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Emma: Savings App reviews

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4.86
Based on 3,559 reviews, last reviewed 17th Mar 2026
600% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
88%
See only 4 star reviews
11%
See only 3 star reviews
1%
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0%
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Latest highest rating:

5

A great app for saving without having to think about... A great app for saving without having to think about it! Reviewed on: 17th March 2026
Andy Drummond's avatar
Andy Drummond

Latest lowest rating:

1

Great app... But everything you need is behind a paywall, and you get hassled everytime to signup when using the app. Reviewed on: 9th April 2023
JD's avatar
JD
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About this product

Looking to read reviews of the Emma app, an innovative new mobile app which helps you save using AI. “She assists you in avoiding overdrafts, finding wasteful subscriptions and giving the control you need over your finances.” Sounds good? Now see what our community members have been saying about Emma by reading their reviews on Smart Money People. Or have you been using the Emma app to help save money and find unwanted subscriptions? Leave a review for others to read and you’ll be helping them to find the very best personal finance apps.

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Emma Savings App reviews (3559)

Very good for everyday look up

5
This app is probably the best finance app personally. As a student myself I spend a lot everyday and try to limit myself. With Emma every morning they give me my daily status of my account and tell me when money has been brought into my account Reviewed on: 25th March 2023
Ruth's avatar
Ruth

Absolutely fantastic

5
I downloaded Emma to help me keep track of my money as I was absolutely awful with saving. It's helped immensely as I now know where all my money goes, my biggest problem is recurring subscriptions and thanks to Emma I can keep a tab on the ones I'm accidentally subscribed to so I can cancel, this amongs many other incredible features I would absolutely recommend Emma to anyone I like Reviewed on: 25th March 2023
Toby Mortimer's avatar
Toby Mortimer

Handy app!

5
I love Emma. Its a good app that let's you know everything that's going on with your money. I find it so hard to get organised, but this app helps me do just that. Reviewed on: 25th March 2023
Louise Mahoney's avatar
Louise Mahoney

Recommend to everyone

5
Emma has made it so much easier to keep on top of my finances. I used to just stick my head in the sand and get into a proper pickle every month, but now I can really keep track of what's going on and it doesn't feel overwhelming any more. Reviewed on: 25th March 2023
jenny.mill@ntlworld.com's avatar
[email protected]

Very good budgeting app

4
I use Emma on a daily basis and it fulfills all my budgeting needs. Positives are to that I can track all my current and credit card accounts, see where I'm spending my money and set/amend budgets to help cut costs if required The only negatives I have is that the budget section needs a bit of work as it doesn't always tag certain bills and can be difficult to navigate the budgeting functions if you are not very mart phone savvy. Reviewed on: 25th March 2023
Scott Hewson's avatar
Scott Hewson

Great to budged your income

5
Easy to use, you can sincronize more accounts. Reviewed on: 25th March 2023
Raul Sas's avatar
Raul Sas

Amazing

5
I love Emma it’s easy to use and great for sending money to people helps me keep track every month on what I’m spending on what I can save on Reviewed on: 25th March 2023
Catherine 's avatar
Catherine

Great to create good money habits

5
Really good app to track your budget and create good money habits Reviewed on: 25th March 2023
Shannon Hartill's avatar
Shannon Hartill

Emmarvellous

5
A superhero of a budgeting app, Emma offers all-in-one insights into spending. All you're left to do is to simply marvel at how much money you can save! Reviewed on: 25th March 2023
Lars Voellmy's avatar
Lars Voellmy

Very helpful app but miss out on a lot with the free version

5
Very good app. Beautifully designed and very intuitive. Reviewed on: 25th March 2023
Jamie's avatar
Jamie

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