Write a review

Newsletter

Go to business site

Emma: Personal finance app reviews

Name: Personal finance app
Rating: 4.88 (3559 reviews)

View other Emma products

4.88

Based on 3,559 reviews, last reviewed 17th Mar 2026

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

87%

11%

Latest highest rating:

5

A great app for saving without having to think about... A great app for saving without having to think about it! Reviewed on: 17th March 2026

Latest lowest rating:

1

Great app... But everything you need is behind a paywall, and you get hassled everytime to signup when using the app. Reviewed on: 9th April 2023

Read all reviews Write a review

About this product

The Emma personal finance app helps you take control of your money.

Using the Emma app, you can build your credit, save more and spend less. It’s a financial membership which has different tiers. You can get started with the Basic plan which is free or opt for a paid membership which comes with more benefits.

Emma app reviews help you find out what it’s really like to be a customer. If you’ve used the Emma app before, you can also leave a review and share your experience.

Review Emma: Personal finance app now

Help others make smarter decisions by sharing your own experience.

Write a review

Emma Personal finance app reviews (3559)

Very good for everyday look up

This app is probably the best finance app personally. As a student myself I spend a lot everyday and try to limit myself. With Emma every morning they give me my daily status of my account and tell me when money has been brought into my account Reviewed on: 25th March 2023

Absolutely fantastic

I downloaded Emma to help me keep track of my money as I was absolutely awful with saving. It's helped immensely as I now know where all my money goes, my biggest problem is recurring subscriptions and thanks to Emma I can keep a tab on the ones I'm accidentally subscribed to so I can cancel, this amongs many other incredible features I would absolutely recommend Emma to anyone I like Reviewed on: 25th March 2023

Handy app!

I love Emma. Its a good app that let's you know everything that's going on with your money. I find it so hard to get organised, but this app helps me do just that. Reviewed on: 25th March 2023

Recommend to everyone

Emma has made it so much easier to keep on top of my finances. I used to just stick my head in the sand and get into a proper pickle every month, but now I can really keep track of what's going on and it doesn't feel overwhelming any more. Reviewed on: 25th March 2023

Very good budgeting app

I use Emma on a daily basis and it fulfills all my budgeting needs. Positives are to that I can track all my current and credit card accounts, see where I'm spending my money and set/amend budgets to help cut costs if required The only negatives I have is that the budget section needs a bit of work as it doesn't always tag certain bills and can be difficult to navigate the budgeting functions if you are not very mart phone savvy. Reviewed on: 25th March 2023

Great to budged your income

Easy to use, you can sincronize more accounts. Reviewed on: 25th March 2023

Amazing

I love Emma it’s easy to use and great for sending money to people helps me keep track every month on what I’m spending on what I can save on Reviewed on: 25th March 2023

Great to create good money habits

Really good app to track your budget and create good money habits Reviewed on: 25th March 2023

Emmarvellous

A superhero of a budgeting app, Emma offers all-in-one insights into spending. All you're left to do is to simply marvel at how much money you can save! Reviewed on: 25th March 2023

Very helpful app but miss out on a lot with the free version

Very good app. Beautifully designed and very intuitive. Reviewed on: 25th March 2023

Do you have a different Emma product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Money Transfer
from Opal Transfer 4.12 from 2 reviews
Money Transfer
from Paysend 3.25 from 30 reviews
Payments
from Square 4.06 from 1 reviews

Want to see more from Emma?

General investment account
from Emma 0.00 from 0 reviews
Stocks and shares ISA
from Emma 0.00 from 0 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub