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Emma: Personal finance app reviews

Name: Personal finance app
Rating: 4.88 (3559 reviews)

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4.88

Based on 3,559 reviews, last reviewed 17th Mar 2026

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

87%

11%

Latest highest rating:

5

A great app for saving without having to think about... A great app for saving without having to think about it! Reviewed on: 17th March 2026

Latest lowest rating:

1

Great app... But everything you need is behind a paywall, and you get hassled everytime to signup when using the app. Reviewed on: 9th April 2023

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About this product

The Emma personal finance app helps you take control of your money.

Using the Emma app, you can build your credit, save more and spend less. It’s a financial membership which has different tiers. You can get started with the Basic plan which is free or opt for a paid membership which comes with more benefits.

Emma app reviews help you find out what it’s really like to be a customer. If you’ve used the Emma app before, you can also leave a review and share your experience.

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Emma Personal finance app reviews (3559)

One stop solution

Emma has helped me to keep a track of all my finances such as incoming n outgoings under single page which makes life ver easier Reviewed on: 25th March 2023

Great service

I've recieved great performance since using the emma app, gives me weekly reports and helps me keep on budget , highly recommended Reviewed on: 25th March 2023

The best!!

Emma is literally like having a best friend that’s amazing with money. She’s constantly reminding me when I’ve got bills coming up or making me question whether I really need yet another pair of leggings or pudding from deliveroo! She’s like the angel in my shoulder that helps keep me safely on my financial spending path! Saving money has never been so fun! Haha! Reviewed on: 25th March 2023

The best app for budgeting

Emma has helped me I order to make my saving and spending less. Without Emma I would have no money Reviewed on: 25th March 2023

Very useful app

This is a great app to track spending and also budget. The categories are really useful to help keep an eye on your money. Reviewed on: 25th March 2023

Great app

It’s a great app to controll your money it can help you budget and save your money every month and I highly recommend it Reviewed on: 25th March 2023

Excellant

Really helping to budget my money by seeing what I’m spending and reduce my shopping obsession Reviewed on: 25th March 2023

Best money managing ever

Using Emma was the best choice of all money managing apps. Emma helped me save so much money and helped me get out of debt. Thank you! Reviewed on: 25th March 2023

Very useful budget tool

Really helpful and simple to use to create and stick to a budget. It’s easy to track spending throughout the month with linked accounts and anything g paid for with savings can be excluded Reviewed on: 25th March 2023

Incredible app for me, starting a new understanding of my money

Emma is great. It’s helped me look at my finances without feeling overwhelmed, and helped me keep track of what I’m spending & saving. Reviewed on: 25th March 2023

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