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Emma: Savings App reviews

4.86
Based on 3,559 reviews, last reviewed 17th Mar 2026
600% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
88%
See only 4 star reviews
11%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

A great app for saving without having to think about... A great app for saving without having to think about it! Reviewed on: 17th March 2026
Andy Drummond's avatar
Andy Drummond

Latest lowest rating:

1

Great app... But everything you need is behind a paywall, and you get hassled everytime to signup when using the app. Reviewed on: 9th April 2023
JD's avatar
JD

About this product

Looking to read reviews of the Emma app, an innovative new mobile app which helps you save using AI. “She assists you in avoiding overdrafts, finding wasteful subscriptions and giving the control you need over your finances.” Sounds good? Now see what our community members have been saying about Emma by reading their reviews on Smart Money People. Or have you been using the Emma app to help save money and find unwanted subscriptions? Leave a review for others to read and you’ll be helping them to find the very best personal finance apps.

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Emma Savings App reviews (3559)

One stop solution

5
Emma has helped me to keep a track of all my finances such as incoming n outgoings under single page which makes life ver easier Reviewed on: 25th March 2023

Great service

4
I've recieved great performance since using the emma app, gives me weekly reports and helps me keep on budget , highly recommended Reviewed on: 25th March 2023

The best!!

5
Emma is literally like having a best friend that’s amazing with money. She’s constantly reminding me when I’ve got bills coming up or making me question whether I really need yet another pair of leggings or pudding from deliveroo! She’s like the angel in my shoulder that helps keep me safely on my financial spending path! Saving money has never been so fun! Haha! Reviewed on: 25th March 2023

The best app for budgeting

5
Emma has helped me I order to make my saving and spending less. Without Emma I would have no money Reviewed on: 25th March 2023

Very useful app

5
This is a great app to track spending and also budget. The categories are really useful to help keep an eye on your money. Reviewed on: 25th March 2023

Great app

4
It’s a great app to controll your money it can help you budget and save your money every month and I highly recommend it Reviewed on: 25th March 2023

Excellant

5
Really helping to budget my money by seeing what I’m spending and reduce my shopping obsession Reviewed on: 25th March 2023

Best money managing ever

5
Using Emma was the best choice of all money managing apps. Emma helped me save so much money and helped me get out of debt. Thank you! Reviewed on: 25th March 2023

Very useful budget tool

5
Really helpful and simple to use to create and stick to a budget. It’s easy to track spending throughout the month with linked accounts and anything g paid for with savings can be excluded Reviewed on: 25th March 2023

Incredible app for me, starting a new understanding of my money

5
Emma is great. It’s helped me look at my finances without feeling overwhelmed, and helped me keep track of what I’m spending & saving. Reviewed on: 25th March 2023

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