an innovative new mobile app which helps you save using AI. “She assists you in avoiding overdrafts, finding wasteful subscriptions and giving the control you need over your finances.” Sounds good? Now see what our community members have been saying about Emma by reading their reviews on Smart Money People. Or have you been using the Emma app to help save money and find unwanted subscriptions? Leave a review for others to read and you’ll be helping them to find the very best personal finance apps.

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Emma Savings App reviews (3559)

Great app

5
Really enjoy the notifications so I don’t have to check my balance, and sorting my spends into categories is amazing ! Reviewed on: 3rd April 2023
Sophie Francis's avatar
Sophie Francis

Budgeting made easy

5
Emma has really helped with looking at my finances and budgeting better Reviewed on: 3rd April 2023
Emma 's avatar
Emma

Amazing at keeping up with a budget

5
I like the daily notifications, being able to categorise my spending. It’s much better to avoid overspending. Reviewed on: 3rd April 2023
Anonymous's avatar
Anonymous

efficient way of keeping track of your money

5
i was recommended by a friend to use Emma to budget more effectively and it has been so easy to do so . You can see all of the transactions you have made as it is connected to your bank account and automatically updates you every morning which is very useful 10/10 would recommend Reviewed on: 3rd April 2023
sam's avatar
sam

Great way to manage your finances!

5
Before Emma, I had very little visibility of where my income was going, now I’m on a great path to add to my savings! Reviewed on: 3rd April 2023
HP's avatar
HP

Emma review

5
Great for me keeping track of all my accounts in one place and really helps me with the budget part of the app Reviewed on: 3rd April 2023
Kris Illingworth's avatar
Kris Illingworth

Easy and useful

5
The app is super easy to navigate whilst still doing an effective job. It’s helped me save a lot of money and budget a lot better. Reviewed on: 3rd April 2023
Savannah's avatar
Savannah

Best saving app EVER!

5
I downloaded Emma and didn’t expect it to change my life for the better! It helps me budget everyday and I know save money without thinking about it Reviewed on: 3rd April 2023
Chloe Fitzpatrick 's avatar
Chloe Fitzpatrick

Great for keeping track

5
Emma has been great for taking control of my finances and budgeting my money. Reviewed on: 3rd April 2023
Sarah May's avatar
Sarah May

A fairly comfortable app to keep track of expenses and finances

5
I haven’t had much luck with being positive on my finances. I’ve lately wanted to consider being more realistic and supportive towards investments, let alone track my expenditure on bills and taxes. This app has made my life that much simpler and I owe it to them for making that the case. Really would recommend it. Reviewed on: 3rd April 2023
Sherif Attia's avatar
Sherif Attia

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