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Emma: Personal finance app reviews

Name: Personal finance app
Rating: 4.88 (3559 reviews)

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4.88

Based on 3,559 reviews, last reviewed 17th Mar 2026

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

87%

11%

Latest highest rating:

5

A great app for saving without having to think about... A great app for saving without having to think about it! Reviewed on: 17th March 2026

Latest lowest rating:

1

Great app... But everything you need is behind a paywall, and you get hassled everytime to signup when using the app. Reviewed on: 9th April 2023

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About this product

The Emma personal finance app helps you take control of your money.

Using the Emma app, you can build your credit, save more and spend less. It’s a financial membership which has different tiers. You can get started with the Basic plan which is free or opt for a paid membership which comes with more benefits.

Emma app reviews help you find out what it’s really like to be a customer. If you’ve used the Emma app before, you can also leave a review and share your experience.

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Emma Personal finance app reviews (3559)

Great app

Would recommend to anyone! Fantastic app Reviewed on: 3rd April 2023

Really helps

It really helps me stay on track of my outgoings Reviewed on: 3rd April 2023

Helping me manage my money!

Emma means I can track my spending and watch my savings early easily. Reviewed on: 3rd April 2023

Satisfied

Been using this for 3yrs now and it always give you a break down of expenses and savings. Reviewed on: 2nd April 2023

Best app to manage finances

The smart features in the app to automatically exclude transactions like credit card payments and recurring payments decreases a lot of manual work and help project the expenses Reviewed on: 1st April 2023

Very useful for budgeting

Especially as a student, really helps me keep track of my spending Reviewed on: 29th March 2023

Good app

Good app for budgeting, with plenty opportunities to win money Reviewed on: 28th March 2023

Great app!

So useful for me as a university student to know how much I’m spending through Emma! Reviewed on: 28th March 2023

Helps manage my finances!

I love how easy the app is to use, it’s helped a lot with my budgeting which is something I’ve struggled with for a while! Reviewed on: 28th March 2023

Exellent!

Emma has been a huge help in managing my finances. I’ve never realised how much money I spend! When I started to use Emma, I immediately realised I spend way too much. So , I began to take steps to save and I now have a pleasant looking bank account! It is quick, efficient and easy to use! I’ve been able to spend money on what needs to be bought. And leaving inessentials out the way. Overall, I’m pleased with Emma, yet, one day my bank account balance stoped appearing. Not sure why and I haven’t been able to fix it. This has led to lack of effeminacy and performance. But, when everything is all connected, I’m satisfied. Reviewed on: 27th March 2023

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