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Emma: Personal finance app reviews

Name: Personal finance app
Rating: 4.88 (3559 reviews)

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4.88

Based on 3,559 reviews, last reviewed 17th Mar 2026

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

87%

11%

Latest highest rating:

5

A great app for saving without having to think about... A great app for saving without having to think about it! Reviewed on: 17th March 2026

Latest lowest rating:

1

Great app... But everything you need is behind a paywall, and you get hassled everytime to signup when using the app. Reviewed on: 9th April 2023

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About this product

The Emma personal finance app helps you take control of your money.

Using the Emma app, you can build your credit, save more and spend less. It’s a financial membership which has different tiers. You can get started with the Basic plan which is free or opt for a paid membership which comes with more benefits.

Emma app reviews help you find out what it’s really like to be a customer. If you’ve used the Emma app before, you can also leave a review and share your experience.

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Emma Personal finance app reviews (3559)

Love it

I love how it helps me track my spending Reviewed on: 3rd April 2023

Best app to track my spending

This app helped me come out of my overdraft, put money into my savings and it’s so handy with the daily updates on my account(s) Being able to have multiple accounts on one app is something I never knew I needed until I downloaded Emma. By far the best app Reviewed on: 3rd April 2023

Emma all the way

Recently downloaded Emma to help me keep on top of my savings for the summer and so happy I did ! Reviewed on: 3rd April 2023

Amazing app

I find it so easier to manage my account Reviewed on: 3rd April 2023

Fantastic App

Fantastic app. Made me realise what I’m really spending my money on each month and super handy to see it broken down Reviewed on: 3rd April 2023

Really recommend!

Has helped me budget a lot, improve my credit score and genuinely feel comfortable with my money Reviewed on: 3rd April 2023

Amazing

Emma has been really helpful with planning and budgeting so far! Reviewed on: 3rd April 2023

All good as far as I'm concerned

Shows all the transactions and is simple to use so no problem Reviewed on: 3rd April 2023

hmmm

i think this app is good if you pay for it and use it often Reviewed on: 3rd April 2023

Really well worked app

It is really good and I save alot more using this app Reviewed on: 3rd April 2023

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