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Emma: Savings App reviews

4.86
Based on 3,559 reviews, last reviewed 17th Mar 2026
600% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
88%
See only 4 star reviews
11%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

A great app for saving without having to think about... A great app for saving without having to think about it! Reviewed on: 17th March 2026
Andy Drummond's avatar
Andy Drummond

Latest lowest rating:

1

Great app... But everything you need is behind a paywall, and you get hassled everytime to signup when using the app. Reviewed on: 9th April 2023
JD's avatar
JD

About this product

Looking to read reviews of the Emma app, an innovative new mobile app which helps you save using AI. “She assists you in avoiding overdrafts, finding wasteful subscriptions and giving the control you need over your finances.” Sounds good? Now see what our community members have been saying about Emma by reading their reviews on Smart Money People. Or have you been using the Emma app to help save money and find unwanted subscriptions? Leave a review for others to read and you’ll be helping them to find the very best personal finance apps.

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Emma Savings App reviews (3559)

Great app

5
Would recommend to anyone! Fantastic app Reviewed on: 3rd April 2023

Really helps

5
It really helps me stay on track of my outgoings Reviewed on: 3rd April 2023

Helping me manage my money!

5
Emma means I can track my spending and watch my savings early easily. Reviewed on: 3rd April 2023

Satisfied

5
Been using this for 3yrs now and it always give you a break down of expenses and savings. Reviewed on: 2nd April 2023

Best app to manage finances

5
The smart features in the app to automatically exclude transactions like credit card payments and recurring payments decreases a lot of manual work and help project the expenses Reviewed on: 1st April 2023

Very useful for budgeting

5
Especially as a student, really helps me keep track of my spending Reviewed on: 29th March 2023

Good app

5
Good app for budgeting, with plenty opportunities to win money Reviewed on: 28th March 2023

Great app!

5
So useful for me as a university student to know how much I’m spending through Emma! Reviewed on: 28th March 2023

Helps manage my finances!

5
I love how easy the app is to use, it’s helped a lot with my budgeting which is something I’ve struggled with for a while! Reviewed on: 28th March 2023

Exellent!

4
Emma has been a huge help in managing my finances. I’ve never realised how much money I spend! When I started to use Emma, I immediately realised I spend way too much. So , I began to take steps to save and I now have a pleasant looking bank account! It is quick, efficient and easy to use! I’ve been able to spend money on what needs to be bought. And leaving inessentials out the way. Overall, I’m pleased with Emma, yet, one day my bank account balance stoped appearing. Not sure why and I haven’t been able to fix it. This has led to lack of effeminacy and performance. But, when everything is all connected, I’m satisfied. Reviewed on: 27th March 2023

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