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Emma: Savings App reviews

4.86
Based on 3,559 reviews, last reviewed 17th Mar 2026
800% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
88%
See only 4 star reviews
11%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

A great app for saving without having to think about... A great app for saving without having to think about it! Reviewed on: 17th March 2026
Andy Drummond's avatar
Andy Drummond

Latest lowest rating:

1

Great app... But everything you need is behind a paywall, and you get hassled everytime to signup when using the app. Reviewed on: 9th April 2023
JD's avatar
JD

About this product

Looking to read reviews of the Emma app, an innovative new mobile app which helps you save using AI. “She assists you in avoiding overdrafts, finding wasteful subscriptions and giving the control you need over your finances.” Sounds good? Now see what our community members have been saying about Emma by reading their reviews on Smart Money People. Or have you been using the Emma app to help save money and find unwanted subscriptions? Leave a review for others to read and you’ll be helping them to find the very best personal finance apps.

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Emma Savings App reviews (3559)

Love it

5
I love how it helps me track my spending Reviewed on: 3rd April 2023

Best app to track my spending

5
This app helped me come out of my overdraft, put money into my savings and it’s so handy with the daily updates on my account(s) Being able to have multiple accounts on one app is something I never knew I needed until I downloaded Emma. By far the best app Reviewed on: 3rd April 2023

Emma all the way

5
Recently downloaded Emma to help me keep on top of my savings for the summer and so happy I did ! Reviewed on: 3rd April 2023

Amazing app

5
I find it so easier to manage my account Reviewed on: 3rd April 2023

Fantastic App

5
Fantastic app. Made me realise what I’m really spending my money on each month and super handy to see it broken down Reviewed on: 3rd April 2023

Really recommend!

5
Has helped me budget a lot, improve my credit score and genuinely feel comfortable with my money Reviewed on: 3rd April 2023

Amazing

5
Emma has been really helpful with planning and budgeting so far! Reviewed on: 3rd April 2023

All good as far as I'm concerned

4
Shows all the transactions and is simple to use so no problem Reviewed on: 3rd April 2023

hmmm

4
i think this app is good if you pay for it and use it often Reviewed on: 3rd April 2023

Really well worked app

5
It is really good and I save alot more using this app Reviewed on: 3rd April 2023

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