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Emma: Personal finance app reviews

Name: Personal finance app
Rating: 4.88 (3559 reviews)

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4.88

Based on 3,559 reviews, last reviewed 17th Mar 2026

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

87%

11%

Latest highest rating:

5

A great app for saving without having to think about... A great app for saving without having to think about it! Reviewed on: 17th March 2026

Latest lowest rating:

1

Great app... But everything you need is behind a paywall, and you get hassled everytime to signup when using the app. Reviewed on: 9th April 2023

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About this product

The Emma personal finance app helps you take control of your money.

Using the Emma app, you can build your credit, save more and spend less. It’s a financial membership which has different tiers. You can get started with the Basic plan which is free or opt for a paid membership which comes with more benefits.

Emma app reviews help you find out what it’s really like to be a customer. If you’ve used the Emma app before, you can also leave a review and share your experience.

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Emma Personal finance app reviews (3559)

Really a fantastic app!

Has helped me review my fiances and keep it organized. Reviewed on: 3rd April 2023

Great for budgeting and saving/investing

I have only recently started using Emma and it has been a very useful app for me. Emma does what my mobile banking app does and more! It has helped understand my finances and where they are going as well as give useful insights into investing which I am looking at doing in the future. Because the app has assisted me so well I have already suggested it to several family members and friends. Reviewed on: 3rd April 2023

Very useful

I really like being able to have a notification of my balance in the morning so I’m aware of my financial status, also great savings tips and accounts! Really good app! Reviewed on: 3rd April 2023

I feel in control

Emma helps me feel in control of my money which I’ve never experienced before. Reviewed on: 3rd April 2023

Amazing experience

I love everything this app does, it is clear they genuinely care about your money and how they can help you get the best from it - I love the whole user experience! Reviewed on: 3rd April 2023

Amazing service

This is such an amazing app. Get regular updates without having to check my balance all yhe time. Reviewed on: 3rd April 2023

Easy to use and beneficial for planning the month ahead

Easy to use and beneficial for planning the month ahead. Easy to budget and helpful to stick to the budget with daily reminders Reviewed on: 3rd April 2023

Incredible App!! cannot recommend more

This app has been amazing for seeing my money habits and feeling more in control of my spending. Such a fantastic app that I recommend for everyone!! Reviewed on: 3rd April 2023

Amazing

Helps so much for knowing where to save / invest and if I’m keeping within budget Reviewed on: 3rd April 2023

Easy and informative

Emma has made me realise what areas of expenditure I need to focus on, it does so in a fun way and is overall a good app which I would recommend to anyone in need of money management. Reviewed on: 3rd April 2023

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