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Emma: Personal finance app reviews

View other Emma products
4.88
Based on 3,559 reviews, last reviewed 17th Mar 2026
100% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
87%
See only 4 star reviews
11%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

A great app for saving without having to think about... A great app for saving without having to think about it! Reviewed on: 17th March 2026
Andy Drummond's avatar
Andy Drummond

Latest lowest rating:

1

Great app... But everything you need is behind a paywall, and you get hassled everytime to signup when using the app. Reviewed on: 9th April 2023
JD's avatar
JD
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About this product

The Emma personal finance app helps you take control of your money.

Using the Emma app, you can build your credit, save more and spend less. It’s a financial membership which has different tiers. You can get started with the Basic plan which is free or opt for a paid membership which comes with more benefits.

Emma app reviews help you find out what it’s really like to be a customer. If you’ve used the Emma app before, you can also leave a review and share your experience.

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Emma Personal finance app reviews (3559)

Incredible app

5
This app has already in 2 weeks helped me manage my spending and make informed decisions around my finances. Such an amazing app highly highly recommend especially if you’re struggling to budget in the cost of living crisis Reviewed on: 3rd April 2023
James Conner heeps 's avatar
James Conner heeps

Why didnt i get this sooner

5
Amazing app keeps track of everything you need in your life! Download today Reviewed on: 3rd April 2023
Bethgrey07's avatar
Bethgrey07

Easy manage your budget

5
Classifying your expenses and forecasting Reviewed on: 3rd April 2023
Tal Frost's avatar
Tal Frost

Fab budgeting app!

5
Emma is super easy and simple to use, makes budgeting really easy. I love that it gives you the option to budget different sections of things so that I can track my expenses independently, and I love that it gives me alert when I’m nearing the end of my budget so that I know to be more conscious of what I’m spending. Reviewed on: 3rd April 2023
Laura's avatar
Laura

Very helpful

5
This app helps me to understand budgeting and has helped me massively in saving money and having control over my money Reviewed on: 3rd April 2023
Alyssa's avatar
Alyssa

Life Changing

5
To be able to have all accounts in one place with amazing features of the app is life-changing. Makes managing my money a breeze! Reviewed on: 3rd April 2023
Mhairi 's avatar
Mhairi

Amazing

5
Easy to use very helpful for saving and investing Reviewed on: 3rd April 2023
Raheem's avatar
Raheem

Amazing

5
So helpfull!!! I love this app!! Reviewed on: 3rd April 2023
Millie Dougherty's avatar
Millie Dougherty

BEST BANK

5
Best bank no problems amazing app easy to use Reviewed on: 3rd April 2023
Seanlucas's avatar
Seanlucas

Best thing since sliced bread

5
It’s helped me track how much i spend on different things such as takeaways, groceries, fuel etc. Recommended to my family and friends already! Reviewed on: 3rd April 2023
Stephanie Henderson's avatar
Stephanie Henderson

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