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Emma: Savings App reviews

4.86
Based on 3,559 reviews, last reviewed 17th Mar 2026
600% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
88%
See only 4 star reviews
11%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

A great app for saving without having to think about... A great app for saving without having to think about it! Reviewed on: 17th March 2026
Andy Drummond's avatar
Andy Drummond

Latest lowest rating:

1

Great app... But everything you need is behind a paywall, and you get hassled everytime to signup when using the app. Reviewed on: 9th April 2023
JD's avatar
JD

About this product

Looking to read reviews of the Emma app, an innovative new mobile app which helps you save using AI. “She assists you in avoiding overdrafts, finding wasteful subscriptions and giving the control you need over your finances.” Sounds good? Now see what our community members have been saying about Emma by reading their reviews on Smart Money People. Or have you been using the Emma app to help save money and find unwanted subscriptions? Leave a review for others to read and you’ll be helping them to find the very best personal finance apps.

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Emma Savings App reviews (3559)

Emma Finance

5
The Emma app is very easy to use for all ages. It has been really helpful in managing my finances. Reviewed on: 27th March 2023

Great Visuals! 5 stars!

5
Emma makes your finances so much more simplified to read and understand. I haven’t had the app long but have already seen a difference in my finance management. I love the updates I receive daily too! Reviewed on: 27th March 2023

Easy to use

4
Have found this very user friendly, easy to use and understand Reviewed on: 27th March 2023

A great way to keep an eye on your outgoings

4
If you like an entirely app based service, you won’t be disappointed. It’s a powerful tool to keep an eye on your income and outgoings on a fairly automated basis. I would have liked a web based option as well, but you can’t have it all. Reviewed on: 26th March 2023

Very good budget app

5
Great all in one finance tool, helpful & intuitive. Would recommend Reviewed on: 26th March 2023

Best Budgeting App on the market

5
I’ve tried competitor and mobile banking, but no app allows me to see my spending broke down in the same way. My favourite function is the categories as it helps me to see where most of my money is spent. Reviewed on: 26th March 2023

Easy to Use and Understand

4
Great way for people to budget their income, savings, shared expenses, and more. User interface is good as well with different ways to see where and on what your money is being spent with the option to change expenditures' categories and even add notes and searchable tags. The pie charts and Spaces are wonderful. The optional weekly updates and fun quizzes keep you engaged with the app without demanding it with incessant notifications. I definitely recommend. Reviewed on: 26th March 2023

Great

5
It’s great way to manage all your finances from one screen and has some really helpful analytical tools! Reviewed on: 25th March 2023

Brilliant people

5
They are amazing I vote for them anytime anywhere Reviewed on: 25th March 2023

As simple but effective tool.

5
Emma is a simple but effective tool for finance as it groups all supported accounts i one place. With daily balance updates and budget limits you can set, Emma will be sure to let you know if and when you are going to overspend and warn you premptively, Really handy app. Reviewed on: 25th March 2023

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