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Emma: Savings App reviews

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4.86
Based on 3,559 reviews, last reviewed 17th Mar 2026
600% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
88%
See only 4 star reviews
11%
See only 3 star reviews
1%
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0%
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0%

Latest highest rating:

5

A great app for saving without having to think about... A great app for saving without having to think about it! Reviewed on: 17th March 2026
Andy Drummond's avatar
Andy Drummond

Latest lowest rating:

1

Great app... But everything you need is behind a paywall, and you get hassled everytime to signup when using the app. Reviewed on: 9th April 2023
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JD
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About this product

Looking to read reviews of the Emma app, an innovative new mobile app which helps you save using AI. “She assists you in avoiding overdrafts, finding wasteful subscriptions and giving the control you need over your finances.” Sounds good? Now see what our community members have been saying about Emma by reading their reviews on Smart Money People. Or have you been using the Emma app to help save money and find unwanted subscriptions? Leave a review for others to read and you’ll be helping them to find the very best personal finance apps.

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Emma Savings App reviews (3559)

Time-saver for managing a chaotic life.

5
With kids mortage business and a busy personal life this app is not just a time-saver, but genuinely helps to save money. Reviewed on: 25th March 2023
Daniel Downes's avatar
Daniel Downes

Absolutely life changing!

5
This app has been life changing financially, I have been able to track where all my money has been going and using that I have been able to change my spending habits and save more efficiently Reviewed on: 25th March 2023
Ewixiamson's avatar
Ewixiamson

Everything in one place

5
Emma combines a nice user interface, user experience and the ability to monitor all finances through one single app that also offers insights and predictions. This app blows all completion out of the water Reviewed on: 25th March 2023
Matt's avatar
Matt

Love the app

5
I love it because it helps me keep track of my financial situation. Reviewed on: 25th March 2023
Anonymous's avatar
Anonymous

Great for budgeting

5
Love that I can connect ally accounts Reviewed on: 25th March 2023
Jirka Miklosy's avatar
Jirka Miklosy

Great Savings App

5
Very streamlined app, great on time notifications (not too many) seriously considering buying premium. Reviewed on: 25th March 2023
Max's avatar
Max

useful notifications for budgets, interface could use some work

3
Emma's budget tracking works well and notifications are useful to help me know how much I can spend and how close to my budget I am. The interface could improve a little as I am not always sure how to get to my budget and see what I'm spending money on. I always get there in the end but it takes a few more taps of trial and error than it should Reviewed on: 25th March 2023
Jim Davey's avatar
Jim Davey

So helpful

5
Emma has changed the way I manage my money. I now keep to a budget, and have a much better understanding of how I spend my money. Reviewed on: 25th March 2023
PeterLondon's avatar
PeterLondon

Helpful for saving and investments

5
It’s a really good app and helps me to save/budget. Not too pushy and tries to give some education on investing. I recommend it. Reviewed on: 25th March 2023
Jedidja's avatar
Jedidja

Modern, innovative, easy

5
I felt like I was out of my depth trying to understand my finances but since I joined Emma I have a real-time summary of my activity, can easily see my outgoings and can budget better. The app divides all my monthly spending into categories, let’s me set and track budgets and helps me save. They let me know via helpful notifications if I’m on track or close to going over budget. They are constantly coming up with new ideas such as trading and savings pots with great interest rates. I can’t imagine my life without Emma! Reviewed on: 25th March 2023
Helen Ukoh's avatar
Helen Ukoh

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