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Emma: Savings App reviews

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4.86
Based on 3,559 reviews, last reviewed 17th Mar 2026
600% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
88%
See only 4 star reviews
11%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

A great app for saving without having to think about... A great app for saving without having to think about it! Reviewed on: 17th March 2026
Andy Drummond's avatar
Andy Drummond

Latest lowest rating:

1

Great app... But everything you need is behind a paywall, and you get hassled everytime to signup when using the app. Reviewed on: 9th April 2023
JD's avatar
JD
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About this product

Looking to read reviews of the Emma app, an innovative new mobile app which helps you save using AI. “She assists you in avoiding overdrafts, finding wasteful subscriptions and giving the control you need over your finances.” Sounds good? Now see what our community members have been saying about Emma by reading their reviews on Smart Money People. Or have you been using the Emma app to help save money and find unwanted subscriptions? Leave a review for others to read and you’ll be helping them to find the very best personal finance apps.

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Emma Savings App reviews (3559)

Money control

5
Great app to keep the money on controls, having multiple bank accounts and credit cards. Use the app every day. Reviewed on: 25th March 2023
Radek Kopacek's avatar
Radek Kopacek

Tracking saviour

5
Being able to see everything about my comings and goings, even things I forget are coming out, allows me to plan ahead as it informs me when it thinks I'm going to overspend. Being told when money has entered my account is also a nice touch. Reviewed on: 25th March 2023
Joshua Byrne's avatar
Joshua Byrne

So fabulously easy!

5
This app has given me complete visibility and control of my finances which has helped me make the right choices on how and where I spend my money. Reviewed on: 25th March 2023
Richard Jamed's avatar
Richard Jamed

Useful if youre bad at managing money

5
Emma helps me know exactly where I’m spending my money. It helps me keep track of what I’m spending as I have a bad spending habit. I’ve given myself a budget on Emma and that has really help decrease my spending Reviewed on: 25th March 2023
Theresajk's avatar
Theresajk

essential finance management

5
Emma makes managing personal finance easy. You can't improve your finances if you don't have a clear understanding of them, Emma provides that Reviewed on: 25th March 2023
Mike's avatar
Mike

Simple easy to use tracker

5
Emma is a simple easy to use tracker for my budgeting needs. Amazing integration with my online banking and simple interface. Live the notifications and reports that help me keep on top of my spending. Reviewed on: 25th March 2023
Cameron's avatar
Cameron

Saves me the dollah

5
Daily reminders of bank account stops me spending and the gummy bear is cute Reviewed on: 25th March 2023
Emily Ryan's avatar
Emily Ryan

The best money management app

5
I use Emma to manage my money for about 3 years now. Having it all in one place, gave me the insight needed to optimise my saving . Plus, all the other perks such savings on shopping, low investment rates and so many others, have really aided my savings journey in a way that any other app could before. Reviewed on: 25th March 2023
Alexandra Costa's avatar
Alexandra Costa

Emmaculate app, 10/10

5
This app has helped me to not only get out of my overdraft, but to actually save good money and I am now the most financially healthy I have been in years. Thanks Emma! Reviewed on: 25th March 2023
Joe Hodges's avatar
Joe Hodges

Couldn't recommend it more!

5
Brilliant app! The saving options is great! I really love the morning daily breakdowns of my account and what spending is coming up! Helps me keep track of all my expenses and savings! Reviewed on: 25th March 2023
Amy's avatar
Amy

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