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Emma: Savings App reviews

4.86
Based on 3,559 reviews, last reviewed 17th Mar 2026
600% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
88%
See only 4 star reviews
11%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

A great app for saving without having to think about... A great app for saving without having to think about it! Reviewed on: 17th March 2026
Andy Drummond's avatar
Andy Drummond

Latest lowest rating:

1

Great app... But everything you need is behind a paywall, and you get hassled everytime to signup when using the app. Reviewed on: 9th April 2023
JD's avatar
JD

About this product

Looking to read reviews of the Emma app, an innovative new mobile app which helps you save using AI. “She assists you in avoiding overdrafts, finding wasteful subscriptions and giving the control you need over your finances.” Sounds good? Now see what our community members have been saying about Emma by reading their reviews on Smart Money People. Or have you been using the Emma app to help save money and find unwanted subscriptions? Leave a review for others to read and you’ll be helping them to find the very best personal finance apps.

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Emma Savings App reviews (3559)

Great for budgeting

5
Emma has enabled me to have greater control of my day to day finances, and stick to a budget for the first time in my adult life! Wouldn't be without it... Reviewed on: 25th March 2023

Emma Platform

5
Add more Assets, Emma has a nice user's interface Reviewed on: 25th March 2023

Helped me keep on track

5
This app has helped me keep up with my finances daily and avoid bank charges so I am happy. Reviewed on: 25th March 2023

Great savings app to review spending and stick to budgets

5
It's got a great budgeting function and clear reports to help monitor spending month to month. Reviewed on: 25th March 2023

Great bank

5
Great bank! Really love their integrations & summary pages Reviewed on: 25th March 2023

Everything in one place

5
You can see all your finances and all your money and all your investments and all your debts in one place. You can drill down and get reports and the interface is easy and intuitive. The developers are always improving things, releasing new functionality and are very responsive. Reviewed on: 25th March 2023

Helps me keep track of my money

5
I often have difficulties keeping track of my multiple accounts and how much money is in them, but Emma makes this so much easier. Reviewed on: 25th March 2023

One stop shop

5
Intuitive, visual and comprehensive Reviewed on: 25th March 2023

Useful

4
Helps keeping track of expenses and income quite well Reviewed on: 25th March 2023

Well worth the money

5
Emma has saved me hundreds of pounds by allowing me to track every single expense. I had previously thought I was saving and then Emma highlighted and I actually wasn't doing as well as I thought Reviewed on: 25th March 2023

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